Joshua Sheats

Radical Personal Finance

Joshua J Sheats, MSFS, CFP, CLU, ChFC, CASL, CAP, RHU, REBC is a financial planner who teaches people how to live a rich life now while building a plan for financial freedom in 10 years or less. He mixes creative approaches to lifestyle design, deep-dive financial planning techniques, and hard-core business strategy to equip you with the knowledge and inspiration you need to build financial independence.

Author

Joshua Sheats

Category

Business

Podcast website

radicalpersonalfinance.com

Latest episode

Jul 3, 2026

Where to listen?

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Episodes

1037-A Few Useful Lessons and Inspiration from Trump and the Assassination Attempt 16.07.2024
1036-Friday Q&A: Internationalization for Indians, Selling Assets to Get Out of Debt, Lifestyle Design, Saving for a New Car, etc. 12.07.2024

On today's Friday Q&A show we discuss: 1:20 How should a young Indian immigrant to the USA think about internationalization options? 28:04 Should I sell assets to get out of a debt mess? Which assets? 51:30 How do I design a lifestyle where I don't want to quit working? 1:15:20 Should I save for a new car or invest instead? 1:30:49 What makes the son of a rich man more successful than others? 1:45...

1035-Financial Goals You Should Set: (2) Save Half, Spend Half 11.07.2024

For a deep-dive on different savings rates, listen to this podast episode: 163-The Impact of Your Savings Rate on Your Time to Financial Independence (A Tribute to the Value of "The Shockingly Simple Math Behind Early Retirement")

1034-Financial Goals You Should Set (1): Get a Job 09.07.2024

Today we begin a new series of financial goals you should set that will inspire you towards financial abunance. On today's show I introduce the series and discuss Goal #1.

1033-Friday Q&A: Family Foundations, Career vs. Family, Diabetes Prep, Joshua on Twitter, Homeschool Chat 05.07.2024

On today's Q&A show we cover: 1:32 Should I establish a Family Charitable Foundation for my young family? 16:50 How do I balance Career vs. Family in a potential job change? 31:00 My teenager was just diagnosed with Diabetes. How do I prep to keep her alive? 1:07:25 Why did Joshua disappear from Twitter? 1:17:27 Homeschoolin dad chat about reading level and effective teaching. Enjoy! Joshua To joi...

1032-A Way of Life: Live Your Life in Daytight Compartments 02.07.2024

A Way of Life: An Address to Yale Students, Sunday evening, April 20th, 1913 by William Osler

1031-Friday Q&A: FIRE at 35, Failed Residency Match after Med School, Regret Whole Life Insurance, Preventive Health Screening, etc. 28.06.2024

On today's Friday Q&A show we discuss: 1:30 I'm 31 and want to FIRE at 35...how do I get there? 24:00 I finished medical school but didn't get matched for residency; what should I do now? 42:22 I regret purchasing a whole life insurance policy 3 years ago; what should I do now? 1:07:19 Feedback and comments on Joshua's show on women working 1:39:49 What kind of preventive health screening should I...

1030-Friday Q&A: Maximum Investment Cashflow, New Vehicle, Large Family Travel, Difficult College Decisions 21.06.2024

On today's Q&A show we discuss: 1:30 What should I invest in for maximum cashflow? 10:47 What kind of vehicle should I set up for maximum family travel fun? 20:32 I need to buy a new car; what should I buy? 32:38 How can a dyslexic child succeed most effectively in life? 40:00 How can a large family travel affordably? 1:04:30 How do we plan for difficult college decisions? Enjoy the show! Join me...

1029-The Go-Getter: A Story That Tells You How to be One 20.06.2024

Text of the story: https://www.gutenberg.org/cache/epub/12257/pg12257-images.html  

1028: As Rich as Croesus 17.06.2024
1027: Should Women Work? 12.06.2024

I admit it; the title is a little bit of clickbait. I received a set of important and cogent questions from a concerned mother-of-daughters who was wrestling with some of my male-oriented comments and advice recently. In this episode I seek to thoughtfully explore and articulate the differences between male and female career aspirations and leadership in society and discuss openly some of the chal...

1026: Friday Q&A: Pay Cash for House or Get a Mortgage, Full-Time RV Living, Death Plan for Information, Philosophy of Business 07.06.2024

On today's Friday Q&A show we discuss: 1:24 Should I pay cash for my new house or get a mortgage? 12:01 I'm heading off for full-time RV living in the Western USA. What should I think about? 21:54 How can I set up a plan for my important information in case of sudden death? 44:50 A discussion of the philosophy of business that will endure through crises and generations To join me for the call next...

1025: The Rich Should Leave Their Wealth to Their Children, Not to Charity 06.06.2024

By Johann Kurtz on X , and on Substack . Johann's follow-up essay " Raising children worthy of empires " is also good.

1024: If Only I Had... 03.06.2024
1023: The Highest Paying Summer Job for Teens 30.05.2024

I have a handful of consulting appointments still available at a discounted price for next week. https://radicalpersonalfinance.com/consult  

1022: Prepare for Sudden Death 29.05.2024

I have a handful of private phone appointments still availble this week: https://radicalpersonalfinance.com/consult  

1021: Friday Q&A: Too Much Money To Know What To Do With, Trades vs. Knowledge Work, Saving Capital Gains Taxes 24.05.2024

On today's Q&A podcast we discuss: 1:59 I just retired with a military pension in addition to a job and now have way more money available than I ever dreamed. What should I do with it? 28:11 Are the trades boring like Joshua said? Shouldn't more people consider them? 48:00 I need to sell some appreciated stock. How can I reduce my capital gains taxes? To join me next week, go here: https://patreon...

1020: The Death of the Nation State? 21.05.2024

Consulting is open...60% sold out...book today: https://radicalpersonalfinance.com/consult  

1019: We're Doomed 20.05.2024

Limited consultation appointments available now: https://radicalpersonalfinance.com/consult   Episode 629-[In-Depth Version] Federal Debt: The Ticking Bomb that No One is Willing to Defuse

1018: Friday Q&A: Entity Selection for a Business and One Parent One Language Acquisition for Children 17.05.2024

On today's Friday Q&A we discuss: 1:30 What kind of entity to establish for a consulting business. 12:59 How to do One Parent One Language for your children's language aquisition. To join me on next week's podcast, go here: https://patren.com/radicalpersonalfinance Limited consulting calls are open at the moment: https://radicalpersonalfinance.com/consult   Enjoy! Joshua  

1017: The Ultimate Freedom Machine! 16.05.2024

Today I want to introduce you to the ultimate freedom machine to expand your horizons and fatten your wallet! Joshua

1016: Things Young Men Should Do in 2024 14.05.2024

https://x.com/Indian_Bronson/status/1741862555218522361  

1015: Friday Q&A: Deleting a Social Security Number for your Child, UTMA Accounts, Sell Old House or Keep as Rental 10.05.2024

On today's podcast we discuss: 1:40 Should I get my child a social security number? 19:54 Why you should open a UTMA account for your children 34:10 Natural baby-birthing experiences  39:10 Should I sell my old house or keep it as a rental? Join me for next week's call at https://patreon.com/RadicalPersonalFinance   Enjoy! Joshua

1014: How To Avoid Being Nailed By a State Income Tax Auditor 09.05.2024
1013: Financially Productive Characteristics to Look for In a Potential Spouse 06.05.2024

We know that your choice of spouse is going to make an enormous difference in your long-term financial success (household income and wealth-building) as well as potential failure (divorce, high expenses) and that of your progeny. But what specifical characterstics and qualities should an unmarried person look for in a potential spouse that would probably lead to a great long-term outcome? In today...

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