Quiver Financial News

Those waiting for the artificial intelligence bubble to pop have been  let down this earnings season . In  the latest sign  that AI exuberance is alive and well in markets, Arm Holdings ( ARM ) stock has surged more than 70% in the last five days of trading after topping Wall Street's earnings estimates on Feb. 7. And, perhaps most importantly, the chipmaker attributed its better-than-expected rev...

We spend our entire lives accumulating “stuff”—our possessions, our assets, and our wealth.  Estate planning  helps us create a set of instructions for how to handle our “stuff” once we’re gone or unable to make decisions on our own. Despite being a plan for the future, creating an estate plan can benefit us and our finances while we’re still here. That’s because estate planning requires taking a...

Learn the Full story behind financial articles.   WASHINGTON, Feb 8 (Reuters) - U.S. Treasury Secretary Janet Yellen said on Thursday that she expects additional bank stress and financial losses from weakness in the commercial real estate market but believes this will not pose a systemic risk to the banking system. Yellen told a Senate Banking Committee hearing that bank regulators are working wit...

In many cases, retirement planning can seem deceptively easy. For instance, most 401(k)s automatically take funds from your paycheck and contribute them to your plan. So, you can set it and forget it—right? Not exactly. While the ease of use afforded by many retirement plans is a boon to savers, it makes it easy to overlook one of the critical aspects of retirement planning: actively managing your...

It’s a fact of life: emergencies happen, and they’re always expensive. Worst of all, they almost always occur when you don’t have the money to pay for them. When this happens, early withdrawals from your 401(k) become extraordinarily alluring. After all, there’s a lot of money there, it’s all yours, and you’ve got plenty of time before retirement to replace it! And, yes—most 401(k) plans have a ba...

Navigating  the world of estate planning  can be a daunting task, particularly when it comes to ensuring your assets are protected and passed on according to your wishes. Trusts offer a powerful solution, providing flexibility and security in managing your estate. With the right trust, you can achieve peace of mind, knowing that your estate planning is tailored to meet your specific needs and goal...

Integrating healthcare into your retirement planning is about finding the right balance between your health needs and the retirement lifestyle you envision. This involves making informed decisions about Medicare, supplemental insurance, and potential long-term care, ensuring these choices align with your retirement savings and goals. The aim is to secure the healthcare you need while preserving th...

Jim Cramer calls for a soft landing like the clown he is.  We talk about living wages, Roth conversions and so much more in this weeks episode.

Life after the loss of a loved one is challenging. Then there are the added tasks, such as navigating and  maximizing Social Security ‘s survivor benefits. If your loved one was eligible for retirement benefits, knowing your financial options and rights is important. We break down everything from eligibility criteria, how to apply, and specific considerations for both widowed and divorced survivin...

UPS reduces pilots force heading into the holiday season? But the US economy is Strong according to Janet Yellen. What gives? Tune into today’s Half-truth episode where we break apart the latest headlines that seem to only tell half the story. The Zweig Breadth Thrust Indicator Flashes on Friday. – Sounds kind of dirty to us.

The landscape for small business taxes in the U.S. has undergone significant changes over the last three years, presenting unique challenges and opportunities. As a business owner or sole proprietor, the changes that have probably impacted you the most are the new tax laws. There have been more updates to the tax code in the last 3 to 5 years than at any other time in history. Top that with a dwin...

As we journey through life, the nuances of financial planning and wealth management evolve. Especially during the golden years, when the complexities of retirement come to a head, creating a blueprint for financial stability becomes paramount. This phase is marked by reflections on past financial decisions and anticipations about the future—balancing current needs with long-term security. The risi...

When planning for retirement, there’s no shortage of advice to guide you. Additionally, many institutions try to sell you financial products or services (such as savings accounts) that may actually hinder you from maximizing your savings. That’s why, as you navigate through investment options, retirement accounts, and saving strategies, it’s crucial to avoid common pitfalls that can seriously hamp...

Buckle up butter cup this episode is a good one. This week on the Half-Truth.  We discuss what is half true behind Ryan Reynolds and Jim Cramer, Inflation and the CPI revisions that have been happening for the last year.  We talk about Real Estate Brokers 6% commission.  BlackRock getting into Target Date funds.  We poke fun at how stupid the” Ask the Advisor” articles are.  We even have a little...

Taking control of your financial future often involves making decisions that ripple far beyond your own life. One such decision is designating a 401(k) beneficiary—a choice that can secure a loved one’s financial stability long after you’re gone. Navigating this essential aspect of estate planning involves more than just ticking a box. It’s a journey through complex rules, varying options, and som...

Financial planning is a critical aspect of starting and operating a successful business. It also plays a crucial role in your personal wealth management. Whether you’re just starting or you’ve been in the game for a while, a well-thought-out financial plan is your roadmap to long-term success. We want to help equip you with the necessary tools and knowledge to secure your financial future. So, rea...

With Oil, Food and Housing on the rise can Inflation remain below 5%?   Interest rates and inflation are turning out to be kryptonite for investors in 2023.  First half of 2023 was great if you were in only 7 stocks.  Second half of the year is killing your 60/40 portfolio. Are interest rates and inflation headed higher for longer, or have they reached their peak? Find out what we are seeing and d...

Retirement is the ultimate goal for most of us. We dream of leaving work behind for relaxing days, hobbies, and spending time with loved ones. But there’s a side to retirement that’s often overlooked: taxes. Understanding taxes is crucial whether you’re saving for retirement, nearing those golden years, or already there. If you’re still saving for retirement, you might be trying to  figure out how...

What is hot and what is not in Stocks, Bonds, Real Estate, Interest Rates, Metals, Energy, and Inflation, we cover it all in this financial market update for October 2023. Is the stock market rally that started in October of 2023 over, or will it continue higher? How much higher can interest rates go, and what may be their effects on the economy and real estate prices? With Oil prices headed to th...

Stepping into the golden phase of your life should be about cherishing memories and embracing new adventures—not fretting about financial stability! If you’re inching closer to the big 5-0 or have already celebrated that milestone, there’s a financial tool designed especially for you that could be a game changer for your retirement savings. Catch-up contributions can significantly enhance your ret...

As an investor, retirement saver, shareholder, or even an LLC member, keeping an eye on the ebb and flow of economic indicators is crucial. Inflation is a major indicator that’s been on everyone’s mind over the past year. After the pandemic, the massive supply chain issues, and the resulting sharp rise in inflation in 2022, the rate finally shows signs of cooling down closer to where we were in Ma...

Will the rally in equity markets that started in Oct 2022 be nothing more than a Bear Market rally doomed for failure, or is it the start of a new Bull Market for stocks? And what about Oil, Natural Gas, Silver, and Gold? Where could they be headed after 14 months of sideways consolidation? Are we at the start of a new bull cycle in commodities, or will the price action continue to lull investors...

Social Security beneficiaries can expect a pay increase next year. In 1973, Congress introduced cost-of-living adjustments, or COLAs, into law. With COLAs, those receiving Social Security benefits could see their retirement income adjusted each year to match the cost of living. These adjustments came into effect in 1975 and have helped those receiving retirement benefits maintain their buying powe...

Retirement planning is a journey that can start with your first-ever paycheck and continues until you retire. Making the right decisions during this journey is crucial, as it determines the comfort and financial security you can expect in your golden years. Despite the wealth of information available, numerous retirement planning mistakes plague investors, potentially jeopardizing their financial...

Navigating the world of financial advice can be a bit like stepping into a labyrinth. Different titles, duties, and standards can cloud the waters and make it difficult to understand who to trust with your financial future. Two terms that often confuse people are “ financial advisor ” and “fiduciary advisor.” While a financial advisor and a fiduciary advisor must both follow a code of ethics, they...