Queer Money®: How Gay People Do Money

Episode 599: 3 Big Early Retirement Mistakes We Made (So You Don’t Have To) Everyone makes early retirement look like beaches and banana hammocks—especially the gays. But behind the glam is the grit. In this week’s episode, we’re getting brutally honest about the three biggest mistakes we made on our path to early retirement. From missing Roth conversions to underfunding HSAs and after-tax account...

Top 5 Cities for Gay Retirement in Uruguay Progressive laws. High safety ratings. A warm, welcoming culture. Uruguay may be South America's best-kept secret for LGBTQ+ retirement—and in this episode, we reveal the top 5 cities for gay retirees looking for affordability, inclusion, and sunshine. We explore everything from charming riverside towns like Paysandú to the chic beachside enclaves of José...

Are Gay Men Really Broke? It’s no secret: gay men are some of the biggest spenders in the economy. From fashion to travel to gourmet coffee, we love to live well. But here’s the paradox—so many of us still feel financially strapped. On this episode of Queer Money®, we’re unpacking why gay men often earn more yet save less—and how cultural pressures, internalized shame, and a desire to prove our wo...

Portugal’s calling—and she’s wearing designer sunglasses. 🌈✨ On this week’s Queer Money, we’re spilling the pastel de nata on the top 5 cities in Portugal for gay retirees . From the chic beaches of Cascais to the colorful streets of Lisbon, we cover where to live fabulously (and affordably-ish). But watch your wallets, darlings—new tax changes could have you paying more than you planned. We’ll...

The IRS Rule That Could Save Your Early Retirement (No, Seriously) Burned out? Laid off? Can’t sit through one more “All Hands” meeting where Todd from Accounting performs a spoken word about synergy? Honey, maybe it’s time to retire early—even if you didn’t plan to. This week on Queer Money®, we’re spilling the retirement tea 🍵 on a not-so-boring IRS rule with a Star Wars-sounding name: Rule 72(...

Top 5 Gay-Friendly Places in Mexico to Retire In this episode of Queer Money®, we continue our global search for the best places for LGBTQ+ folks to retire — and this week, we're diving into México lindo . From beach towns to colonial gems, we’re counting down the top 5 gay-friendly cities in Mexico for retirement based on affordability, safety, community, and queer inclusivity. Find out why citie...

Retirement Isn’t Just for Chads & Karens Let’s be honest—when most folks picture retirement, it’s usually a straight couple named Chad and Karen sipping Chardonnay in Scottsdale. Cute for them. But what about you —still fabulous at 67, maybe rocking a part-time gig at a queer-owned café because your bank account missed the memo that you were done working? On this week’s Queer Money, we’re ditc...

Where are the Best Gay Retirement Cities in Spain? Hola, Spain! You voted, we listened—and this week, we’re heading to the land of tapas, Gaudí, and gay beaches to reveal the Top 5 Cities in Spain for Gay Retirees! From Malaga's chill beach vibes to Barcelona’s big gay energy , we’re breaking down: 🌈 The LGBTQ+ scene in each city 💸 Rent and cost of living 🏳️‍🌈 Our Queer Money® Retirement Rating...

Today’s tea? The three saboteurs keeping gay men broke. We’re getting real about what’s actually draining your retirement savings—and no, it’s not just brunch and bad decisions (though we’ll get there). First up: hookup culture. Apps like Grindr have us chasing dopamine hits instead of dividends, making it harder to think long-term when instant gratification is just a swipe away. Next, let’s talk...

Ready to say “eh” to a better retirement? 🌈 In this first-ever global edition of our Gay Cities Series, we're heading to the land of maple syrup, mounties, and mild manners — but don’t let the politeness fool you. Canada is fierce when it comes to welcoming LGBTQ+ retirees. From coastal charm in Halifax to queer-friendly arts in Victoria, we’re dishing on the top 5 Canadian cities where affordabi...

Are you financially fierce or flaccid? On this week’s Queer Money, we’re serving up some real talk with a side of glitter.✨ We're diving into the fabulous façade many LGBTQ+ folks feel pressured to maintain—and asking the hard question: is your bank account living its truth, or is it buried under a pile of maxed-out credit cards and designer receipts? Take our juicy little quiz to find out whethe...

What money habits can we learn form rich gay celebrities? This Ever wonder how LGBTQ icons like Anderson Cooper, RuPaul, and Elton John went from fabulous to filthy rich? On this episode of Queer Money, we spill the financial tea on how these legends stacked their coins—with side hustles, savvy real estate moves, and unapologetically owning their brand. From primetime news desks to the main stage...

Money stress got you in a chokehold? You're not alone, and you’re not broken. In this episode, we get real about financial anxiety —that all-too-familiar spiral of dread that hits your gut when you check your bank account. But here's the twist: it’s often not about the dollars—it’s about the drama behind them. 💅 We kick things off with a heartfelt question from our listener Mark, who shares how f...

Return to Office? Honey, At What Cost?! In this episode, we’re breaking down the real price of trading sweatpants for slacks. From $18 salads to skyrocketing childcare and grooming costs, heading back to the office could be draining your bank account by nearly $3,000 a month. But wait—there’s more! We’re spilling the tea on who really benefits from RTO (spoiler: it’s not you). From big biz to real...

Don’t Let a Market Tantrum Wreck Your Retirement Glow-Up The stock market’s throwing a fit again—cue the dramatic music and the ghost of 1930s-style tariffs. But before you clutch your pearls and cash out your 401(k), let’s talk strategy. On this episode of Queer Money , we break down what all this market chaos actually means for your retirement dreams—and why it’s not the time to panic. We're ser...

How can you guarantee a fabulous retirement? Retirement isn’t just about the dollars—it’s about designing a life of freedom, security, and fierce self-expression. In this episode, we’re diving into nine essential money moves every LGBTQ person (especially fabulous folks over 45) should make to retire with confidence, not chaos. Because let’s face it—only 35% of LGBTQ Americans over 45 feel financi...

Stop Gaslighting Yourself About Your Money, Darling! Let’s spill the financial tea, shall we? In this episode, we dive into the sneaky, self-sabotaging habit of self-gaslighting—yes, it’s a thing—and how it’s keeping too many in the LGBTQ community stuck in a cycle of overspending, under-planning, and telling themselves it’s totally fine when it’s anything but. We’re calling out the little lies we...

Are Gay GenXers Too Broke to Retire? Are gay Gen Xers destined for a financially fabulous retirement 💸✨, or are we teetering on the edge of a financial faceplant? On this episode of Queer Money , we spill the ☕️ on whether our generation is doomed to work ‘til we drop or if there’s still time to secure that dream retirement—one with bottomless brunches 🥂 instead of bottomless debt. 😵‍💳 With...

Is the LGBTQ+ community improving financially? Good news, fam! The LGBTQ+ community is stepping up its financial game, and we’ve got the receipts. 📊 According to the Motley Fool Debt Free Guys LGBTQ Money Study and Prudential’s 2018 Study , more of us are finally embracing basic banking tools —checking accounts, savings accounts, and the financial stability they bring. Why does this matter? Becau...

How queer teens can prepare for a life of independence Hey, fabulous queer fam! In this episode, we’re diving into money talk with a twist—designed especially for queer teens and young adults. We’re dishing out practical, fun financial tips that honor your unique journey. Along the way, we share our own stories about overcoming self-doubt and smashing those limiting beliefs about worth and financi...

Are You Stuck in the Debt Depression Spiral? Do you find yourself swiping your credit card to cure a bad day, only to wake up with a financial hangover and a side of regret? Welcome to the debt depression spiral , where retail therapy turns into retail tragedy . But don’t worry, bestie—we’re here to throw you a fabulous financial lifeline. In this episode, we break down five game-changing strategi...

Is money really different for LGBTQ+ folks? Money is distinctly different for LGBTQ individuals due to a multitude of systemic factors that influence their financial experiences and outcomes. In this episode, we elucidate seven critical ways in which the financial landscape diverges for members of the LGBTQ community compared to their heterosexual counterparts. These disparities encompass aspects...

How can LGBTQ+ folks get financially organized? The intricate tapestry of financial organization is unraveled in this episode, as we delve into the essential strategies that can significantly impact the financial lives of LGBTQ individuals. The conversation is anchored around five indispensable recommendations designed to foster financial security and promote a sense of agency within the community...

Is your financial future fabulous or basic? Your daily financial habits are the unsung heroes of your money story—they shape everything from your short-term wins to your long-term dreams (hello, cozy retirement!). In this episode of Queer Money®, we’re diving into the magic of a solid daily financial plan that syncs with your bigger money goals. 💸✨ We're spilling all the tea on: 💡 Setting a dai...

Does your short-term financial plan work? Does it align with your long-term goals? Creating a short-term financial plan that aligns with your long-term goals is essential for achieving financial independence and well-being. In this episode, we share five actionable steps to help you establish one to three short-term money goals that will support your broader financial aspirations. By focusing on i...