Purposeful Planning with Aspen Wealth Management

In the second part of our series, Tax-Wise Investing Tips, we go over how asset location and coordination between your financial team can help you effectively manage the taxes on your investments. Listen to part one of our series here, Timeless Tips on Tax-Wise Investing: You and Your Investments . If you missed any of our past episodes, you can hear them in your favorite podcast app, just click h...

Saving on taxes is on everyone’s minds during tax season, but if you really want to reduce your tax burden, you need to be thinking about it all year long. In this audio series, we discuss personal habits you can embrace that make for tax-efficient investing. Listen to part two of our series here, Tax-Wise Investing Tips: You & Your Tax-Wise Team.  Sources:  1. http://www.wsj.com/art...

Saving on taxes is on everyone’s minds during tax season, but if you really want to reduce your tax burden, you need to be thinking about it all year long. In this audio series, we discuss personal habits you can embrace that make for tax-efficient investing. Listen to part two of our series here, Tax-Wise Investing Tips: You & Your Tax-Wise Team.  Sources:  1. http://www.wsj.com/art...

Market turbulence makes it difficult to stick to investing best practices, even for seasoned investors. This audio series takes a look at five well-known financial adages and tips for sticking to them even during volatility. Sources:  https://www.nobelprize.org/prizes/economic-sciences/1990/press-release/   https://www.advisorperspectives.com/articles/2018/11/05/what-to-do-when-an-invest...

Market turbulence makes it difficult to stick to investing best practices, even for seasoned investors. This audio series takes a look at five well-known financial adages and tips for sticking to them even during volatility. Sources:  https://www.nobelprize.org/prizes/economic-sciences/1990/press-release/   https://www.advisorperspectives.com/articles/2018/11/05/what-to-do-when-an-invest...

On December 29, 2022, the SECURE 2.0 Act was passed into law. It contains lots of changes to retirement savings rules, most of which are beneficial to savers. From individual and employer-sponsored accounts to catch-up contributions, RMDs, and more, this series gives an overview of what’s included and when the various provisions go into effect. Sources:  1. https://www.congress.gov/bill/117th...

On December 29, 2022, the SECURE 2.0 Act was passed into law. It contains lots of changes to retirement savings rules, most of which are beneficial to savers. From individual and employer-sponsored accounts to catch-up contributions, RMDs, and more, this series gives an overview of what’s included and when the various provisions go into effect. Sources:  1. https://www.congress.gov/bill/117th...

Investors deserve nothing less than the fairest possible shake from anyone entrusted with advising them about their personal wealth. For decades, the fiduciary standard has shaped this highest level of care for those of us committed to delivering it. However, it has probably become harder instead of easier for you to know when you are receiving this level of care … and just as significantly, when...

Investors deserve nothing less than the fairest possible shake from anyone entrusted with advising them about their personal wealth. For decades, the fiduciary standard has shaped this highest level of care for those of us committed to delivering it. However, it has probably become harder instead of easier for you to know when you are receiving this level of care … and just as significantly, when...

While 2023 is still young, one of the best things you can do for your future self is to get your finances prepared for the rest of the year. In this audio series, we present ten financial best practices to help you jump-start the process. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player.   Get this briefing hands-fr...

While 2023 is still young, one of the best things you can do for your future self is to get your finances prepared for the rest of the year. In this audio series, we present ten financial best practices to help you jump-start the process. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player.   Get this briefing hands-fr...

When you pass, you will leave behind an estate, and somebody will need to settle it. Your estate may be worth a little or a lot, but there’s no escaping death and taxes. Having an up-to-date estate plan is one of the greatest gifts you can leave to your loved ones, saving them much added stress and turmoil at a time when they are grieving your loss. If you missed any of our past episodes, you can...

When you pass, you will leave behind an estate, and somebody will need to settle it. Your estate may be worth a little or a lot, but there’s no escaping death and taxes. Having an up-to-date estate plan is one of the greatest gifts you can leave to your loved ones, saving them much added stress and turmoil at a time when they are grieving your loss. If you missed any of our past episodes, you can...

As we head towards the new year, many people are ready to close the books on 2022. But before you do, consider these six financial action items so you don’t miss out on any last-minute opportunities. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player.   Get this briefing hands-free: Subscribe free to this show as a da...

As we head towards the new year, many people are ready to close the books on 2022. But before you do, consider these six financial action items so you don’t miss out on any last-minute opportunities. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player.   Get this briefing hands-free: Subscribe free to this show as a da...

The doom and gloom of the financial news of late has a lot of investors wondering whether they should stick with their long-term plan or if they’d be better off attempting to time the market. Before you abandon your plan, take a look at the data. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player.   Get this briefing...

The doom and gloom of the financial news of late has a lot of investors wondering whether they should stick with their long-term plan or if they’d be better off attempting to time the market. Before you abandon your plan, take a look at the data. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player.   Get this briefing...

If you have access to a flexible spending account (FSA) through your employer, it’s a useful benefit that can save you money and help defray medical expenses. But many employees fail to use the money before the end of the year and risk forfeiting the funds. Others, not fully understanding the benefits of an FSA, may forgo this benefit altogether. Here’s what you need to know about FSAs and how to...

If you have access to a flexible spending account (FSA) through your employer, it’s a useful benefit that can save you money and help defray medical expenses. But many employees fail to use the money before the end of the year and risk forfeiting the funds. Others, not fully understanding the benefits of an FSA, may forgo this benefit altogether. Here’s what you need to know about FSAs and how to...

When the market seems uncertain, it’s human nature to want to do something about it in an attempt to protect our investments. But timing the market is perilous and rarely a smart move. These four points are important to remember before trying to time the market.  If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. &nb...

When the market seems uncertain, it’s human nature to want to do something about it in an attempt to protect our investments. But timing the market is perilous and rarely a smart move. These four points are important to remember before trying to time the market.  If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player. &nb...

Tax planning is a complex topic, but the potential savings makes it worth delving into. There are a wide variety of tax planning tools available and an even wider variety of ways to put them to use in your investing and financial planning. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player.   Get this briefing hands-f...

Tax planning is a complex topic, but the potential savings makes it worth delving into. There are a wide variety of tax planning tools available and an even wider variety of ways to put them to use in your investing and financial planning. If you missed any of our past episodes, you can hear them in your favorite podcast app, just click here and choose your player.   Get this briefing hands-f...

Starting early with your tax planning rather than scrambling at the last minute can help you worry less and increase your ability to optimize your tax savings. By knowing the basics, working with a professional, and avoiding scams, you’ll be ahead of the game and better able to minimize your tax burden. If you missed any of our past episodes, you can hear them in your favorite podcast app, just cl...

Starting early with your tax planning rather than scrambling at the last minute can help you worry less and increase your ability to optimize your tax savings. By knowing the basics, working with a professional, and avoiding scams, you’ll be ahead of the game and better able to minimize your tax burden. If you missed any of our past episodes, you can hear them in your favorite podcast app, just cl...