Purpose Driven Retirement Show

Today Pat and Jesse take a look at ways you can turn your retirement accounts into income that is consistent and guaranteed month after month, so that you can keep the lifestyle you want in retirement.  The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm. This weekly program takes a look at topics related t...

The Eau Claire Axemen are making their debut in June for Arena Football, and Keystone Financial is an Opening Night sponsor. Pat talks with team general manager Rich Mayne about the team and the events leading up to the opening game and the season ahead. In the second part of the show, Pat is joined by Melody Schwoerer to review Medicare and set things up for this fall's open enrollment. The Purpo...

Pat and Jesse deal with an issue that hasn't been around much in recent years but could be on the horizon - stagflation, a combination of inflation in a stagnant economy. They discuss how it could possibly affect you and your retirement horizons if it gets bad enough. In the second part of the show, they talk about what ti's like to come into their office for a visit and the process of working wit...

Taxes are not anyone's favorite subject, but they must be dealt with in retirement - and perhaps even more so because of how retirement accounts are taxed. Pat and Jesse discuss the subject from many angles and the need for anyone to be prepared for paying Uncle Sam, as well as ways to plan for doing so that could lessen the amount you may owe.  The Purpose Driven Retirement Show features Pat Cout...

First Pat and Jesse take a look at recent stock market volatility and address some common questions they receive concerning it. Then they look at the so-called Dirty Dozen, which is what the Internal Revenue Service refers to regarding various scams involving alleged unpaid taxes and related items scammers use to try and get money. The Purpose Driven Retirement Show features Pat Couture and Jesse...

Volatility is back and has been for much of 2025 to date. Pat and Jesse discuss why it is important for retirees to be proactive with their plan in times like this, but not to the extent of trying to time the market, which usually doesn't work out well for many investors. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisc...

Some economists think a recession is coming later this year. Pat and Jesse discuss this possibility, as well as recurring market volatility and how a written financial plan can help you weather either of these scenarios. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm. This weekly program takes a look a...

There are risks to retiring which can include longevity, taxes and other factors that you can't always see coming. Today Pat and Jesse take a look at these and discuss how having a solid plan in place can help to deal with them. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm. This weekly program takes...

Many retirees assume they will pay less in taxes in retirement because they've stopped working, but that may not be the case. Pat and Jesse take a deep dive into the way tax rates on retirement income can affect not just what you pay on withdrawals, but also on Social Security, Medicare premiums and more. They also discuss how tax planning can help possibly lower the amount you legally owe. The Pu...

Pat and Jesse revisit a couple of subjects, including deciding where you want to live in retirement. Is it where you currently are, or someplace different? They also go over the kinds of questions you need to ask to help you determine the answers you need. Then Pat goes over a retirement checklist to make sure you have everything necessary for your retirement plan. The Purpose Driven Retirement Sh...

Pat and Jesse revisit the subject of various retirement riisks, including longevity, taxes, inflation and more. They also answer listener questions from the mailbag. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm. This weekly program takes a look at topics related to retirement planning and all the nec...

One thing that is necessary in retirement planning is accounting for various expenses - not just your every day life necessities, but also the financial costs such as paying taxes, investment expenses and more. Pat and Jesse take a look at what these entail and some ways to save on these costs. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keysto...

These two subjects are subjects of endless talk and change in Washington, and retirees have plenty of questions surrounding each. Pat and Jesse discuss Social Security first, taking a look at what may happen in several years if the program reaches the point of not being able to pay all of its intended benefits. Then they dive into taxes and what could happen if Congress passes a new program where...

President Trump is proposing a number of changes to the tax laws which could extend the Tax Cuts and Jobs Act passed during his first administration. It depends on Congress to take action this year, and Pat and Jesse discuss planning opportunities you can make even before any action is taken to help lessen the tax bill you could have in retirement. The Purpose Driven Retirement Show features Pat C...

Pat and Jesse discuss three of the biggest issues that will likely affect the economy for the bulk of this year, including inflation, market volatility and Social Security. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm. This weekly program takes a look at topics related to retirement planning and all...

Pat and Jesse discuss recent comments by new Treasury Secretary Scott Bessent that extending the Tax Cuts and Jobs Act is essential for middle class and working individuals and families. They delve into what could happen if this act is extended and lower tax rates remain in effect, as opposed to going away if Congress doesn't act. They also look at lower interest rates possibly coming up throughou...

Do you plan to move when you retire? If so there are things which need to be planned for such as a new residence, selling your old residence, taxes and more. Pat and Jesse address the many items to be addressed whether you are moving just a few miles away or cross country. They also answer listener questions from the mailbag. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker...

Pat and Jesse discuss a recent survey where retirees mentioned various regrets they had about retirement, and the biggest of these was not having saved enough money. They also look at the new administration and what could happen going forward, especially as it involves taxes. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire,...

The Republicans are now in charge of the presidency and both houses of Congress. What does this mean for your finances and retirement? Pat and Jesse take a look at what could happen in the coming months under this new government and how to plan for it. They also answer listener questions. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an...

Pat and Jesse look at important dates you need to keep in mind for the year ahead, as well as some financial resolutions for 2025. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm. This weekly program takes a look at topics related to retirement planning and all the necessary areas to cover in putting to...

Younger workers say they are not as well off as their parents when it comes to retirement planning. Pat and Jesse take a look at this subject and some possible reasons behind it. They also answer listener questions from the mailbag. The Purpose Driven Retirement Show features Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm. This weekly program ta...

Baby boomers are retiring in record numbers, and are expected to continue this through 2027. How does this effect the overall economy? Pat and Jesse look at this and how it could affect business productivity, as well as what retirees can do to make sure their portfolios are protected from expected market volatility. They also answer some listener questions from the mailbag. The Purpose Driven Reti...