Purpose Driven Retirement Podcast

Open Enrollment for Medicare is going on through December 7th, and Jesse brings in Keystone's Melody Schworoer to discuss upcoming changes and what you might need to look at for your Medicare situation for 2026. The Purpose Driven Retirement Podcast is the podcast version of the weekly radio show with Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based fi...

October is Financial Planning Month, and Pat and Jesse look at what financial planning really is, especially through the eyes of retirement planning and what it entails. Later, Melody joins the show and updates us on Medicare Open Enrollment, which continues through December 7th. The Purpose Driven Retirement Podcast is the podcast version of the weekly radio show with Pat Couture and Jesse Becker...

The Social Security Cost of Living Adjustment is about to be announced for 2026, but will it keep up with inflation? Pat and Jesse discuss how it doesn't always do this and how to stay ahead of inflation with a proper plan that takes Social Security and all other retirement savings plans into account. Later Melody Schworoer joins Jesse to discuss Medicare Open Enrollment and answers some questions...

Health care costs continue to rise, and new studies show people aren't always planning for this. Pat and Jesse delve into the importance of making sure this area is accounted for in a solid retirement plan.  The Purpose Driven Retirement Podcast is the podcast version of the weekly radio show with Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm....

Pat and Jesse take a look at recent events, including the murder of conservative activist Charlie Kirk on a college campus in Utah. Then Melody joins Jesse later in the show for Medicare Trivia as Open Enrollment begins later this month. The Purpose Driven Retirement Podcast is the podcast version of the weekly radio show with Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau...

Retirement planning can be like trying to solve a puzzle cube with all the different directions, twists and turns sometimes needed to put it together. Pat and Jesse take a look at some of the areas where a solid plan can help solve your specific puzzle so you can enjoy your post-working years. The Purpose Driven Retirement Podcast is the podcast version of the weekly radio show with Pat Couture an...

October 15 is the start date for Medicare Open Enrollment, and today Jesse brings in Melody Schworoer from Keystone to discuss some of the upcoming changes to the program and what you may need to change in your plan during this period, which lasts through December 7th.  The Purpose Driven Retirement Podcast is the podcast version of the weekly radio show with Pat Couture and Jesse Becker, financia...

Pat and Jesse revisit four of the biggest unknown factors people have going into retirement, including how long they will live, tax rates, market performance and health care costs, and how to best plan for each going forward. The Purpose Driven Retirement Podcast is the podcast version of the weekly radio show with Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisc...

It may only be September, but now is a great time to access your end of year financial strategy. Pat and Jesse explain why doing it now can help you avoid the end of the year rush to get things done, and that you are prepared for 2026 with the perspective that fits your goals. They also talk about their new book The Journey Ahead: Building A Retirement Road Map, which is due any day in published f...

Interest rates have stayed high, but will that remain the case? Many analysts think the Fed will start to bring them down in September, which could mean different things for retirees and their savings or investments. Pat and Jesse break these down and what they could mean in the future. The Purpose Driven Retirement Podcast is the podcast version of the weekly radio show with Pat Couture and Jesse...

With tariffs still in the news, unemployment rising and more volatility in the market, concerns remain among retirees as to what they should be doing. Pat and Jesse take a look at the news and reiterate that having a plan and making adjustments as needed with the help of a trusted financial professional can help people tune out the news and stay with their planand enjoy retirement. They also intro...

It's been hard to keep up with all the changes going on in the economy, so how can you be sure your retirement plan is doing the same? Pat and Jesse discuss how you can tell and, with the help of a trusted financial professional, stay on track with your plan through all the changes that have taken place and those that are to come.  The Purpose Driven Retirement Podcast is the podcast version of th...

President Trump and Federal Reserve Chairman Jerome Powell have been at odds lately over interest rates, and there appears to be no end in sight to the stalemate. Pat and Jesse take a look at the issue and how it can affect one's retirement plan, as well as the best ways to make sure your plan takes everything into account to avoid, as best as possible, the volatility caused by this issue and many...

Pat and Jesse take a look at the subject of tariffs and how they can affect portfolios, and also opportunities to work around their effects and the volatility in the market they can cause. The Purpose Driven Retirement Podcast is the podcast version of the weekly radio show with Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm. The program takes a...

Pat and Jesse revisit some of the various stress points that can cause people to question their retirement plans, and also how putting a specific plan together with the help of a financial professional can help relieve some of the stress involved. The Purpose Driven Retirement Podcast is the podcast version of the weekly radio show with Pat Couture and Jesse Becker, financial advisors with Keyston...

The Big Beautiful Bill was signed into law by President Trump on July 4, and Pat and Jesse take a look at some of its provisions and how they will affect retirees. The Purpose Driven Retirement Podcast is the podcast version of the weekly radio show with Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm. The program takes a look at topics related t...

Pat and Jesse look at a new report indicating Social Security may not be able to pay full benefits beginning in 2033, a full year earlier than previously indicated, and what to do to plan for this possibility if necessary. They also revisit market volatility and how having a plan can help people deal with the ups and downs of financial markets in their plan. Jesse also announces the new book The J...

Pat and Jesse revisit the subject of market volatility, which can pop up at any given time, as well as what's known as the Dirty Dozen, which are some of the major tax scams identified by the IRS trying to scam people out of money. The Purpose Driven Retirement Podcast is the podcast version of the weekly radio show with Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire...

Some of the biggest risks in retirement include longevity, taxes and having all your eggs in one basket. Pat and Jesse go over some of these risks and explain how they can keep your retirement from being everything it can be and how you can avoid them with proper planning. The Purpose Driven Retirement Podcast is the podcast version of the weekly radio show with Pat Couture and Jesse Becker, finan...

 Pat and Jesse take a look at some of the things that stress people out when it comes to their investments in their retirement accounts, especially as it relates to risk tolerance and how much they could potentially lose if the markets take a big downturn. They also answer some listener questions from the mailbag. The Purpose Driven Retirement Podcast is the podcast version of the weekly radio sho...

Pat and Jesse take a look first at specialized planning for so-called high net worth individuals, then dive into income planning as part of an overall retirement financial plan. The Purpose Driven Retirement Podcast is the podcast version of the weekly radio show with Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm. The program takes a look at to...

Today Pat and Jesse take a look at ways you can turn your retirement accounts into income that is consistent and guaranteed month after month, so that you can keep the lifestyle you want in retirement.  The Purpose Driven Retirement Podcast is the podcast version of the weekly radio show with Pat Couture and Jesse Becker, financial advisors with Keystone, an Eau Claire, Wisconsin based firm. The p...

The Eau Claire Axemen are making their debut in June for Arena Football, and Keystone Financial is an Opening Night sponsor. Pat talks with team general manager Rich Mayne about the team and the events leading up to the opening game and the season ahead. In the second part of the show, Pat is joined by Melody Schwoerer to review Medicare and set things up for this fall's open enrollment. The Purpo...

Pat and Jesse deal with an issue that hasn't been around much in recent years but could be on the horizon - stagflation, a combination of inflation in a stagnant economy. They discuss how it could possibly affect you and your retirement horizons if it gets bad enough. In the second part of the show, they talk about what ti's like to come into their office for a visit and the process of working wit...

Taxes are not anyone's favorite subject, but they must be dealt with in retirement - and perhaps even more so because of how retirement accounts are taxed. Pat and Jesse discuss the subject from many angles and the need for anyone to be prepared for paying Uncle Sam, as well as ways to plan for doing so that could lessen the amount you may owe.  The Purpose Driven Retirement Podcast is the podcast...