Monica Millares
Purpose Driven FinTech
Welcome to Purpose Driven FinTech! I'm your host, Monica Millares - Product Leader and fellow FinTecher. These days, with the rising cost of living, financial stress among customers, loss of trust in banks, speculation of crypto, and uncertainty, we're facing unprecedented challenges. But there is hope. We as FinTechers have the power to make a positive impact. Our products, the how we do product, and our people can make a difference on customers’ financial lives - and as a result, in the quality of their lives. However, more than ever Founders, CEOs, Leadership teams and all FinTechers have a...
Author
Monica Millares
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Podcast website
Latest episode
Jun 22, 2026
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Episodes
Founder: Shameer Unveils FinTech Growth Strategies For Budget Constrained Times | Shameer Sachdev, Founder & MD at Growth Gorilla 04.03.2024 53:41
In today’s episode Shameer Sachdev, Founder & MD at Growth Gorilla, shares with us his hypothesis on why he thought he could win by adding value no else did at the time in FinTech, the power of diversity when building Purposeful FinTechs, how Growth Gorilla is having impact in millions of customers - despite not having a Financial Services offering, and the one thing we can do as FinTechers to...
Monica Millares Masterclass: What is purpose in FinTech? Financial Wellbeing? And how do we have more impact? | Monica Millares 24.02.2024 2:35
In today’s episode I step back to have deep thinking time. I went through key Purpose Driven FinTech episodes and found common threads and insights that allow us to answer the research question — How can FinTechs have better impact? This is not an interview pod, but a Masterclass split in four sections: Let’s define Purpose How can we build more Purpose Driven FinTechs What is Financial Wellbeing...
AI: Regenerating Banking with AI | Paolo Sironi, IBM Institute for Business Value & Co-host Breaking Banks Europe Podcast 19.02.2024 52:05
In today’s episode Paolo Sironi shares with us in plain English the findings of his most recent research paper “Global Outlook for Banking and Financial Markets Regenerate Banking with AI” where he surveyed 600 banking executives about how they are working with generative AI. 78% of Financial Institutions are tactically implementing generative AI for at least one use case, which makes AI governanc...
Expert: How to stop fraud with AI and Machine Learning| Amanda Lieu, Director Brand, Product Marketing & Growth at SEON 12.02.2024 50:00
In today’s episode, Amanda Lieu, Director Brand, Product Marketing & Growth at SEON, shares with us the fundamentals of fraud. Why fraud is on the rise? Different types of fraud - we can’t prevent nor manage if we don’t understand it well Fraud rings The black box and white box - how to understand why fraud is happening How AI and Machine learning help us prevent, detect and stop fraud If you...
Founder: AI, The Coreless Banking Revolution, and The Bank of the Future | Norris Koppel, Founder and CEO at Monese 05.02.2024 55:28
In today’s episode, Norris Koppel, Founder and CEO at Monese, shares his vision of hyper personalization and customer-centric financial services enabled by AI, and becoming 'the bank of the future.' We discuss the impact of AI on the financial industry, understanding the current state of AI in FinTech, concerns regarding its implications, and practical usecases for AI to improve processes, prevent...
Founder: The Secret to Building Trust in FinTech | Kimberley Waldron, Founder at SkyParlour 29.01.2024 49:38
We can not talk about Money without talking about Trust. Since the begining of time customers have trusted financial institutions to look after their hard earned money - or have they not? This is a critical topic for FinTechs — why would customers decide to put their money with new players vs going with established brands? Smooth interface and a nice promise is not good enough. We need to go back...
Best of: 11 tips to make your FinTech better to move the needle | 2023 Compilation Pod 15.01.2024 21:42
Today, we have a compilation episode with my favorite question. I always ask this question at the end of the episode, which is, Hey, if you were to change one thing in fintech that could have the most impact to customers, colleagues, and investors, what would that be? The immediate response from almost everyone is. That's a tough question, Monica. So today let's hear what our guest had to say in 2...
Best of: Dealing with Failure | 2023 Compilation Pod 08.01.2024 28:18
We can't talk about FinTech, startups, and entrepreneurship without talking about failure, the tough times, mistakes and all the difficult things in life. Today's episode is a compilation episode for one of my favourite mindset questions Thank you for all our wonderful guests who have been in the Purpose Driven FinTech pod throughout 2023 👉Svitlanka Sergiichuk Romaniuk at Neofin solutions 👉Monic...
Monica Millares Featured in The Fintech Marketers and Leaders Podcast, with Shameer Sachdev 08.01.2024 43:18
Shameer, host of “The FinTech Marketers and Leaders Podcast”, goes extensively through my career journey, my trajectory within BigPay, my thoughts and advice on Product leadership and growth, improving communication between marketing and product teams, diversity of thought, inclusion and mentorship, and much more. We cover: 👉Product leadership and growth in FinTech 👉Managing growth and product d...
Monica Millares Featured In The All Immigrant Podcast, with Vivek Ishwar and Abin Shetty 06.01.2024 52:14
This is raw and personal. Vivek Ishwar and Abin Shetty, host of “All Immigrant Podcast”, interview me on my over 15 year journey living away from home. We go back in time on the why I decided to move out of Mexico in the first place, the personal challenges of being an Immigrant, work in Corporate vs Startup, the evolution of my own podcast, advice for Aspiring Entrepreneurs in FinTech and much mo...
Monica Millares Featured in A Girl in the Product World Podcast, with Aamna Hussain 13.12.2023 55:41
Aamna Hussain, host of “A girl in the product world”, interviews me with her somewhat tricksy questions…. We worked together in Tandem Bank, while she worked with one of our Tech Partners back then, so she brings this perspective of seeing us grow the bank from scratch. She queries me on our culture in Tandem Bank, how was it actually working with our Tandem CEO. As a curious product leader she is...
Monica Millares Featured In The Digital Transformation & Leadership Podcast, with Danny Levy 11.12.2023 47:26
This week I'm on the hot seat! Danny Levy, Managing Director Asia & ANZ at Money20/20 invited me to his pod "Digital Transformation and Leadership". We start with a quick intro and icebreaker questions, the work we are doing at Big Pay and we then deep dive into talking about money! We discuss how to bridge the gap and get people to open up about their financial struggles, the challenges I see...
Founder: The Truth Behind Empowering The 44 Million Immigrants In The US contributing to 22% of US GDP | Dr David Wachira, CEO & Co-Founder at Waya 27.11.2023 51:44
Being an immigrant in the US comes with financial challenges, starting with struggles to open a bank account. This is a 44 Million problem with 13% of US population classified as immigrants, and contributing to 22% of US GDP - that’s USD 3.9Trillion per year. In today’s episode, Dr David Wachira, CEO & Co-Founder at Waya, talks to us about this customer problem statement and how Waya is being...
Founder: Bringing Banking Access to the 60% Unbanked Mexicans | Iliana de Silva, CEO & Co-Founder at Techreo 20.11.2023 39:19
Financial Inclusion means reaching out to customers who are by definition not very digital savvy, so how do we do it in the age of digital banks? … A hybrid partnership approach seems to work as a solution! In today’s episode Iliana de Silva, CEO and Co-Founder at Techreo brings her perspectives on financial inclusion, financial wellbeing, and how Techreo is actually reaching the unbanked in Mexic...
AI: Deconstructing AI and Digital Transformation in Financial Services | Ara Abrahamyan, Board Advisor at Cognaize & Ameriabank 13.11.2023 47:04
Incorporating AI in your tech stack is a digital transformation project among both big banks and FinTechs. To do it well it’s important first we understand the challenges of both digital transformation and AI. In today’s episode Ara Abrahamyan shares with us his wealth of experience working in digital transformation projects in the largest banks in Europe and his experience working in the AI space...
Founder: Loqbox shares shocking stats! and the path to helping 1,000,000 people build their credit scores and improve their financial wellbeing | Gregor Mowat, Founder & Co-CEO at Loqbox 06.11.2023 48:03
11.5 million people in the UK have less than a hundred pounds in savings 9 million people are in serious debt 81% of young people in the UK feel anxious about money 73% of adults say that money worries impact them at work 58% of people do not understand money and say they don't recall being taught anything about money at secondary school or sixth form college that’s why Loqbox exists! Loqbox is a...
Founder: Obu aims to close the gender investment gap through angel investing | Sarah King, CEO and Co-Founder at Obu 30.10.2023 48:39
I bet you are not an angel investor because you think you need a ton of money to be part of the club, or you have no idea even where to start because you don’t have a network of entrepreneurs building projects you believe in! Well all of that may be true, but not anymore! In this episode, Sarah helps us demystify Angel Investing. She explains what angel investing is, the challenges of Angel Invest...
Product: Jas Shah Reveals How to Build a Killer FinTech Value Proposition | Jas Shah, Founder and Consultant at Bitsul 23.10.2023 57:24
A differentiated FinTech value proposition that resonates with customers is what differentiates the great from the average - nice UI/UX is not enough anymore! It is easier said than done. But it’s not an impossible mission. In today’s episode, Jas Shah takes us step by step on how to build a solid proposition. We first get very clear on the difference between Product and Proposition - or the relat...
Founder: £2 Billion Annual Lost Payments in Subscriptions: Taking Control of Subscriptions While You Sleep | Delphine Emenyonu Co-founder at ScribePay 16.10.2023 44:34
Did you know that in the UK consumers lose £2 Billion per year on unwanted subscriptions? Yes the ones that you join a trial and then forget about and boom! You get charged by surprise. This in turn creates financial stress, mainly to individuals, freelancers and small businesses. Even though it’s a big pain point, somehow it is still underserved. Till now! Delphine takes us through her story on w...
Expert. The Role of Open Banking and Open Data in Fostering Financial Inclusion | Lauren Jones, Director Market Development at Open Banking Exchange 09.10.2023 54:02
Today I speak with Lauren Jones, Director of Market Development at Open Banking Exchange. Lauren is an expert focused on delivering open banking and open finance to central banks, regulators and market infrastructures around the world. Open Banking Exchange aims to foster innovation, competition and efficiency to increase consumer choice and enhance security for online payments and is globally kno...
Founder: Merging two companies to create an innovative SoftPOS solution known as one of the best of the world | Barry Levett, Co-Founder and CEO at Mypinpad 02.10.2023 48:31
Today I speak with Barry Levett, Co-founder and CEO at Mypinpad. Mypinpad strives to be the solution of choice for money on the move — making mobile transactions safe, easy and enjoyable and Barry confidently says they are known for being some of the best of the world! We discuss building soft POS, the impact Mypinpad is having in society when it comes to financial inclusion, lessons from merging...
Founder: The financial super app for the 2.5 million agribusinesses feeding Africa | Shalom Ben Or, Co-Founder and CEO at Avenews-GT 11.09.2023 49:02
My guest today is Shalom Ben Or, Co-founder and CEO at Avenews. Avenews is building the first financial super app for the agriculture industry catering for the 2.5 million agriculture SMEs across Sub-Saharan Africa. They empower businesses with access to capital and tools that allow them to understand and mange their business better, and source all the business services they need – all in one plac...
Founder: The journey to becoming a FinTech Unicorn - with female Co-Founders | Daniela Binatti, Co-Founder and CTO at Pismo 04.09.2023 49:35
My guest today is Daniela Binnati, Co-founder and CTO at Pismo. Pismo is global leader in cloud-native core banking and a card issuing platform and Daniela to me is one of the most inspirational women in FinTech. Earlier this year Visa signed an agreement to acquire Pismo for USD $1 Billion. In today’s episode, we go through Daniela’s journey. It was not easy. From working 45 days Sunday to Sunday...
CEO: The world's first plastic-free wooden card: Solving the 6 billion annual plastic cards production challenge | Christian Lehringer, CEO at Copecto 28.08.2023 48:42
My guest today is Christian Lehringer, CEO at Copecto. Copecto’s innovative product is The TIMBERCARD. The world’s first plastic-free wood payment card that can be used like any conventional banking card. It is fully biodegradable, except for the chip, antenna and magnetic stripe. and when exposed to the soil, it decomposes much quicker than conventional plastic cards We talk about the 6 billion p...
Founder: Unleashing the Power of AI, Sustainability and Programmable Money | Tony Craddock, Director General of the Payments Association 21.08.2023 44:49
My guest today is Tony Craddock, the Director General of the Payments Association, an award-winning community to advance payments innovation, and encourage collaboration across the payments industry. We talk about mindset, AI and programmable money, Sustainability, making payments more efficient and encouraging more responsible and sustainable spending for all. If you enjoy this episode it wo...
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