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Global economist Peter Middlebrook has advised governments in many nations on modernization and economic policy, including Malaysia, Indonesia, Egypt, Rwanda, Afghanistan, India, and the UK as well as the United Nations, the EU and the World Bank. He joins the Futurists to share his perspective about the current and future trajectory of capitalist economies and geopolitics. Topics include: the fat...

In This Episode Just as mobile was once a separate vertical within banking, has digital transformation simply become part of everything we do? In this week’s episode of Breaking Banks, hosts Jason Henrichs, Brett King, and JP Nicols debate this and more as they discuss the current state of banking, the impact of fintech, and the evolution of digital banking. They cover the challenges posed b...

In this episode of the Finovate Podcast, host Greg Palmer connects with Brent Biernat, Senior Vice President and Chief Operating Officer at COCC, a finalist in the Finovate Awards for Best Back Office Solution and Executive of the Year. Brent shares his journey of over 30 years with COCC, highlighting his passion for community banking and the company’s mission to support small businesses and consu...

In this episode of Breaking Banks Africa , host Matteo Rizzi interviews Martin Labbé , a development and tech ecosystem specialist at the International Trade Centre (ITC). Labbé shares his journey from marketing and trade promotion into global tech ecosystem development, focusing on emerging markets across Africa. The conversation explores how ITC supports entrepreneurship by strengthening innovat...

In This Episode This week on  Breaking Banks , we spotlight our sister podcast,  The Bankers’ Bookshelf , hosted by Paolo Sironi. In this episode, Paolo sits down with frequent  Breaking Banks  guest Leda Glyptis to discuss her book, “ Beyond Resilience: Patterns of Success in Fintech and Digital Transformation ”. Drawing from candid interviews with leading entrepreneurs, Leda...

The Futurists starts 2026 with a stimulating conversation with serial entrepreneur Matt Miesnieks, a true pioneer of AR/XR and spatial computing. In his new startup venture, Primate AI, Matt is focused on a novel approach to artificial intelligence. He intends to construct spatial and dimensional concepts that replicate the way humans develop a mental model of the real world. Topics in this episod...

In this episode, Paolo Sironi dives into “Beyond Resilience: Patterns of Success in Fintech and Digital Transformation” with author Leda Glyptis. At the heart of the conversation are probing questions: Is success in fintech truly pattern-based? Can the journey of building new banks or digital services, whether from scratch or within established organizations, be predictable enough to replicate? An...

In this episode of  Breaking Banks Europe , host Don Ginsel is joined by fintech thought leader  Alessandro Hatami , co-founder of  Pacemakers.io  , to explore the most important trends shaping the future of financial services. The conversation covers financial inclusion and well-being, the cultural and legacy challenges holding traditional banks back, and why inclusion is as m...

In the last episode of 2025 of Breaking Banks Africa , Matteo Rizzi interviews Shirley Mburu, Director of Advisory at BFA Global, to reflect on impact, innovation, and financial inclusion across the continent. Based in Nairobi, Mburu shares her journey into development finance and explains BFA Global’s work as a development consulting and venture-building firm supporting underserved populations. T...

In This Episode What’s your favorite holiday movie?  It’s a Wonderful Life ?  Miracle on 34th Street ?  Scrooged ? Plot twist (literally):  These are all banking movies . This week on  Breaking Banks  hosts Jason Henrichs and JP Nicols invite you to an Alloy Labs virtual holiday gathering. Joined by Amber Frye, Pam Kaur, and Samer Saab, they share favorite...

Technology innovator Akshay Chopra joins the Futurists to discuss his new book: “After Us: A Tale of Life Beyond Superintelligent AI.”  In this work of speculative fiction, Chopra posits scenarios of a world dominated by a benevolent superintelligence.  Topics include: the challenge of envisioning a positive outcome in a world organized by AI; the perils of AI-induced delusions;  AI...

In This Episode What if someone told you you’ve been underpaid by more than two million dollars across your career? In this episode, Jason Henrichs speaks with fintech entrepreneur  Tom Sosnoff . You may know Tom from founding  thinkorswim  and  tastytrade , two billion-dollar exits that transformed retail investing. His newest venture,  Lossdog , launching this month, foc...

Fintech in 2025: an end of year review, and a look forward to 2026. Detailed Summary: In this episode of the Finovate podcast, Greg is joined by Steven Ramirez of Beyond the Arc to reflect on the key trends and developments that shaped the FinTech landscape in 2025 while offering predictions for 2026. The conversation explores the evolving dynamics of fintech partnerships, the challenges posed by...

This week, The Futurists offers a human interest story from Brett’s conference travels. Listen as Brett connects with Arwa Damon, former CNN reporter based in Istanbul, and current President and Founder of INARA, an NGO working in Palestine. INARA, International Network for Aid, Relief and Assistance, is a humanitarian organization providing rapid response and treatment to refugee children, its mi...

In This Episode This week, Breaking Banks offers a human interest story from Brett’s conference travels. Listen as Brett connects with Arwa Damon, former CNN reporter based in Istanbul, and current President and Founder of INARA, an NGO working in Palestine. INARA, International Network for Aid, Relief and Assistance, is a humanitarian organization providing rapid response and treatment to r...

Fintech, innovation, and the credit union landscape – a conversation with the Chairman of the NCUA. Detailed Summary: In this episode, Kyle Hauptman, Chairman of the National Credit Union Administration (NCUA), shares his insights on the evolving credit union landscape and the role of regulators in fostering innovation. Kyle reflects on his career journey from Wall Street bond trading to financial...

In this episode, Paolo Sironi interviews Aiden McCullen to explore his book UNDISRIPTABLE, a book that brings order to the chaos we are experiencing in personal and corporate lofe to the acceleration of the innovation life cycle. While we cannot see into the future, there are repeatable patterns we can understand learning from homo sapiens to CEOs, from hunters to the jelly fish as a way to master...

Industry strategist John Sviokla is the co-founder of GAI Insights and an Executive Fellow at the Harvard Business School. He tells the Futurists about the real challenges and opportunities in the process of reorganizing businesses around unlimited intelligence.  Topics include: The existential threat to the big strategic advisory firms. Why talking to machines is such a significant change.  The r...

In This Episode In this episode of Breaking Banks, hosts Jason Henrichs, Brett King and JP Nicols delve into the transformative impact of AI and technology on the banking industry, and share insights on what institutions must do to not only survive, but thrive as AI rewrites playbooks. The conversation covers the role of stablecoins, agentic AI, the future of smart contracts, smarter digital infra...

This episode of Breaking Banks Africa features Anie Akpe, founder of LumoHubs.com and African Women in Technology (AWIT). The conversation explores how Lumo Hubs is shaping the future of work in Africa by partnering with universities to equip students and communities with hands-on digital, vocational, and AI-driven skills. Anie highlights the importance of adaptability, continuous learning, and bu...

In last month’s segment of #BBE, Elizabeth Kleinveld invited Lars Markull, founder of Embedded Finance Review, and Philipp Buschmann, CEO of AAZZUR. Celebrating the podcast’s sixth anniversary, the episode explores major trends across funding, regulation, partnerships, and the rapid rise of embedded finance. Key topics include the deep fintech–bank partnership between Allegro and PKO Bank Po...

Shelly Palmer returns to the Futurists to share fresh insight about how AI agents will rearrange the way entertainment and news are published, distributed and monetized. Today, many of the biggest media companies are still reeling from the previous two rounds of digital disruption (web and mobile). This leaves Big Media unprepared for the biggest disruption of them all, because AI agents will soon...

In This Episode Today, we turn the show over to our friends at Breaking Banks Europe, as we celebrate their 6th anniversary. What began as a podcast experiment has grown to over 280 episodes, more than 570 guests, thousands of listeners from every corner of the world, and countless debates. Over the past 6 years, the show has: Shaped conversations around open banking, fintech, DeFi, payments, digi...

Rapid growth as a community bank – Five Star’s strategies for using fintech to expand their customer. Detailed Summary: This episode of the Finovate Podcast features DJ Kurtze, Executive Vice President and Bay Area President of Five Star Bank, discussing the community bank’s impressive growth trajectory and unique positioning in the competitive San Francisco market. Five Star Bank is a $4.6...

Mike Pell is an author, an artist and the director of the Microsoft Garage, the worldwide innovation program where he applies “fast design” principles to bring ideas to prototypes quickly. Mike’s hackathons scale to include 10,000 participants.  Mike tells the Futurists how artificial intelligence systems accelerate ideation during the innovation process.  The challenge: managing a team of A...