Prosperity Podcast with Nicole Bremner

Send us Fan Mail EP140: I was seeing the other brokers in the industry presenting businesses for sale.  As a broker, we value on turnover, but as a buyer, you value on profits because you want to see what profit you can generate from that business. If you're interested in buying or selling a lettings or estate agency Lucy Noonan is the expert with over 20 years of experience in the industry,...

Send us Fan Mail EP139: Two biggest stories from the recent data is that some price data is actually showing a small increase in house prices. Second, rents just continue to increase. We dig into why.  Key points:  Prices starting to level off. Rightmove is showing prices are actually increasing on a month on month basis. How much of this is lack of supply? HMRC transaction levels are 20% lower th...

Send us Fan Mail EP138: What struck me this month in my discussion with Eyeedul is the continued strength of the rental market. Nationally rents increased 10.3% y/y while in London it's 13%.  “It isn’t just tenants who are feeling the financial strains of increasing rental prices. The exacerbating economic issues around rental prices are also leaving landlords with increasing rent arrears, re...

Send us Fan Mail "I was a little bit surprised to be diagnosed. It became quite a difficult journey for a period of time. My response on the January 19th 2021 was naïve. They asked me to go in to get results and I didn't realise that meant bad news. My response was 'this had better not kill me' and it had a 40% chance of killing me...better odds than some are facing." EP13...

Send us Fan Mail EP136 : Once again I'm joined by property expert Eyeedul Haque to discuss the recent data on the UK property market, with a focus on recent developments related to mortgage rates, inflation and property prices. We discuss: - Mortgage payments are set to increase by £500 for approximately 1m households. - The Bank of England's interest rate has reached a 15-year high at 5...

Send us Fan Mail EP135: As interest rates soar, inflation rises, and labour shortages continue, homeowners are left wondering what the future holds. Property consultant, Eyeedul Haque, reveals the data behind the headlines about the state of the housing market and the impending mortgage payment increases. "What has actually happened is the rate of growth has slowed but it's nowhere near...

Send us Fan Mail EP134:  "Nationwide, Halifax and Rightmove all reported increases of 7.2%, 8.3% and 7.2% over the last 12 months . Compared to last month, the annual figures were 9.5%, 9.8% and 8.7%."  But prices are showing the first signs of slowdown. Some pundits are saying prices will drop by 30% over 2023. What about rental demand? Take a listen to see what the data is indicating. ...

Send us Fan Mail EP133: "I think most people appreciate someone making a purchase easier for them. Selling is not about persuading someone to buy something that they do not need but making a decision easier. ‘People buy from people,’ is a common saying and our job is to ensure that people buy us and not the product." Meet Bob Harvey, now non executive director at SeventySeven Wealth Mana...

Send us Fan Mail EP132: "Nationwide are quoting a 9.7% increase this month compared to 10% last month. Halifax are also quoting 9.8% this month compared to 11.5% in the previous month. So the rate of change of house price growth is slowing, but there's no evidence of this massive downturn that people are talking about." I met with Eyeedul Haque of My Property Consultant for a live d...

Send us Fan Mail EP131:  “I need to push myself to build that and get myself to a point where I feel that I am financially secure. And probably that's one of the main drivers for why I'm so passionate about encouraging people to learn about money and understand money and be empowered by it so that they can reap benefits later on.” Louise co-founded GoHenry in 2012 when she realised that...

Send us Fan Mail EP130: Olive recently celebrated her 94th birthday and is still in fine form. Her active mind and unfussy approach to life is refreshing in people of any age, not least those in their 10th decade. She narrates her story in exactly the same way, and even when tragedy strikes - for example the loss of a dear cousin and step-sister in a car accident - she is able to see the bigger pi...

Send us Fan Mail EP129: "We are in a very interesting time. On one side, we have the Chancellor trying to encourage house sales with fiscal stimulus. And on the other, we have the Bank of England using monetary policies to control lending. What makes the decision of when to invest more interesting is exchange rates." In the first of a new monthly series I met with Eyeedul Haque of My Pro...

Send us Fan Mail EP#128 "If you've had some sort of trauma in your early life...the problem you potentially suffer with is an inherent feeling of a lack of self worth. And success won't fill that." Sam White tragically lost her mother to an overdose at age 23. By 24 Sam launched her first business from her sister’s conservatory and she hasn’t stopped since. Starting as a small...

Send us Fan Mail EP127: "We've had amazing news in the last few weeks. We had interest rates go up again last week... We then had the mini-budget with the changes to stamp duty...to come into play. There's a third element with the pound taking the biggest fall in 37 years against the US dollar. All these moving parts make it an interesting conversation around when is the right time...

Send us Fan Mail “My whole life has been one safari and I am still living it now. Even as I sit here in Monaco, I cannot wait to get up and have another adventure.” My guest today, Geoffrey Kent, is the founder of luxury international travel company, Abercrombie & Kent, and the pioneer behind safari being a “hunt with a camera, and not with a gun.”  After being expelled from school, riding a m...

Send us Fan Mail EP125: “I was on fire. I was fighting well. Then I've got to one of the most important fights I just needed to get through. This fight was probably the most important fight to get that chance to have the Olympic gold medal. I received a head kick with two seconds to go, and two seconds just wasn't enough to get the points back.” Jordan was on the pathway to Tokyo Olympic...

Send us Fan Mail EP124: My podcast is back! We have another series of 12 guests to share with you over the coming weeks. “Many people reach the age of 50 having been on a treadmill of career and families and they're faced with this realisation…they need to take responsibility for themselves as they move into the last period of their working life…If they don't, they may face a retirement…...

Send us Fan Mail “Being a stripper taught me more lessons than I could possibly imagine, a lot of which I’ve been able to apply to my business life..”  For the penultimate episode of The Nicole Bremner Podcast, I’m joined by former stripper Paulina Tenner . Paulina is the founder of GrantTree , where she leads a team of 50 people in helping businesses secure government funding. To date, the compan...

Send us Fan Mail “‘Workations’ have become really popular. We’ve ditched the office and have really embraced ‘out of office’ work.”  My guest today, Ivo Gospodinov, is one of the entrepreneurs behind industry leading prop-tech company Staykeepers, which he runs with his brother, Miroslav across the UK, US, Spain, Ireland, Germany and France.  Aimed at the Build to Rent market, Staykeepers is a ful...

Send us Fan Mail “A career in construction is not just about muddy boots.” Today my guest is Julia Starzyk, a property quantity surveyor, project construction manager and founder of Stars Projects London, a dynamic property consultancy focusing on cost consultancy and project management in the luxury £1m to £6m property sector.  From converting a 150-year-old building in Mayfair into a luxury seve...

Send us Fan Mail “It’s so important to think about what you put into your body and so we should be taking that view with our skin too.” For anyone who has ever had problem skin or is fed up with trying endless beauty products in a bid for that healthy glow we all long for, this is the episode for you. As a beauty blogger in London, Rachel Noble was living the dream being sent skincare to try and w...

Send us Fan Mail “ Most folks have $1 to $2 million dollars in hidden capital available to them within the people they know.”   Joining me this week, all the way from British Columbia in Canada, is Dave Dubeau , the creator of the Money Partner Formula .  As a bestselling author and speaker, Dave has shared the stage with people like Robert Kiyosaki, George Foreman, Robert Herjavek, Arlene Dickins...

Send us Fan Mail  “Buying art is a little bit like buying property in Knightsbridge…if you buy a blue-chip artist who’s dead and sit on it long enough then you probably will make money, but that means you need to be able to afford to sit on it for something like 30 or 40 years. “ Art is a very difficult asset class generally, it’s felt that if you have a wide portfolio then art is something intere...

Send us Fan Mail “Mortgage brokers are a bit like the crocodile in that we’ve been around for ‘4 billion years’ and nothing seems to be able to kill us off! We’ve managed to get through the credit crunch and the pandemic – good brokers survive those downturns because they are good business people and quite resilient.” My guest today on The Nicole Bremner Podcast is the CEO of The Money Group and f...

Send us Fan Mail "People will instantly judge a book by its cover, that because you're a woman who wants to have nice hair, have their nails done or have false eyelashes you can't participate in a certain sport...the old stereotypes still exists unfortunately," My guest today is Bev Clifford, who has forged a path for herself in a very male dominated industry...fishing.  Bev&ap...