Property Investment & Wealth Creation Australia | The Michael Yardney Podcast

Let me ask you something—are you in your 40s, 50s, or 60s and wondering, "Is this it?" Maybe you're juggling ageing parents, adult kids, and still trying to figure out where you fit in this next chapter of your life. Well, midlife isn't a meltdown—it's a moment of truth. And in today's conversation with Louise Bedford, we explore how you can turn this period into a launchpad for purpose, profits,...

Today, Simon Kuestenmacher and I discuss a topic that's at the heart of the "Great Australian Dream": homeownership. For over a century, owning your own home was not just a rite of passage—it was an expectation. But that dream is slipping further out of reach for millions of Australians, particularly younger generations. We discuss the evolving landscape of homeownership in Australia, tracing its...

If you've ever tried running a business—or even building a property portfolio—with your partner, you'll know it can be both incredibly rewarding and, at times, incredibly stressful.   The kitchen table becomes a boardroom, the bedroom becomes an office, and before you know it, every day feels like Groundhog Day.   But it doesn't have to be that way.   Today's show won't focus on property, but on t...

Three rate cuts this year have clearly lit a fire under our property markets. Affordability has improved, confidence is back, and the spring selling season is heating up. It's not just houses making gains - unit prices have now risen for eight straight months. Brisbane and Adelaide are leading the charge, while Melbourne is quietly staging a comeback. T oday I'm joined by Dr Andrew Wilson , and we...

Australia's housing market is at a crossroads. For first-home buyers, the dream of ownership has never felt further away – with deposits taking more than 8 years to save and mortgage repayments eating up over half of disposable incomes. Yet, at the same time, buyer demand is powering ahead, clearance rates are hitting multi-year highs, and spring is shaping up to be supercharged. How can both of t...

Everyone was banking on another interest rate cut this year – but what if it never comes? In this month' Big Picture Podcast, Ken Raiss and I will unpack why the economy is running hotter than expected, and what that means for rates, housing, and your mortgage. We also explain how the Bank of Mum and Dad is helping nearly 1 in 5 first-home buyers who get financial help from their parents and what...

In today's podcast, we are going to do something a little different. You see, one of the common questions I get asked is, "Michael, what's your net worth?" It's a question people are curious about—and I get why. However, rather than simply providing you with a number, I want to take you behind the scenes and share the principles, strategies, and mindset that have helped me achieve the financial fr...

What if I told you that a $1 million property today could be worth $8 million in 30 years? Sounds unbelievable, right? It's the kind of projection that makes people question whether Australia's property market can really keep growing the way it has for the past 45 years. After all, with housing affordability constantly in the headlines and talk of "property bubbles," isn't 7% annual growth, meanin...

Have you ever wondered why some property investors seem to build multi-million-dollar portfolios while others never get past their first property—or worse, sell up within five years? It's not about luck. It's not about earning six figures. And it's definitely not about being born into money. In today's podcast, I explore the common myths surrounding wealth creation and property investment with Bre...

In today's show, Ken Raiss and I discuss the evolving landscape of retirement planning, emphasising that retirement is not an end but a new chapter that requires strategic investment and financial planning.   W e look at what it means to keep your money working in retirement, how property investors should adjust — not stop — their strategy, and what you need to consider to maintain financial freed...

In today's show Simon Kuestenmacher and I discuss the significant shift of millennials from urban living to suburban areas. We highlight how millennials are reshaping suburban culture while still valuing aspects of their urban lifestyles. This is a generation that once embraced city skylines, inner-city cafes, and the hustle of urban living , but is now packing up and heading for the burbs. But no...

Australia's housing market is under pressure from many directions, but one of the most overlooked barriers is stamp duty. Once a relatively modest transaction cost, stamp duty has ballooned into one of the biggest financial hurdles for homebuyers. Just to give you an idea – in Sydney, stamp duty on a median-priced house has gone from around 45% of a household's disposable income in 2000 to 120% to...

This winter has shaped up as the strongest property market we've seen in a long time, with strong buyer activity and rising confidence cutting through the usual seasonal slowdown. In today's show Dr. Andrew Wilson and I discuss how results have been far from uniform – Sydney is surging ahead with particularly strong performance, while conditions across the other capitals are more varied, reminding...

Today I'm joined by Ross Elli, a respected urban thinker and commentator, and we discuss something most politicians and planners are ignoring: the danger of concentrating 70% of Australia's population into just eight capital cities , and doing it without a real plan. We explore the challenges of infrastructure, the concept of the missing middle in housing, and the need for a national settlement st...

Have you ever looked at a tired old property and thought, "There's potential there," but weren't quite sure what to do with it? Well, today's show could be the spark you need. Because we're talking about one of the most powerful – and underutilised – strategies for building wealth through property: strategic renovation. In a world where construction costs are soaring and affordability is stretched...

Imagine inviting thousands of people to a party… but forgetting to organise enough food, chairs, or bathrooms. That's essentially what Australia is doing by ramping up migration while failing to plan for the housing and infrastructure to support it. Today, Simon Kuestenmacher and I discuss why we can't keep separating housing policy from migration policy. The conversation around our housing crisis...

In today's Macro Insights Podcast, Ken Raiss and I examine who really pays tax in Australia, and the results may surprise you.   We also share what the average wage and superannuation balance in Australia is, and I bet these figures will surprise you.   We also discuss the latest statement from APRA about its 3% mortgage assessment buffer we will tell you what time of the week you're most likely t...

What happens when the Great Australian Dream becomes a financial nightmare? In 2025, buying your first home in Australia has become less of a rite of passage and more of a high-stakes gamble. Record-high deposits, sky-high property prices, and mortgage repayments eating up more than 30% of many buyers' income - it's no wonder almost half of all first home buyers now regret their decision . Today,...

There's a lot of noise out there right now — the media, politicians, and even Sunday BBQ conversations seem to revolve around one central villain: the property investor. Apparently, we're to blame for housing unaffordability, rising rents, and locking young people out of the market. But is that really fair? Because when you scratch below the surface, you realise that property investors are not the...

Have you ever wondered w hy some people seem to effortlessly build wealth through real estate while others spend their entire lives working hard, only to end up financially stuck? The truth is that most Australians won't ever achieve genuine financial independence. Sure, they'll retire... eventually. But for many, that just means swapping full-time work for full-time worry — especially with rising...

Have you noticed how Australia's property market seems to have roared back to life recently? After a sluggish 2024, Domain's latest House Price Report shows all eight capital cities recorded house price growth in the June quarter – for the first time in four years. And it's not just houses. Unit prices are surging too, often outpacing houses as buyers chase affordability. So what's behind this reb...

Australia's housing markets just keep marching forward – and the latest numbers are in! Today I'm joined by Dr. Andrew Wilson, Chief Economist of My Housing Market, to break down July's House Price Report – and it's full of good news for homeowners and property investors alike. House prices rose in every single capital city over the month – that's now five months in a row of rising prices national...

Today Ken Raiss and I ar e diving into a crucial topic for anyone looking to purchase property in Australia: choosing the right property ownership structure. So whether you're a first-time investor, a seasoned buyer, or even planning a family purchase — this episode is for you. We discuss various ownership options, including trusts and companies, and highlight common mistakes investors make.   The...

If you're interested in property y ou've probably noticed it's a confusing time out there . Interest rates are falling, but the re are mixed messages about how many rate cuts we a re going to get. Population growth is surging, but we're not building enough homes. The media i s full of mixed messages, and many would-be investors are paralysed by uncertainty. That's why in today's show, Brett Warren...

In this Macro Insights Podcast, Ken Raiss and I examine the big picture and share our perspective on how this may impact our housing markets in Australia, as well as what, if anything, you should do as a property investor.   We discuss what's ahead for interest rates, and clues in the news about economic indicators and consumer behaviour.   We examine the dynamics of supply and demand, the influen...