Property Investment & Wealth Creation Australia | The Michael Yardney Podcast

You've probably noticed that some property markets surge ahead while others seem to tread water… even when the broader economic conditions are the same.   It's easy to blame interest rates, government policy, or media sentiment, but those factors only tell part of the story. The real drivers sit underneath all of that, and they're far more predictable if you know where to look.   In today's Wealth...

Imagine you were able to transform your relationship with time so that you had more balance, were better organized and focused so that you were able to work less and accomplish more.   How would that impact your life?    Well, that's what we are going to talk about today as I speak with Louise Bedford about mastering time for wealth creation.   We explore how effective time management is crucial f...

Australia doesn't just have a housing problem. We have a city problem. And it's about to get a lot worse, according to my guest today, Ross Elliott.   Everyone talks about housing shortages. Almost no one talks about hospitals, schools and services.   So today, we're asking the question policymakers avoid – how much infrastructure do our cities actually need for the people we're adding?   It's all...

If you're feeling uncertain about what's really going on in the property market right now… you're not alone.   Because the biggest challenge facing our housing markets today isn't interest rates, inflation, or even affordability…   It's uncertainty.   We've got multiple forces all moving at once - some pushing prices higher, others working against them - and for many investors, that's making it ha...

You've probably noticed your social media feed is full of new "property experts." Twenty-somethings showing off cars, watches, and "instant success" stories — all promising to help you get rich in record time.   But property doesn't work like that. What they don't tell you is that property isn't a sprint; it's a marathon.   Today I'm joined by Ken Raiss, and together we unpack why real wealth is b...

What if the biggest reason you'll never build a $50 million property portfolio has nothing to do with money?   What if it's not your income, your borrowing capacity, your suburb selection or even the market cycle that determines how far you go?   And what if the investors who end up with $100 million or $200 million portfolios don't actually do anything dramatically different from everyone else… t...

Some properties will deliver exceptional growth over the next few years, while others will barely move in value.   And the frustrating part is they could be only a few kilometres apart.   If you're relying on city-wide averages, headlines, or last year's "hotspot," you could be positioning yourself in the slow lane without even realising it.   Today, with Stuart Wemyss I unpack exactly where the m...

Most property investors don't have a strategy. They think they do.   But buying a property is not a strategy. Renovating is not a strategy.   Chasing a hotspot is definitely not a strategy.   Today , Brett Warren, National Director of P roperty at Metropole and I explain the difference between buying a property   and having a strategic property plan.   We'll also discuss when value-add strategies...

Is 2026 the year Australia's housing market splits in two?   We've had another interest rate rise. There's talk of tax reform. Global political instability is back on the radar. And yet, in some cities, entry-level property prices are still surging at double-digit rates.   So what's really going on?   Are we heading for a slowdown… or are supply shortages and strong demand about to push prices hig...

Have you ever noticed that some investors seem to move forward every year, while others stay stuck, despite reading the same books and listening to the same podcasts?   Have you ever wondered why two people can earn similar incomes, buy similar properties, and yet one builds real wealth while the other just stays busy?   And what if the difference isn't the market… but something else?   At the end...

What if the next big housing reform doesn't fix housing affordability at all?   What if it doesn't lower property prices, doesn't deliver much extra money to the government for year s, b ut it scare s investors out of the market and makes renting even harder?   Because that's exactly what could happen if Australia changes the Capital Gains Tax discount - and it's back on the political agenda again...

Every time rents rise, affordability worsens, or housing shortages make headlines, one group is dragged into the spotlight. Property investors.   They're called greedy. Accused of hoarding homes. Blamed for locking younger Australians out of the market.   But is that actually true… or just a convenient narrative?   After more than five decades in property investment, I've noticed a pattern. When h...

Interest rates are rising again. Inflation isn't backing off. Sydney and Melbourne's property markets are a little wobbly.   And yet…   National house prices are up more than 10% over the past year, and some capitals are still delivering boom-time results.   So what's really going on in Australia's property markets right now?   That's what I discussed today with Australia's leading housing economi...

The property rules have changed… again. What worked five years ago won't work the same way in 2026. The winners won't be the loudest, the fastest, or the most aggressive – they'll be the most strategic. So today, Brett Warren and I unpack exactly what's changed, what still works, and how smart investors can position themselves to win in the next phase of the property cycle.   We discuss the evolvi...

Inflation has eased… except where it hasn't. Interest rates were meant to be heading down… until they weren't. And suddenly everyone's blaming government spending. But is Canberra really the culprit - or is that just a convenient headline? Today, Ken Raiss and I unpack what's actually driving Australia's sticky inflation, why the RBA is worried about "capacity constraints", and what policy makers...

What if I told you that one of the most significant demographic shifts shaping our cities, our housing markets, and even our social lives over the next few decades… isn't migration, isn't birth rates, and isn't ageing?   It's something far more personal. In today's show, Simon Kuestenmacher and I are talking about a silent revolution - the rise of the single-person household.   More Australians th...

What if the biggest obstacle between you and the life you want isn't the market, the economy or your upbringing... but your programming? What if your money habits, your emotional reactions and even your results as a property investor are simply the byproducts of a mindset you inherited rather than chose?   And what if you could rewrite that programming?   In today's show Tom Corley and I discuss h...

Today Ken Raiss and I reflect on the evolution of property investment over the past two decades, discussing significant changes in demographics, market conditions, and more importantly, what hasn't changed.   Because if you understand that, you'll be far better positioned to thrive in the next property cycle.   Takeaways   Investing in property requires a long-term perspective. Demographic shifts...

Today, Simon Kuestenmacher and I examine the evolving landscape of home ownership in Australia.     For generations, owning a home has been at the heart of the Australian dream. In 1966, nearly three-quarters of Australian households owned their home, either outright or with a mortgage.   Fast-forward to the 2021 Census, and that figure had slipped to just 63 per cent.   For younger Australians, t...

At its first meeting for 2026, the Reserve Bank lifted the cash rate to 3.85 %, as most economists expected.   That move officially ends the shortest and most modest rate-cutting cycle since the RBA began inflation targeting back in 1993.   So what does this really mean for property investors, home buyers, and Australia's housing markets?   That's what I'm going to unpack, along with Dr Andrew Wil...

Today's show is going to hit close to home for a lot of Australians.   Because despite living in one of the richest countries on the planet, the vast majority of Aussies are quietly battling something uncomfortable – the inability to actually build their wealth.   We're working harder than ever. We're earning more than ever. But most households still feel like they're running on a treadmill.   Why...

Have you ever looked at today's property prices and wondered, How is this even possible? How can values keep climbing when interest rates are still high, affordability is stretched to breaking point, and so many Australians feel locked out of the market?   You're not alone. It feels counterintuitive. It feels unfair.   And for many, it feels completely unsustainable. But here's the uncomfortable t...

If you could see one number that reliably predicts where property prices are heading next, would you want to know what it is?   Well, today, you're about to find out — and it's not what you think.   You see…most investors think population growth drives property prices… but t oday I'm joined by Stuart Wemyss , financial strategist and founder of ProSolution Private Clients, who's done some fascinat...

Everywhere you look, people are talking about the Brisbane property market.   The Olympics are coming, property prices have surged, and there's this growing belief that Brisbane is the place to be for investors right now.   In fact, it's not just Brisbane, but a whole swag of new and let me call them inexperienced buyers agents are suggesting buying in regional areas of northern Queensland.   But...

What if the biggest lessons that will shape property investing in 2026 have already happened , and we just need to stop long enough to notice them?   Every year leaves clues. Some are obvious in hindsight, others quietly shape the next cycle without anyone paying attention.   And 2025 was packed with more of these clues than most years.   So today, Brett Warren and I u npack the 25 lessons from 20...