Debbie & Paul Roberts
Property Apprentice Podcast
Property Apprentice dives deep into the what's and how's of real estate investing in New Zealand. Each week, we discuss topics relevant to every home buyer and investor.
Author
Debbie & Paul Roberts
Category
Podcast website
Latest episode
Jul 10, 2026
Where to listen?
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Episodes
Why Market Panic Won't Crash NZ Property & Central Otago's Record Rents 16.03.2026 19:41
Send Us A Message! Let us know what you think. Is a volatile global market your best window of local opportunity? In this episode, Debbie Roberts from Property Apprentice breaks down why you shouldn't let overseas headlines dictate your financial strategy. We explore why top economists believe the Middle East conflict won't crash the local property market, and why pulling your money out...
The February Market Shift, KiwiSaver vs Property, & The "Wear and Tear" Trap | NZ Property Insights Ep. 5 11.03.2026 13:24
Send Us A Message! Let us know what you think. Are we finally seeing a turning point for the New Zealand property market in 2026? In Episode 5 of New Zealand Property Insights , Paul and Debbie Roberts unpack the latest data, which shows that the potential oversupply of housing is finally starting to clear. In this episode, Paul and Debbie cover: The February Market Shift: Over 12,200 new listings...
Global Shocks, Auckland's 5-Year Sales High & KiwiSaver Reforms (Week in Review) 10.03.2026 21:03
Send Us A Message! Let us know what you think. Is a flat property market your best window of opportunity? In this episode of The Week in Review , Debbie Roberts from Property Apprentice unpacks a fascinating mix of global tension and local opportunity. While Middle East conflicts drive volatility in the share market, the New Zealand property market is presenting one of the best buyer's market...
1 in 3 Kiwis Have <$500 Saved, Women Left Behind & Flat House Prices (Week in Review) 04.03.2026 16:53
Send Us A Message! Let us know what you think. Is a flat property market actually your best window of opportunity? In this episode of The Week in Review , Debbie Roberts from Property Apprentice unpacks a New Zealand market that is finding its feet, but moving at a glacial pace. While the headlines might sound sobering, there are massive opportunities hiding in plain sight if you know where to loo...
Retiring at 73? The Superannuation Squeeze & Interest Rate Update | NZ Property Insights Episode 4 02.03.2026 19:11
Send Us A Message! Let us know what you think. In this episode of New Zealand Property Insights , Paul and Debbie Roberts unpack the stark warnings from the recent New Zealand Economic Forum regarding the future of NZ Superannuation. With an aging population and changing economic data, relying solely on the government for retirement is becoming an increasingly risky strategy. In this episode, Paul...
Decoding 2026, The Great Bank Switch & Hidden Mortgage Costs Ep. 3 24.02.2026 10:55
Send Us A Message! Let us know what you think. The New Zealand property market is showing signs of life, but the real story lies in the regional data and current mortgage trends. In this episode of New Zealand Property Insights , Paul and Debbie Roberts unpack the new Cotality Decoding 2026 Report and the record-breaking surge in bank switching. In this episode, Paul and Debbie cover: The 2026 Mar...
OCR Holds at 2.25%, ASB's 5% Deposit Hack & Rents Drop (Week in Review) 20.02.2026 16:04
Send Us A Message! Let us know what you think. Is the property market officially shifting gears? In this episode of The Week in Review , Debbie Roberts unpacks a massive week of contradictory but exciting real estate news. We dive into a sudden surge in tourism and migration that has the broader economy starting to hum, and discuss why the Reserve Bank holding the OCR steady at 2.25% cements a &qu...
Fixed Rates Surge, Resale Profits Return & Foreign Buyer Rules (Week in Review) 16.02.2026 12:44
Send Us A Message! Let us know what you think. The market is shifting gears—are you keeping up? In this week's Week in Review , Debbie Roberts unpacks the signals that matter most to your wallet. We are seeing a stabilizing market with resale profits ticking up, but a surprise surge in borrowers locking in 2-year fixed rates suggests the "floating rate" trend is over. Key Topics Cov...
Market Stalling or Buying Window? Unemployment Highs vs. Rate Drops (Week in Review) 07.02.2026 18:33
Send Us A Message! Let us know what you think. Is the property market recovering, or is there a sting in the tail? In this week's Week in Review , Debbie Roberts tackles the contradictory headlines facing Kiwi property buyers. We are seeing a classic tug-of-war: mortgage rates are dropping and first-home buyers are active, but unemployment has hit a 10-year high of 5.4% and the RBNZ is demand...
A 28% Capital Gains Tax & The Inflation U-Turn | NZ Property Insights Ep. 2 05.02.2026 17:24
Send Us A Message! Let us know what you think. The start of 2026 hasn't been as quiet as expected. From new tax proposals that have investors on edge to economic data forcing banks to tear up their interest rate forecasts, there is a lot to unpack. In this episode of New Zealand Property Insights , Paul and Debbie Roberts deep dive into the proposed 28% Capital Gains Tax (CGT), the reality of...
Interest Rates to Rise Mid-Year? + Major Insurance Halt 02.02.2026 22:17
Send Us A Message! Let us know what you think. Is 2026 a "Goldilocks" year for buyers, or is a rate hike trap set for mid-year? In this week's Week in Review , Debbie Roberts (Property Apprentice) cuts through the contradictory headlines. We explore why major banks are predicting an OCR hike, why insurers are retreating from Westport, and if the "doer-upper" dream is dead....
The Great Debate: Should KiwiSaver Be Made Compulsory? 29.01.2026 8:34
Send Us A Message! Let us know what you think. In this episode, Debbie Roberts from Property Apprentice discusses the hot topic of whether KiwiSaver should be made compulsory or remain voluntary. With recent media attention and political proposals suggesting a shift toward a mandatory model similar to Australia’s, it is a conversation that every New Zealander should be following. Debbie breaks dow...
NZ Property Insights: New 70sqm Granny Flat Rules Explained & NZ Interest Rate Predictions 2026 26.01.2026 18:52
Send Us A Message! Let us know what you think. As of January 15th, 2026, the rules for building minor dwellings in New Zealand have officially changed. The headlines say "No Consent Needed" for builds under 70sqm, but the fine print says something very different. In this premiere episode, Paul and Debbie Roberts (Property Apprentice) strip away the media hype to look at the practical det...
Recovery Signals vs. Price Drops: The "Oil Tanker" Economy & Housing Returns 23.01.2026 20:11
Send Us A Message! Let us know what you think. Are we in a recovery or a price crash? In this week's episode, we tackle the mixed signals hitting the New Zealand market. BNZ economists are telling us "don't stop believin'" as business confidence hits multi-year highs, yet Trade Me data shows asking prices plummeted by over $80,000 in the last two months of 2025. We break d...
NZ Property Market 2026: Granny Flat Rules, Record Listings & Interest Rate Forecasts 19.01.2026 16:14
Send Us A Message! Let us know what you think. Is the "Buyer's Market" finally here? In this first episode of 2026, we break down a massive week for New Zealand real estate. The data is in: December stock levels have hit a 10-year high , giving buyers more choice than we've seen in a decade. But with new rules for Granny Flats kicking in today and economists predicting a twist...
Is a GST Hike Coming? And Why Mortgage Rates Are Up Despite OCR Cuts 12.12.2025 18:13
Send Us A Message! Let us know what you think. Topic #1: Stuff 10th of December - Capital crunch: Central Wellington now has the cheapest property in the country Topic #2: RNZ 9th of December - GST used to be 10%, is it going to rise again? Topic #3: Interest.co.nz 11th of December- Average asking prices on Trade Me Property cooled in most regions in November Topic #4: RNZ 9th of December - The...
Real Estate Market Update: Why It’s the Best Time to Buy in a Decade 05.12.2025 16:43
Send Us A Message! Let us know what you think. Topic #1: The Mortgage Mag 4th of December - Buyers sitting on the sidelines in best time to buy in a decade Topic #2: RNZ 3rd of December - Westpac launches scheme to help owners protect homes from extreme weather Topic #3: Cotality 4th of December- Property values still in a holding pattern Topic #4: RNZ 2nd of December - Adjustment to single pensi...
Rent vs. Buy in 2025: Why “Cheaper Now” Could Cost You More Later 03.12.2025 18:39
Send Us A Message! Let us know what you think. Topic #1: Good Returns 26th of November- OCR Cut: What the RBNZ said Topic #2: RNZ 26th of November - Is it cheaper to pay a mortgage, or rent? Topic #3: TradeMe 28th of November- OCR predictions for 2026 & 2027 Topic #4: RNZ 26th of November - The rising cost of taking a gamble on the what-ifs Topic #5: NZ Herald 24th of November - KiwiSaver 12%...
Let's be real about a Capital Gains Tax in NZ 02.12.2025 19:50
Send Us A Message! Let us know what you think. Is a Capital Gains Tax (CGT) actually on the horizon for New Zealand property investors? 🏠🤔 Paul's tackling the conversation arising from the recent Labour Party conference and answering the big question many of you have been asking: What does this mean for my portfolio? He also take a hard look at why the Government struggles to be an effectiv...
The CGT Revenue Myth & Future Interest Rate Cuts 25.11.2025 18:05
Send Us A Message! Let us know what you think. Topic #1: NZ Herald 19th of November- Capital gains tax wouldn’t have raised much in recent years - Cotality Topic #2: RNZ 20th of November - The difference in investing strategies between over-60s and under-30s Topic #3: Oneroof 19th of November- Homeowners could get up to $15,000 as ANZ boosts its cashback to 1.5% Topic #4: TradeMe 20th of November...
Hardship Withdrawals in KiwiSaver: When Rules Are Being Bent 07.11.2025 18:54
Send Us A Message! Let us know what you think. Topic #1: Good Returns 3rd of November- Market recovery signals consistent with interest rate falls Topic #2: NZ Financial Adviser 5th of November - Auckland housing market steadies as listings rise and confidence grows Topic #3: RNZ 6th of November- 'People learning to manipulate the system': Call for KiwiSaver hardship withdrawal changes...
Experts Respond to Capital Gains Tax: Housing Market Outlook Explained 31.10.2025 16:44
Send Us A Message! Let us know what you think. Topic #1: Oneroof 29th of October-Capital gains tax fallout: ‘House prices are not going to fall another 20%’ Topic #2: Good Returns 28th of October - Bets are on for OCR to fall even further Topic #3: Stuff 30th of October- Biggest bank thinks house prices will rise this year after all Topic #4: 1News 30th of October - New granny flat rules could p...
Economists Welcome RBNZ’s Careful LVR Changes | Will It Boost NZ Property Investment? 31.10.2025 15:45
Send Us A Message! Let us know what you think. Topic #1: RNZ 15th of October- Consider tax breaks for KiwiSaver, international report say Topic #2: NZ Financial Adviser 16th of October - Economists welcome RBNZ's cautious LVR easing amid housing restraint Topic #3: Good Returns 14th of October - First home buyers take advantage of soft housing market Topic #4: 1News 13th of October- Why Inla...
New Law Allows Consent-Free Granny Flats and Landlords Speak Out on Occupancy Rule Backlash 28.10.2025 13:54
Send Us A Message! Let us know what you think. Topic #1: RNZ 21st of October- Landlords respond to research criticism on occupancy limits Topic #2: 1News 23rd of October - Exemption allowing granny flats to be built consent-free passes into law Topic #3: Interest.co.nz 22nd of October - Trade Me Property says the balance of power between tenants and landlords is shifting in tenants' favour T...
Auckland Homelessness Rises Among International Students, NZ Treasury to Propose 32% GST & Pension Age 72 30.09.2025 18:37
Send Us A Message! Let us know what you think. Topic #1: NZ Herald 25th of September- First-home buyers’ 10-year, $260,000 rent bill to save deposit Topic #2: Oneroof.co.nz 24th of September - Tony Alexander: Why rents are falling and what it means for landlords and tenants Topic #3: RNZ 25th of September - International students join growing number of rough sleepers in Auckland, advocate says To...
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