Price of Avocado Toast

In today's episode, we retell our entire financial story. It's a whirlwind adventure that started with Justin receiving $600k at age 24 with absolutely no clue how to manage money. We then found ourselves deep in debt and managed to make drastic changes that resulted in us paying off $132,000 of debt in under 2 years and finally achieving what we consider "financial freedom."  Referenced in today'...

Today's episode is our wrap up of the MLM mini series. We conclude the trilogy by sharing our thoughts and overall feelings after hearing both guests from each side of the spectrum. We chat about the good and bad, and where we stand after finally having some time to mull it over. Referenced in today's episode: vox.com article Lula Rich documentary on Amazon Prime  Interested in working with a Fina...

In today's episode, we chat with Jen Lewis about her experience working in network marketing as a health coach. Her positive experience has provided her with the opportunity to work from home while making a comfortable income. She elaborates on how not all MLMs are created equally and gives us insight on what to avoid.  Connect with Jen on Instagram @mrsjenlewis Make sure you are subscribed to our...

Today's episode kicks off our 3 part mini series on multi-level marketing, also referred to as an MLM or network marketing. We spoke with Chelsea who got caught up working with Mary Kay. She tells her story of how she got lured in, how she went into debt to get started and how it all ended for her.  Make sure you are subscribed to our podcast so you don't miss part 2 next week! We dive into the ot...

In today's episode, we celebrate our 3rd wedding anniversary! We look back on the past 3 years of our financial journey. We started our marriage nearly debt free and then found ourselves in $27,000+ of credit card debt by our first wedding anniversary. We've come a long way with our $132,000 transformation and it feels really good to share our story with you all. Thanks for supporting us on our jo...

On this episode, we give a rundown on the last few weeks for the Brown-Woods family. We're blessed to be in the financial situation we are, but the last few weeks would've beaten the heck out of us two years ago. Our financial journey reminds us often of where we've been and where we're headed. Thanks for all of your support while we recover. Love ya, Toasties. Interested in working with a Financi...

In today's episode, we talk all about debt free journey burnout, the common traps that people fall into on their journey, and action steps to make sure you avoid burnout.    Interested in working with a Financial Coach? Reach out to Haley on Instagram @thepriceofavocadotoast for more information.  We want talk with YOU about your highs and your lows so we can normalize conversations about money wi...

In today's episode we talk about COMPOUND INTEREST. When referring to investing, compound interest is your absolute best friend. However on the flip side, when referring to credit cards or student loans, compound interest is your worst nightmare.    Referenced in this episode:  bankrate.com moneychimp.com Mimi from Meadowsweet Money @meadowsweetmoney Chris from The Everyday Millennial @the.everyda...

In today's episode, we address the recent update with the federal student loan pause. We suggest a couple ways you can budget out your payments and share how we are trying to capitalize on this extension.    Referenced in this episode: Ally Online Banking for high yield savings accounts.  Interested in working with a Financial Coach? Reach out to Haley on Instagram @thepriceofavocadotoast for more...

In this episode, we share our most successful tips for hammering down our food budget. We give some advice on ways to be efficient and confident with your meal plan, and suggest some of the Brown-Woods household favorite recipes! If you have a low cost recipe your family loves, please share it with us! We would love to give it a try! Interested in working with a Financial Coach? Reach out to Haley...

Today's episode is focused on the difficult sacrifices it takes to start the debt free journey. We share the reasons some might be hesitant to sacrifice, the life-changing sacrifices we made, and some actions steps that listeners can take right now to kickstart their own journey. We hope this episode resonates with you and gets you on the right path; if it does, let us know! We want to be your own...

Today's episode is all about putting yourself first! We talk about the self-care spending that you mentioned in our Instagram poll, and how you might be able to creatively work your budget so that you don't have to give up those things that make you feel whole. Listen to the full episode to hear about our exciting 20,000 download giveaway! As referenced in today's episode:  What Does Self Care Mea...

In today's episode, we chat all about SINKING FUNDS . We go over how we divided up the $207k proceeds from our home sale across 10 separate sinking funds. If you are a "Nosey Nancy" like we are, this episode is for you!  As mentioned in today's episode, Haley is looking for 3-5 millennial women to work with as she launches her financial coaching business. If this sounds like something you are inte...

In today's episode, we welcome season two and share some updates about what's been going on for us. We are so excited to be back!  Referenced in this episode:  Episode 1 Episode 2  Episode 3 We want talk with YOU about your highs and your lows so we can normalize conversations about money with normal people . If you are interested in chatting with us and telling your story, or asking us questions,...

Today's episode is the SEASON FINALE for our first season. First and foremost, our house has successfully sold! Today's episode goes over the whirlwind of events that followed us through our entire home sale process, ultimately doubling the intended escrow period and causing a ridiculous amount of unnecessary stress.  We ask each other 3 blind questions about the past year of podcasting together a...

In today's episode, we chat with travel hacking coach, Julia Menez. Julia tells us everything you need to know about travel hacking and how to get started. This episode is one that we never imagined recording when we first got started with this podcast, but we are so glad that we did! Whether you are already dipping your toes into travel hacking or completely terrified of credit cards, this episod...

In today's episode we chat all about our home sale process. If you don't already know, we have made the decision to SELL OUR HOUSE so we can pay off all our debt and start with a clean slate; but this time with the financial literacy knowledge we have now. Today's episode dives deep into the showing process, reviewing offers, countering our top three offers, having offers drop out, and finally acc...

In today's episode, we chat with Candace McGee. Candace is a NO SHAME Money Coach that teaches millennial women of color how to do more than simply pay bills. Candace teaches her clients how to build wealth without following trends. She shares her experience getting denied for a mortgage; an experience that jumpstarted her financial freedom journey. Connect with Candace: (she's awesome!) https://w...

In today's episode, we chat all about the home selling process so far! Our house went live on the market two days ago and it's been quite an adventure prepping up until this point.  We also talk about what's coming for The Price of Avocado Toast in the next few months as we transition into seasons. Season 1 will come to an end on Wednesday, April 28th and season 2 will begin sometime around our on...

In today's episode, we chat with Alison, a fellow former Dave Ramsey follower who has decided to go her own way. She tells about about the babysteps that didn't vibe with her after she and her husband got themselves out of debt.  Go follow Alison!  Instagram @babystepping2freedom YouTube & her blog at www.babystepping2freedom.com     We want talk with YOU about your highs and your lows so we can n...

In today's episode, we have a BIG announcement to share with you. We have decided to make some life changing moves with our money. In this episode, we give our rationale and the numbers to back up why this decision is the BEST decision for our family. We want talk with YOU about your highs and your lows so we can normalize conversations about money with normal people . If you are interested in cha...

In today's episode, we chat all about football, Dave Ramsey's $15,000,000+ (that's a lot of zeroes!) home for sale, and our February goals.  You do NOT want to miss next week's episode! Make sure you are subscribed! We have a BIG announcement coming your way and we can't want to share it with you.  Referenced in today's episode:  Dave Ramsey's home on Instagram @zillowgonewild   Lexa from The Avoc...

In today's episode, we chat with Chris from Inspire to FIRE. Chris is a new father, a millennial, and a pharmacist that finished pharmacy school with $150,000 of student loans. He tells us all about his financial independence journey, FatFIRE, and the idea of forced scarcity. He also shares his thoughts on the GameStop saga and more on investing. To contact Chris: Follow him on Instagram @inspire....

In today's episode, we chat with Financial Coach, Kristin Burton. She gives us insight on where to begin with investing and the complete lowdown on HSAs.  To connect with Kristin, visit her Instagram page @strivewithkristin or her website www.strivewithkristin.com 10,000 download giveaway:  A chance to win some cash money! There will be a $30 winner and two $10 winners. Valid through February 12,...

In today's episode, we chat with The Everyday Millennial , Chris. He shares his journey towards becoming confident in his finances, and his brilliant idea to kickstart his daughter's 529 account ridiculously early (she's 5 months old!). To contact Chris, visit his instagram page: @the.everyday.millennial 10,000 download giveaway:  A chance to win some cash money! There will be a $30 winner and two...