PoFU Podcast

The 2nd installment of our 3-part series with special guest, Brendan O'Driscoll. The co-founder of Treadstone Mortgage, Brendan talks about the power of giving and how success should not be defined by the amount of money you have, rather the amount of money you give. A tremendous lesson along this PoFU journey...happiness and self-fulfillment is the key. While money can buy you freedom and time, m...

Owner and founder of Treadstone Mortgage, Brendan O'Driscoll, joins us for episode 34! Brendan has built a successful business out of the ruins of the sub-prime market in the late 90's. A phenomenal boss and an amazing philanthropist, Brendan talks about building a business with integrity and taking care of his people in ways every great boss should. It was an honor to have him join us in the stud...

Don't let the opening dialogue fool you, we are not anti-billionaire!  President Biden recently announced a proposal within the 2023 budget called the "Billionaire Minimum Income Tax." This proposal, if approved, would impose a 20% minimum tax rate on all households worth more than $100 million. Arguably the most controversial aspect of the proposal is the taxing of unrealized capital gains.  In t...

Should personal finance be taught in schools? We at the PoFU Podcast say YES! Florida recently mandated personal finance education in schools. The particulars (curriculum, subjects, etc) aren't exactly clear so we offered the subjects that we think most important to today's kids. Budgeting, credit, debt, investing, etc we feel are the core of personal finance knowledge. What personal finance topic...

It's tax season! Episode 31 we discuss the various ways the wealthy legally work the system to minimize their tax burden. Spoiler alert...you have to own ASSETS. Stocks, real estate, businesses. Depreciation, capital gains, & use of debt are the hot topics for this episode.

One of the hottest topics in the finance world these days is INFLATION. Recent report showed inflation in the US has hit 40-year highs of 7.5%. What is inflation? Who is and what is impacted? How do you hedge against inflation? We tackle all those questions and more in episode 30. Special announcement! PoFU t-shirts have arrived! Send us a message or engage with us on our social media platforms (F...

This episode centers around the idea that we all have to get started somewhere. Jeremiah tells the story of a recent lunch with 2 cash-heavy professionals (we may have referred to them as "cash-holes"!) who had an interest in timing the market. We also clarified the messaging in Episode 27 about the need to be an accredited investor to invest in syndications. In short, you can still invest in synd...

Special thanks to Jeremy at @personalfinanceclub for providing the inspiration for episode 28, The 7 Sins of Investing. This episode focuses on what not to do in the world of stock market investing. Be sure to follow @personalfinanceclub on IG. Thanks for listening!

We promised a deep-dive into syndications several episodes ago, and in Episode 27 we finally deliver. Syndication investing has become the medium of choice for both Ben and Jeremy. With all the benefits of real estate ownership (cash flow, appreciation, tax benefits, etc) but none of the headaches (property management, accounting, etc) syndication investing is the closest thing we've found to true...

Every year should start with a goal-setting exercise. Our areas of focus are personal, professional, and financial goals for 2022. Looking forward to a great year and tackling these goals!

Special guest David Williams joins Ben and Jeremiah at Studio 1164 for episode 25. A former collegiate national champion and professional cyclist, David shares with us the successes, struggles, and mental fortitude it takes to make it on the pro tour. This conversation deviates from our normal financial subjects but offers tips that can be useful in any endeavor. Whether it be athletics, career, o...

Celebrating the 1 year anniversary of the PoFU Podcast, Ben & Jeremiah put a bow on 2021 and review their wins and losses from the year, financial and otherwise. Thanks to all the listeners for a great first year!

In this episode we share some good news stemming from episode 20, we dive a little deeper into some short term rental feedback from loyal listener Bryan Kuyper, and we share details on our recent business + pleasure trip to San Diego where we rode our bikes like all over SoCal and also spent some quality time with our business partners and real estate gurus, Equity Street Capital.

This episode is a follow-up to episode 21 where we broke down the evaluation of long term rental properties. Episode 22 we dive into short term rentals, a discussion inspired by our good friend Nathanial Williams and write-in fan/follower, Bryan Kuyper. Short term rentals can have a larger upside on paper, but also tend to require more hands on management. Reviews, amenities, attractions, and seas...

After settling a bet made in a previous episode, we jump right into the bread and butter of our real estate investing journey: evaluating and purchasing rental properties.  The discussion gets granular into each data point that must be considered when vetting rentals and how to apply a formula to your decision making process.

You're. Gonna. Die. The 3 most motivating words anyone will ever hear. Inspiration from one of my favorite personalities @garyvee (video link below). If those words aren't enough to motivate you to get you financial affairs in order, we can't help you. This episode is a staunch reminder that tomorrow is not guaranteed for any of us, so now is the time to get your plan together and take action. Acc...

In this episode we revisit an old topic of leverage but put more focus on accountability and eliminating excuses. Look in the mirror...and realize you are the only one holding you back!

Pay your self first! We've all heard people make excuses that they don't have money to invest, yet we frequently see these same people out to dinner, with a Starbucks in their hand, wearing the newest clothes, etc. In episode 18 we delve into the concept of reversing typical spending habits. Most people get their paycheck, pay their bills, and spend on expenses. Whatever might be left over at the...

In this episode we revisit our foundational PoFU credo and and discuss the most common question from many financial planners, "What's your number?" We debate the pros and cons of a cash flow retirement model vs a stock portfolio model (and the 4% rule). 

Inspired by a recent episode of the @therobbaileyshow, Ben pings Jeremy with some thought-provoking questions. Some personal finance mixed in with general life questions, we give thanks to @killrobbailey and @rastarunner_ for influencing the agenda.  Also special shout-out to our guy @jdiekema for living his best life out in Colorado.

This episode's discussion covers the current state of our syndication investment portfolios, investment targets, and future plans within this space. We also discuss current state of the market and our thoughts on where markets are headed in the coming years.

In this follow-up and to Episode 13, we welcome back our good friend and Eclipse on Tap host, Matt Deighton, to wrap up our conversation about crypto and blockchain technology. We ping Matt with all sorts of technical questions, talk about the applications of these technologies, and get Matt's "hot take" on the future of crypto. *Disclaimer: The PoFU Podcast seeks to perpetuate discussions of long...

In this episode we welcome back our good friend and Eclipse on Tap host, Matt Deighton, aka The Duke! Matt shares with us his extensive knowledge on crypto, the blockchain, and everything in between.  Crypto is a hot topic and an incredibly interesting (and brain-twisting!) technology, so we brought Matt on to help us better understand. Be sure to check out episode 14 in the coming weeks for the 2...

Part 3 of 3: In this episode we wrap up our roundtable chat with the hosts of the Eclipse on Tap Podcast.  Matt Deighton, David Williams, and Nathan Williams join us in the studio to talk about long term financial goals.

We continue the conversation from episode 10 with the hosts of the Eclipse on Tap Podcast. Matt Deighton, David Williams, and Nathan Williams join us in the studio to discuss all things PoFU. The subject of loyalty in corporate America and defining your true team is prevalent in this episode.