Plan Your Federal Retirement Podcast

Tips for figuring out the best plan for your retirement. https://bit.ly/36jMShG  

Learn whether there is any benefit to delaying retirement. https://bit.ly/3hhAAwC  

Will a form for retirement be sent to you, or do you have to request that form? Can you transfer money from a traditional TSP to a Roth TSP—and will there be penalties? These are just some of the things that Micah and Tammy will be covering in today's episode as they reply to questions sent in by you, the listeners. You can find all show notes for this episode at: https://plan-your-federal-retirem...

Learn what you need to know about taking money from your TSP, how it could impact your taxes, and more. https://bit.ly/3waFnnU  

What you need to know about how a divorce can impact your retirement planning. https://bit.ly/3d5B7zo  

Learn whether you're still allowed to contribute the maximum to your TSP account if you only work half the year and more. https://bit.ly/3gNCFAj  

Divorce is generally not a fun topic, but when you are considering retirement, it is a necessary discussion to have. For many people, the terms and conditions of a divorce can come back to haunt them—even decades later—if they are not completely settled upon in the beginning. So in this episode, Micah and Tammy will be discussing divorce and how to understand all the legal language within a court...

Questions to ask yourself to ensure you're properly balancing your social security and TSP so you get the most benefit. You can find more information by clicking here: https://bit.ly/3gsha7T  

Learn what you need to know about how to avoid unexpected taxes on your pension. You can find more information by clicking here: https://bit.ly/3iKo3D2  

Are you wondering what to do about your social security or how to go about taking money from your TSP? If so, this episode is for you! Today, Micah and Tammy chat about how to balance social security and TSP so you get the most benefit. You'll also learn what things you need to be aware of in order to get the most out of your benefits and make a plan for how to cash in on them properly. You can fi...

Learn how your sick leave is used to calculate your retirement benefit and what happens to your annual leave when you retire. You can find more information by clicking here: https://bit.ly/3ir9nbP  

What you need to know about your TSP benefits so you can avoid risk and maximize your retirement funds. You can find more information by clicking here: https://bit.ly/345lVxb  

What you should consider before canceling FEGLI. You can find more information by clicking here: https://bit.ly/34BdfPy    

You've worked your whole life, now you're ready to retire. But do you know how to maximize your benefits and set yourself up for retirement success? In this episode, we're talking all about the Thrift Savings Plan and how to find that sweet spot to maintain a nice retirement lifestyle and your savings at the same time.  Listen in as we discuss the things you need to consider before taking a loan f...

How to protect and prepare your loved ones for unexpected life events. You can find more information by clicking here: https://bit.ly/3ubCimx  

Learn what you need to know about your survivor benefit election. You can find more information by clicking here: https://bit.ly/3fMrYMG

It's the little details that can really trip you up, so Tammy and Micah share specific areas and situations they've noticed clients having trouble with and how you can avoid those issues. As the title hints, life events are a key area where many people do not do enough planning or strategy and in the long run, it hurts them. You will get insight on the types of life events that are most important,...

The importance of looking over your policies, reevaluating your beneficiaries and everything you need to know about FEGLI. You can find more information by clicking here: https://bit.ly/3uBhxSp  

Is it better to take money out of a traditional or Roth balance when supplementing your living expenses from TSP, prior to collecting social security? You can find more information by clicking here: https://bit.ly/33ITsNB  

With so many misconceptions around life insurance, it can be hard to determine the appropriate plan or amount for your needs. Unfortunately, there are some people in the financial business that believe it is a one size fits all service, however that is not the case. So where do you begin? In this episode, Micah and Tammy will be dispelling some of these myths as well as explaining exactly how life...

How to properly plan for the day of your retirement. https://bit.ly/3hcbfVs  

How your pension will be taxed in retirement as a Federal Employee. You can find more information by clicking here: https://bit.ly/3f2jgcM  

With more retirement planning and with every year that retirement gets closer, the question is often asked, "What day is best to retire?" Tammy and Micah sit down to set the record straight when it comes to choosing a retirement date. They share how people tend to focus on maximizing benefits and where else you might want to put your focus when making decisions on retirement timing. You can find s...

Do you have a plan put in place for who will inherit your assets after your demise? Many people are solely focused on increasing their assets whilst they are still alive, but often forget about securing who it will all go to when they are gone. In this episode, Micah and Tammy will be discussing the documents that ever person over the age of 18 should absolutely have, as well as several documents...

Learn the requirements you have to meet in order to keep FEHB into retirement as a federal employee. You can find more information by clicking here: https://bit.ly/3sMtXVM