Plan Your Federal Retirement Podcast

There are a couple of times a year when it's really important to have clients come in and review things. As we move into the fall/winter season, this is one of those times for both Micah and today's guest, Christian Sakamoto. Today Christian and Micah talk about some of the key things they're discussing with clients and how they use this transitional season to ensure everyone is on the right track...

Divorce, survivor benefits, and more.  https://bit.ly/3eDD4Hf  

What to think about in the first 12 months as a widow/widower. https://bit.ly/3rNFfe7  

The effects of inaccurate information can be devastating, and there's a lot of questionable information out there. So, in this episode, Micah and Tammy discuss some important things to be aware of when it comes to a Federal employee passing away. They both draw from some recent situations they have had to help clients through and share tips on how to avoid common mistakes. You can find all show no...

Answering a question about converting a TSP to a Roth IRA in the most tax-advantaged way possible. https://bit.ly/3CrGhme  

The pros and cons of paying off or buying a house using your TSP. https://bit.ly/3RkEKmi  

Today Micah and Tammy tackle estate planning, a topic that impacts a lot of people, but that we don't tend to want to review very often. Despite the common reluctance, there are important details that you will need to review, update, and stay on top of in this area. So don't miss this episode, where you will hear about how estate planning specifically affects federal employees and where to start....

What to know about using retirement benefits to buy a home or pay off a mortgage. https://bit.ly/3dncjGB  

How the TSP Traditional and ROTH components work. https://bit.ly/3BG8tkV  

Misdirected advice can often be the most costly advice. So when we get advice, it's important to hit pause to make sure it makes sense for you. If you're in a place where you're weighing the pros and cons of leaving federal service, don't miss this episode. Tammy and Micah unpack many of the most important things you need to know in order to make a secure decision on when to leave service. You can...

How to avoid underestimating retirement income. https://bit.ly/3qfXGYc  

Discussing the new TSP withdrawal options. https://bit.ly/3KGqD97  

Christian Sakamoto joins the show again today to help answer some of the top questions we get from people who want to make sure they're on track for retirement. He will help tackle common misconceptions about being ready for retirement and discuss the details of what actually makes the biggest difference for retirement.  You can find all show notes for this episode at:  https://plan-your-federal-r...

How to use a Thrift Savings Plan (TSP) in retirement. https://bit.ly/3dPVTGu  

How the TSP Traditional and ROTH components work. https://bit.ly/3wd2sZT  

Have you noticed that the markets are down? Did you know there are some key opportunities to look into when this happens? Well, it just so happens that a phenomenal financial advisor, Christian Sakamoto, is joining the show today to chat with Micah about looking into doing Roth conversions. Listen in as Christian shares key insight on tax diversification and how to set yourself up to be in the bes...

What to know about how the FERS supplement works. https://bit.ly/3QuELE7  

What to know about eligibility for Social Security benefits. https://bit.ly/38ryYM7  

Sometimes there are misconceptions we have that lead to big mistakes before retirement—and they all stem from one main problem. In this episode, Micah and Tammy discuss some of the biggest pre-retirement mistakes people make and how you can put a plan in place that allows you to avoid making them. Listen in as they share the importance of having an accurate understanding of what you have and what...

What happens if you have a break in service but want to come back and keep your FEHB. https://bit.ly/3RWKgNs  

Pros and cons to moving investments around. https://bit.ly/3aFldxA  

Many people want to move investments into or out of their TSP, and there are a lot of questions surrounding this lately. Listen in as Micah and Tammy bring up some of the most common questions and dive into what you need to know in order to make solid decisions regarding your TSP. You can find all show notes for this episode at:  https://plan-your-federal-retirement.com/56

The requirements for keeping dependents on your health insurance in retirement. https://bit.ly/3avlCm4  

Breaking down ROTH contribution options. https://bit.ly/3yJ8N0Y