Pizza and Property

This show is all about helping people better understand how to get where they want to go in property investing, and grow their portfolios into what they want.     At P&P we truly believe if you want to get to the level of investing that breaks through that elusive barrier of 2-3 rental properties and achieve a portfolio many will only dream of...     You need to take your investing game into the b...

This might be the best or worst episode we've ever produced... You can be the judge. Allow me to explain:  Mike Mortlock and I have known each other for years but finally met face to face a few weeks ago. Naturally we went out for a pizza and talked about property.  We realised that between us we had interviewed well over 400 of Australia's top property investors.    We started talking about what...

Take a look back through the last 40 years of the Australian property market, you're likely to see there's always a group of people talking about "The Crash"    These people generally advise you to sell off everything you own and get ready for all the bargains that are about to hit the market.    The fact is the Australian property market has NEVER had the 30% - 50% market crash all of the comment...

While this story is simple and could easily be overlooked, the 1% of property investors know the importance in understanding situations like this and how to control them.    They say the devil is in the detail; when it comes to investing in property it pays to understand where he can be hiding before you sign anything.    This episode we talk with professional negotiator and director of Hello Haus...

If a successful investor gives you a hot tip about an area that could be a hot spot you'd be silly not to take a look right?     What if they tell you about an area that could be a not spot…?     Understanding which areas have the most potential to sit stagnant over medium term is just as, if not more, important!     This episode we talk with property investor and director of InvestorKit Arjun Pal...

The RBA has increased the cash rate again yesterday by another 0.5%    The general outlook in the market is doom and gloom if you turn on the TV, But what if it wasn't all that bad?    What if the rate you paid your lender was actually showing signs of going down...  WHAT? crazy right!   This episode we talk with Tom Newman from Summit Finance to get a closer look into how some lenders are lowerin...

Is a buyers agent actually worth it?   It's the $64M question or more realistically the $10K to $20K question for a lot of Aussie property investors.   On the show today we have educator Pk Gupta & buyers agent Joe Tucker going head-to-head to debate the question:   Is a buyers agent actually worth it?   Joe Tucker buyers agent & co-creator of the Aus Property Investors Group, debating the positiv...

Once you've got your property under contract it's all good, and it's time to celebrate right? Apart from a cheekly celebration pizza or two, we would always recommend keeping focus during settlement, this episode is just one of the reasons why.    Interest rates are changing and that can have a big knock on effect to some of our borrowing especially if it happens during settlement.    We tracked d...

Buying one investment property is an amazing achievement!     But understanding the inner workings of how to buy multiple properties is a skill set very few Aussie investors possess.   If you're wanting to learn how to grow a portfolio and really change your life, this is the episode for you.     We have given 2019 Property Investor of the Year Sam Gordon a challenging task…       $60k income $60k...

It's easy to hate property investors...   Greedy scumbags just want to increase the rent and don't care about anything else right?  Not really...    While there's absolutely some terrible slumlords out there Majority of "Landlords" or as we like to say "second mortgage holders"   Are just young people and mums & dads doing there best trying to set up for an independent retirement.    The extra ris...

How much can I borrow now?  If that's not the question you're asking your broker/lender as a property investor, it should be.   One of the lesser talked about side effects of interest rate rises is the decrease it can have on borrowing power.    This episode we talk with property investor and finance expert Max Phelps about two hypothetical situations:    A couple earning $150k pa and a single per...

Finding a solid area to invest during this market is getting harder and harder, especially one that has a median house price under $400k with a solid rental yield.    As always Arjun and his team have been diving deep into the data combing through the 1000+ towns & cities around the country to find where the gold might be buried.    This episode we discuss Bundaberg, the town famous for rum and gi...

If you've been thinking: "Maybe now's the time to sell an investment property" you'd be joining the thousands of other Australian property investors contemplating that very thought!  But how do you know what to look for in an agent? Every real estate agent says they're the best choice.   This episode we talk with expert negotiator and former real estate agent Scott Aggett about:   - What questions...

Queensland land tax is being changed in a big way…     The Queensland government has announced their reform of the state land system.   The new land tax system will include an assessment of what an investor owns outside of the state of Queensland.   Land tax historical has assessed the value of the land holding an investor owned in their state, and charged tax at the relevant rate to their land he...

There's a reason the minority achieve success as property investors  and the majority don't    Most of the people who need to listen to this episode wont...   If you're serious about making money through property investing don't follow the majority, learn from the minority that understand the details of the topic we're about to unpack today.   As property investors we don't need to have a licence...

The big question on any mortgage holder's lips right now is...   When are interest rates going to stop rising?   Yesterday the RBA decided to increase the cash rate by a further 0.5%. Increasing the weekly holding cost of a $500,000 mortgage by $34 per week.   While no one knows for certain, that doesn't mean there aren't a few key indicators we can look for to help us better understand when they...

Have you heard a huge amount of conflicting opinions about what structure you're best holding investment properties in?    With the expert help of accountant and property investor Jeremy Iannuzzelli, we're going to push all the confusion aside and bring clarity to picture of trust, companies and personal name.    This episode we'll break down the details of each using the simple framework of: The...

SHARE THIS EPISODE WITH YOUR FRIEND THAT YOU KNOW NEEDS TO HEAR IT 😲😵‍😲   We've all been led to believe, get a good job, work hard and you will be able to retire and live out your twilight years as you want.     But is that actually true?     How much money do you need in the bank in addition to owning your home outright?     These numbers might shock you!   PK Gupta walks us through a basic ov...

When you look back on memories at the age of 25, it's probably fair to say you're looking back on things like: Amazing holidays with friends. Finishing a uni degree. Or maybe starting a family.   Very few Aussies can reflect from the age of 25 on the $3,500,000 property portfolio they've built! Acept for Bill Childs    This episode we talk with Bill about:   How he got started building a portfolio...

There's no doubt we're heading for uncertain times in our economy, but as English novelist Margaret Drabble says: "When nothing is clear everything is possible" More millionaires are created during the down times then the boom times, the smart investors always look for the possibilities and opportunities during these times    To spot those opportunities you're going to need data!   This episode we...

Warehouse style conversations aren't a new thing, but converting a warehouse into 12 studio loft apartments in Tasmania is certainly not a common project. Never dissuaded by different, Ian Ugarte and his wife Holly set out to bring a style of dwelling to a town that was not use to it.  This episode we unpack with Ian the challenges they faced taking on such a unique project, like: How did they go...

A lazy day on the beach sounds pretty good given the cold weather, one thing we don't want to see taking some lazy time off right now is our cash-flow  Whether you have one property or a whole portfolio of properties, making sure your cash-flow is achieving full market rate is so important for all investors especially as interest rates start to rise.    This weekly slice we talk with property inve...

Who should you vote for Liberal or Labor? What city is better Melbourne or Sydney? Is red sauce or white sauce better on your pizza? Doesn't matter... Just eat the pizza   Life throws big questions at us sometimes, they divide those discussing them into completely different schools of thought. In the property investing community the questions of Blue chip vs Blue collar is exactly one of those que...

More people became property investors in the past 2 years than we've seen in a long time!    The Australian residential property market grew by $2.2 Trillion over the course of the property boom!   With more people getting in on the property action, we can also see Australians carrying record debt levels as well.   Given we've now been through 3 consecutive months of interest rate rises, and we're...

Be honest…       When a young lady in a Ferrari pulls up next to you at the lights what do you think?   Daddy's money, drug dealer, gold digger…     For a lot of people the thought would very seldom be     "Wow nice car, I bet she's been working overtime and investing in property for the past 22 years to finally buy her dream car"   If you do think that maybe you've just driven past Melissa Morgan...