Garrett Ruskamp

Pioneer Mindset

Business EN ↓ 144 episodes

Welcome to Pioneer Mindset! A podcast for rural ag business owners who want to challenge their mindset and address the discomfort in their business and personal lives by finding clarity resulting in bold conviction. Your host, Garrett Ruskamp, is a 5th generation farmer, husband and father from rural Nebraska. In the last 10 years of farming, he has experienced many challenges that business owners face on a day to day basis that stem from disorganization and being financially unaware. He understands the weight of uncertainty that comes from operating in a state of mind triggered by these strug...

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Author

Garrett Ruskamp

Category

Business

Podcast website

sites.libsyn.com

Latest episode

Nov 3, 2026

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Episodes

E43 | How To Have Effective Conversations With Your Banker 03.12.2024

Episode Summary In this episode, I dive into how you can have effective conversations with your banker, especially as renewal season for lines of credit approaches. Building on insights from Episode 32, we explore how to prepare, think like a banker, and take ownership of your financials to ensure productive discussions about financing for your farm or business. A few key topics covered in this we...

E42 | Stop the Scramble: Make Tax Planning Work for Your Business 26.11.2024

Episode Summary In this episode, I dive into a topic that's often overlooked but critical for every farmer and business owner: tax planning . While it might not be the most exciting part of running a business, staying on top of your finances and preparing for taxes can make or break your operation's long-term success. Here are a few key takeaways from this week's episode: 1. Reactive vs. Proactive...

E41 | Shiny Object Syndrome: The Balancing Act of Solving Problems vs. Chasing Opportunities 19.11.2024

Episode Summary In this episode, I talk about time management and how to prioritize effectively within your business. Using the concept of ROT (Return on Time), I break down the importance of distinguishing between problems and opportunities, focusing on how to solve pressing issues first to create a sustainable and efficient business. In this week's episode I share some of my thoughts on time man...

E40 | From Crops to Cash: Managing Post-Harvest Finances 12.11.2024

Episode Summary In this episode, I dive into understanding your financial position during the post-harvest and fourth-quarter period. I discuss the importance of maintaining an accurate balance sheet and why knowing your financial position is crucial for managing a sustainable business. Tune in to understand how monitoring your balance sheet can boost your business's resilience, help you prepare f...

E39 | Post-Harvest Mindset: Shifting Gears After the Busy Season 05.11.2024

Episode Summary In this episode, I dive into what it means to manage life and work after the harvest season. Whether you're in farming, ranching, or any ag business, navigating the shift from a high-intensity period to a slower season can be both a challenge and an opportunity. Here's a breakdown of what I cover: In this week's episode I talk about shifting gears after the busy season: Understandi...

E38 | Humble Confidence: Balancing Ego & Humility in Farming & Business 29.10.2024

Episode Summary In this episode, I discuss the topic of ego. Building on some thoughts from a previous episode I did on ego, I dive more into what ego is, how it influences our decisions, and the importance of balancing confidence with humility, especially during times of success. Whether you're a farmer reflecting on the season's yields or anyone facing life's ups and downs, this episode shares m...

E37 | Navigating Farm Financing: Pros, Cons, and Lessons Learned 22.10.2024

Episode Summary This week on Pioneer Mindset, I dive into financing options for purchasing inputs.  Whether you're booking chemicals, crop protection products, or considering equipment financing through options like John Deere Financial or Rabobank, this episode goes into different options farmers should consider when it comes to financing options.  I share some of my own personal experiences with...

E36 | Watch Your Own Bobber: The Dangers of Harvest Comparison 15.10.2024

Episode Summary As we are in the thick of harvest, this week I talk about comparison. During harvest as everyone is out in the field, it's easy to compare yourself to other farmers and operations. When you see someone else's new piece of equipment or hear about bin busting yields in the field next to yours, it's easy to let those comparison thoughts hit hard. In this episode, I dive into how impor...

E35 | Honoring Sam: Pregnancy & Infant Loss Awareness Month 08.10.2024

Episode Summary This week's episode is very different as I share the uncomfortable about a personal experience that I went through. Last year, we lost our son Sam at 15 weeks of our pregnancy. I talk about what it was like for me as a father and husband, trying to manage my emotions and still be a strong, supportive man for my wife and family.  October is Pregnancy and Infant Loss Awareness month,...

E34 | Prioritizing Physical Health for a Balanced, Productive Life and Business 01.10.2024

Episode Summary This week I talk about the first pillar of CORE 4: Body. I dive into how your physical health is the foundation to making positive impacts in all areas of your life - being, balance and business. Tune in as I share my own personal journey and some tips that I have found helpful to remain consistent with your physical health. In this week's episode I dive into the different ways foc...

E33 | Expectations vs. Reality: Navigating the Slow Road to Success 24.09.2024

Episode Summary This week I dive into expectations vs reality that deal with in business and life. I share about how our expectations often don't align with reality, especially when it comes to the time it takes to complete tasks or reach milestones. Whether you're going through a slow journey of growing a successful farm or business, this episode is a reminder that good things take time, and pati...

E32 | Farming Next Year? Preparing For Your Line of Credit Renewal in a Downturn 17.09.2024

Episode Summary In this episode of Pioneer Mindset, I dive into an essential question for every farmer or rancher: "Do you know your current financial position?" This week, I explain why understanding your financial situation is crucial for securing financing and continuing operations into the next year. As harvest season kicks off, I encourage you to evaluate your working capital, equipment value...

E31 | Mental Health & Suicide Awareness in Agriculture 10.09.2024

Episode Summary In this important and deeply personal episode, I speak on a topic that is often left unspoken—mental health and suicide awareness, especially within the agriculture industry. September is Suicide Awareness Month, and it's important to address the mental health struggles that many face but seldom discuss, particularly among farmers, ranchers, and ag business owners. In this week's e...

E30 | Navigating Grain Markets and Harvest Planning with Zane Abner 03.09.2024

Episode Summary This week I am excited to welcome my first guest to Pioneer Mindset, Zane Abner, a grain and livestock risk management consultant and insurance agent with Tredas. As we approach the fall harvest season, Zane shares valuable insights for farmers and ranchers on navigating grain markets, managing risk, and creating proactive strategies to maximize profits. With a focus on practical a...

E29 | Learning From Missed Opportunities to Step Out of Our Comfort Zone for Future Success 27.08.2024

Episode Summary This week I explore the concept of missed opportunities and how decisions made in the past shape our present and future by learning from them. I talk about the importance of recognizing potential opportunities, even when they are disguised as challenges or obstacles. Many in farming and family businesses, often go back to the security of familiar paths rather than exploring new ven...

E28 | Conviction in Action: Making Decisions and Owning the Outcome 20.08.2024

Episode Summary In this episode, I dive into the challenge of decision-making on the farm and business. I share about a recent decision I was faced with, which was implementing a grain dryer project on our farm. I share about the struggles between weighing the pros and cons, the fear of unknown consequences, and the heavy responsibility that comes with making decisions that have substantial financ...

E27 | Balancing Ambition and Contentment: Striving for More While Appreciating What You Have 13.08.2024

Episode Summary Have you ever taken the time to look back and reflect on your current season and realized it's what you have been praying for? Do you find it hard to be content in your current season? In this week's episode, I focus on the challenge of finding contentment and gratitude in the season you're currently in, especially when faced with new challenges and opportunities. In this week's ep...

E26 | Navigating the Fog: How Do We Find Clarity in Uncertain Times? 06.08.2024

Episode Summary This week I discuss the challenges and stories in our head that come from a scarcity mindset. How do we overcome these mindsets when faced with new challenges? Tune in as I share of some ways that have helped me breed clarity when faced with uncertainty. In this week's episode I share how we can deal with a scarcity mindset: I dive into how focusing on the facts can help us through...

E25 | Breaking the Corn-Soybean Rotation: Recapping Our Small Grain Harvest 30.07.2024

Episode Summary In this week's episode, I share about our small grains harvest from this year, focusing on wheat, rye, and triticale. I dive into the yields, revenues, and unique benefits of each grain, and share some insights into our farming practices. Join me as I discuss the highs and lows of this year's harvest, the economics behind these crops, and the importance of soil health and crop dive...

E24 | Better the Barn than the House: Keeping a Positive Mindset Through Farming Setbacks 23.07.2024

Episode Summary On this episode of Pioneer Mindset, I dive into the struggles and challenges with some of our equipment on the farm and how I tried to keep a positive mindset through the setbacks. In today's episode I share how I am tried to manage some challenges we went through on the farm last week: I share some valuable advice received from a friend, "Better the barn than the house." Despite c...

E23 | Are You Managing Your Fields and Finances Like a Drive-By Crop Scouter? 16.07.2024

Episode Summary This week on Pioneer Mindset, I am diving into managing the different key areas of our farm operations and being intentional on where we are managing our time, both in the field and the finances. In this week's episode I share some thoughts that came up as we were in the thick of spraying this year's crop: I share an experience where I wasn't as intentional in the field and the con...

E22 | Proving Yourself: Keys Lessons From Innovation & Ego in Farming 09.07.2024

Episode Summary This week I shift my focus back to the mindset challenges that farmers face, especially during the busy season. I reflect on some personal challenges I've recently faced through trying new farming practices and dive into the mental stories that often come with working in the field and the difficulties in managing these thoughts. A few key take aways in this episode when handling ch...

E21 | Empower Your Farm Operation with Smart Financial Tools 02.07.2024

Episode Summary Today, I continue the discussion from the last episode on making informed financial decisions. I share my experience with a software program that has transformed our operation's financial management over the past three years. In this episode I share all the benefits of this financial tool: I share how this tool can help you stay on top of your numbers and make proactive decisions f...

E20 | Financial Clarity in Farming: Emotional Choices or Data-Driven Decisions? 25.06.2024

Episode Summary This week I discuss how to make informed decisions in our farming operations. I share my most recent experience with this year's alfalfa crop and how a change in price affected our breakeven projections. This episode is not just about alfalfa but it's about focusing on the principles of strategic decision-making that can apply to any crop or livestock operation. In this episode I s...

E19 | Finding Alignment in Farming & Business: The CORE 4 Approach 18.06.2024

Episode Summary Welcome back to another episode of Pioneer Mindset! It's easy to get caught up, stressed, and lose sight of the joy in our daily tasks, especially in agriculture. Today, I'm thankful for the opportunity to haul corn, drive truck, and bail hay—tasks I genuinely enjoy. Shift my mindset to focus on the things that I enjoy each day has been a game changer for me. Today I am sharing abo...

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