Peso Smart PH: Investing in the Philippines

We talked about DMC stocks back in 2020 when it was trading below ₱5/share. Today, it's trading above ₱10/share and has a dividend yield of around 10% net of taxes for 2022. The company also experienced one of its best yearly revenues, thanks to its stake with Semirara Mining and Power Corporation. 💲Peso Smart PH is a channel that aims to educate Filipinos on how to handle their money better, inv...

#LTG has been a very attractive buy for passive and dividend investors this year. It's making a run recently and the dividend announcement last week is helping this rally. 💲Peso Smart PH is a channel that aims to educate Filipinos on how to handle their money better, invest in the stock market, take advantage of compound interest and discuss all things personal finance. I'm an avid fan of Warren...

Warren Buffett just turned 92 last August 30, so happy birthday to the OG and legendary investor. In today's episode, we discuss and explore the advice he has given for young individuals. These are all derived from his interviews and speeches from the past. 💲Peso Smart PH is a channel that aims to educate Filipinos on how to handle their money better, invest in the stock market, take advantage of...

In today's episode, we'll review the Q2 financial report of COL Financial. COL is engaged in the business of brokerage and/or dealership of securities, and provides stock brokerage services through the internet. COL stocks are currently valued at 3.47/share with a market capitalization of 16.5B Pesos. It's important to learn how to read financial reports and make sense of it. This will greatly imp...

Financial literacy is a process. You have to learn about saving, managing your money, creating a budget, tracking income and expenses, and eventually, investing.  Investing is our hedge against inflation. If you’re investing money, you’re trying to protect the buying power of your money. We can’t trust the government to take care of us when we’re old. And contrary to popular old belief, we sh...

In today's episode, let's try to understand short term and long term debts. These two are part of a company's balance sheet on the current and non-current liabilities sections. This will help you become a better investor and stock picker in the future. Always remember, when you buy a stock, you're buying a part or portion of a business. Try to understand how the business work, how they make money...

I've never been a fan of price predictions. Nobody, not even Warren Buffett or Peter Lynch can predict stock or asset prices with 100% accuracy on any given day. And in reality, no one has a crystal ball so future price prediction is simply a coin flip. You're either right or wrong. Now for beginners, this is a pitfall. And you must avoid people or channels that only give out ridiculous price pred...

In today's episode, we created a stocks watchlist using Excel online. This is just the basics or the foundation of your watchlist and you may add further data moving forward. Over the next few episodes, we'll also create a stock portfolio tracker. And possibly other useful dashboards in the future. If you have any questions or suggestions, just let me know in the comments down below. Also, apologi...

In this episode, we take a look at some of the stocks that's on my radar. Most of these stocks are good dividend paying stocks. I try to add more of these stocks to my portfolio if ever they're trading at an undervalued price. What PH stocks are you currently PCA-ing into? 💲Peso Smart PH is a channel that aims to educate Filipinos on how to handle their money better, invest in the stock market, t...

Investing in the stock market can be fun and life changing. However, we must understand that there are risks involved when we invest our money in securities. In this episode, we discuss 3 risks involved with stock market investing and how we can manage them. The action plan that I included in this episode are based on my previous experiences. I started investing back in December 2018 and saw my po...

The PSEi is the main index of the Philippine Stock Exchange (PSE). It is composed of a fixed basket of 30 companies, whose selection is based on a specific criteria. The PSEi provides a snapshot of the market’s overall condition by gauging changes in the stock prices of select listed companies. There are six other sub-indices that provide a useful measurement of the sectoral performance, namely: F...

Dollar-cost averaging is the practice of systematically investing equal amounts of money at regular intervals, regardless of the price of a security. It's a good way to develop a disciplined investing habit, be more efficient in how you invest and potentially lower your stress level—as well as your costs. In this episode, we tracked the performance of Peso Cost Averaging with the stocks of SCC (Se...

Back when I was in high school and college, I really thought you need a significant amount of capital before you can start investing in the stock market. I can also recall that the capital required to open an online broker account back then was at 25k.  But today, the capital requirement to start investing is really low. And the fact that you're reading this or watching/listening to this epis...

It can be really overwhelming as a beginner investor in the stock market. More often than not, newbies only notice or only care about the stock prices and movements, which is essentially out of anyone's control. But as soon as you understand that buying stocks is you actually buying a portion of a company or a business, it gets a bit easier (and interesting).  As a dividend investor, the bulk...

In today's episode, let's talk about the common goal of earning 1 million Pesos and recheck if you can actually retire once you've hit the millionaire status. I think the 1 million goal is a common theme in our culture especially when it's usually the grand prize money from the TV shows that we grew up watching. And true enough, when I was a kid, I wanted to have 1 million Pesos myself. Think abou...

Money Lover is a personal book keeping and money management app that will help you every step of the way. I've been a big fan of recording and tracking my income and expenses ever since I started working back in 2017. It gives me that sense of security or peace of mind that I can review everything that I've spent money on in the last 5 years. I can go back to 2017 and see how I spent my money and...

In today's episode, we've listed down all of the dividend paying stocks with ex-dates this August. Please note that the ex-date or ex-dividend date is the trading date on (and after) which the dividend is not owed to a new buyer of the stock (Source: Investopedia). To make it simpler, you have to hold or own the stock 1 trading/business day before the ex-date to get the dividends for that period....

I tried new things this month and I'm pretty satisfied with my progress across different areas of my life. I learned and unlearned stuff, too. For July, I was able to hit 22/31 uploads and I'm shooting for 31 uploaded episodes this August. This is full-on "documenting" instead of "creating", which was inspired by Gary Vee. Hope you guys stick with me along the journey, and I'm sure you'll learn a...

I first heard of compound interest back in high school when it was taught in a Math class. I haven't fully grasped the idea and how it can be applied to investing that time since I was young and my investment knowledge was close to none. I was then reintroduced to it again in college, surprise surprise, in another Match class. During this time, I'm already very curious about investing and my profe...

I'm a big fan of feedback, that's why I create polls on our YouTube channel community from time to time. This gives me an idea what my viewers care about and which topics I need to focus on moving forward. Every interaction with the community is greatly appreciated and hopefully y'all interact more with me and my posts/polls. 💲Peso Smart PH is a channel that aims to educate Filipinos on how to ha...

In today's episode, we'll review the company Aboitiz Equity Ventures, Inc. (ticker $AEV on the PSE). AEV is a holdings firm with ₱309 of market capitalization. The company is also a member of the PSEi (Philippine Stock Exchange Index) with a weight of 4.37%. The company has business interests in power generation, distribution and retail electricity supply; financial services; food manufacturing; r...

2022 is not a very good year for investors in risk-on assets. With inflation rising, we invest our hard-earned money to try and beat inflation but the reverse has been happening this year. Although if you look at longer time frames like 10 years, 15 years, 20 years or 30 years, the market has never posted or recorded a negative return.  To sum it up, short term price fluctuations doesn't real...

Bitcoin is the world’s first decentralized cryptocurrency – a type of digital asset that uses public-key cryptography to record, sign and send transactions over the Bitcoin blockchain – all done without the oversight of a central authority. The Bitcoin network was launched in January 2009 by an anonymous computer programmer or group of programmers under the pseudonym “Satoshi Nakamoto.” The networ...

As soon as you've opened your PH online broker account, familiarize yourself with the companies included in the PSEi (Philippine Stock Market Index). These companies are the top businesses here in the Philippines and they have high market cap companies with high daily trading volume. Next step is to choose 3-5 companies from the PSEi with the high dividend yield. You have to make sure that they're...

I started investing in Philippine stocks back in December 2018. Although I've been studying the market and investing in general since 2011, back when I was in high school. How I wished I started much earlier. Anyway, I made this video as a guide for beginners or aspiring investors out there. I was very intimidated (sometimes frustrated) by the UI of BPI Trade when I was just starting out. And with...