Perfect Game Retirement

Certainly, none of our podcast listeners would be guilty of making unreasonable requests, but let’s talk about some of the unreasonable requests we hear from others in the financial world. We’ll explore what makes them unreasonable and what proper expectations look like instead. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

There's a variety of different tax accounts to choose from, and while some seem good in the short term, they also carry long-term consequences. Let's further examine the different types and what pros and cons that accompany them. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

Confidence is always important when it comes to a financial plan, but sometimes being overconfident can also be the demise of that plan. Let's talk about what mistakes people can make when it comes to being overly confident. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

Getting husbands and wives on the same page with their retirement plan can often be a challenge. Let’s talk about some of the things that couples often mess up. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

If you’ve ever ridden the subway in London, you’ve probably seen the “Mind the Gap” signs warning you to be aware of the gap between the train door and the station platform. Let’s talk today about minding the gaps in retirement planning. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

We dedicate this show to answering some mailbag questions. Today we will discuss estate taxes, planning out a retirement with a significant age gap, and robo advisors. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

It’s time to peel back the curtain a little bit to learn about your financial advisor. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

Talking about finances doesn't always have to be so serious. In today's episode we use a couple of dad jokes to discuss some common misconceptions and topics that viewers may be unsure about. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

Often times we focus just on the accumulation of assets as we near retirement, but decumulation is just as important when it comes to collecting those assets. Ryan goes through five things we should watch out for as we enter retirement. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

At first glance, each of these statements seem like basic common sense that everyone agrees with. But when we look at the way people actually behave with their money, it seems that common sense is actually a bit uncommon. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

If you’re of the age that your mom and dad retired 20 or 30 years ago, the world was a much different place when they walked away from their paychecks. Let’s talk about how things are different now. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

Ironically, life insurance is a young man’s game. The perception among many people is that your need for life insurance dramatically decreases and perhaps becomes completely unnecessary as you age. Is that really the case? On this episode, let’s explore some ins and outs of life insurance and its various uses. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

Sometimes the easiest way to learn about something is make it really simple. Like some of the first true/false tests you might have taken in school, let’s play a round of fact or fiction to test your financial planning acuity. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

If you had a million dollars, how long would it last you in retirement? How drastically does that longevity change if you move to a bigger/smaller city? We’ll take a look at some stats from various areas across the country to show how difficult it is to make your money last in some areas, and how easy it might be in others. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

Let’s talk about some of the areas of your financial life where you might be flirtin’ with disaster and don’t even know it on today's show. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

Are pension plans truly disappearing across the country? Let’s take a look at the status of pension plans in America and how changes in that space impact you when planning for retirement. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

You know what they typically say about making assumptions. Ryan shares many of the common assumptions people have about their financial future and how you should prepare for them before it's too late. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

Business owners are particularly vulnerable to some misconceptions and false assumptions about their retirement. Let’s address a few of these issues. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

A recent survey found that nearly half of the female respondents said they defer major financial and investment decisions to their spouses. Most of the explanations amounted to just wanting to stick their heads in the sand. They want to just know they’re taken care of, but not get mired in the minutia. But we’ve heard countless stories of why this is a bad idea because one day you might become the...

Ryan discusses how each revenue stream factors in the three qualities of money: growth, safety, and liquidity. We also discuss how these factors change in relation to each other as you make financial decisions. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

From smart decisions he made during his baseball career to eventually owning his own financial company, Ryan tells stories of how he gained the financial knowledge he has today as well as what listeners can do to start making smarter decisions. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

There are many more risks to guard against in retirement planning than most people realize. Let’s explore some of the planning risks we all face and how to prepare for them. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

You’ve probably never heard anyone make these statements that we’ll provide on today’s episode. And there are some great reasons why. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

Want to grade your preparedness for retirement? Here are five key questions you need to ask yourself. Your answers will help determine how ready you are for retirement. Show Notes: Call: 470-508-0508 Website:  https://blackoakam.com/

If you look up quotes about diversification from famous investors, you might come across one from renowned investor Warren Buffet that will certainly raise your eyebrows. It goes, “Diversification is protection against ignorance. It makes little sense if you know what you are doing.” Yet, we’ve always heard about diversification being one of the keys to success for retirement planning. How can the...