Perennial Pride

Listen in as Tom delves into the core virtues of courage, temperance, justice, and wisdom and how they can transform your life and financial journey. He reflects on the importance of these virtues in personal growth, building wealth, and making a positive impact on others. Discover how embracing these virtues can lead to a more fulfilling and meaningful life. Tune in for insights and inspiration o...

Take a listen as Tom welcomes special guest Jesse Raynes, Managing Partner at Inception Financial. They dive into innovative wealth-building strategies that you won't find elsewhere. Jesse's career evolution from Hollywood actor to solar executive has paved the way for a unique approach to tax mitigation and generating yield. Explore how this turnkey opportunity lets you repurpose existing expense...

In today's episode, Tom shares practical insights for reshaping your wealth journey. Discover the importance of generating cash flow and explore tips for investing in yourself, diversifying income sources, and optimizing tax strategies. Unlock a prosperous financial future with a fresh perspective on wealth-building. Highlights 01:23 The necessity of money for financial freedom and quality of life...

Welcome to today's podcast! Tom welcomes franchise consultant Kim Daly to the show. They share their common ground in parenting and the pursuit of opportunities for change. Kim's journey from a nutritional biochemist to a franchise consultant unfolds, revealing the power of unexpected twists. The discussion dives into the essence of franchising – a proven business model that offers a faster track...

Join Tom in this episode as he explores a unique approach to financing college education for his children. As his sons approach their high school years and college decisions loom on the horizon, Tom shares valuable insights into empowering kids to take ownership of their futures. This episode offers a fresh perspective for parents navigating the challenges of funding higher education, providing in...

In this episode, Tom chats with Stephanie Walter, a real estate entrepreneur with a family legacy of business. From a regular job to founding her own insurance agency in 2005, Stephanie's journey was guided by her father's wisdom. She ventured into real estate, now managing $300 million in assets through syndication. Discover the power of mentorship, collaboration, and seizing opportunities in thi...

Join Tom in this thought-provoking podcast episode as he reflects on the uncertainties of life and the importance of preparing for unexpected events. Drawing insights from tragic incidents, philosophical wisdom, and personal experiences, Tom discusses the significance of comprehensive protection, the value of time, and the power of taking action. He emphasizes the necessity of planning for worst-c...

In this exciting episode, Tom is joined by Joey Mure, co-founder of Wealth Without Wall Street and host of the Wealth Without Wall Street podcast. Joey shares his journey from a corporate job with limited financial knowledge to discovering the path to financial freedom and passive income. They discuss how he stumbled upon the concept of infinite banking and realized the importance of taking contro...

In today's special episode, Tom takes a moment to appreciate the simple joys of life amidst the hustle and bustle of the holiday season. As he reflects on time and the importance of family, friends, and gratitude, he reminds us all to pause and cherish the moments that truly matter. Tune in for a dose of inspiration, recharge your spirit, and embrace the upcoming year with renewed energy. From all...

In this final episode, Tom and Jeremy Kessler delve into the complexities of future taxation. They discuss the potential impact of changing tax rates, the Trump tax laws set to expire in 2025, and the looming challenges with estate taxes and government debt. With humor and expertise, they explore strategies for safeguarding your wealth and staying ahead of the evolving tax landscape. Whether you'r...

In this podcast episode, Tom and Jeremy explore tax strategies and financial planning for the current year, offering tips to mitigate taxes for various income sources. They discuss retirement planning, Roth IRAs, energy investments, charitable donations, and optimizing business entity structures. Join us to learn about tax-saving strategies that could benefit you this year. Highlights 02:08 Import...

Join Tom for this three part series with tax expert Jeremy Kessler as they dive deep into the world of taxes and financial planning. Taxes can be a complex and daunting topic, but with the right insights and advice, you can save money and reduce stress. In this episode, Tom and Jeremy discuss the importance of tax planning, the benefits of staying organized, and strategies for optimizing your tax...

In today's episode, Tom talks about the power of collaboration and team-based strategies for achieving financial success. With summer in full swing and memories of childhood sports days, Tom reflects on the significance of teamwork in various aspects of life, from sports to business. Despite the growing trend of individualized financial approaches, Tom stresses the importance of forming a comprehe...

In today's episode, Tom welcomes client Alex Flecker, a senior leader at a Fortune 500 Company, who has a rich background in the military and corporate America. Tom and Alex delve into a variety of topics, including leadership, financial planning, and the importance of continuous learning. Alex's journey, from military service to corporate success, provides valuable lessons that listeners can appl...

Welcome to the latest episode of the Perennial Pride podcast. As the summer of 2023 closes, Tom reflects on the fleeting nature of time, especially as his children grow and face new life choices. Drawing parallels to the power of teamwork in childhood sports, Tom dives into the prevalent yet misguided notion of individualism that often overshadows the importance of collaboration and diverse perspe...

In the final episode of this series, Tom and Chris talk about how to use your IBC policy. One of the ways to use your policy is access to loans where you get to determine the terms, repayment schedule, and interest rate. Another opportunity is tax-free income and accrued interest. These are just a couple of the ways to use your policy. Tune in to hear more about these benefits and other opportunit...

In today's episode of the series, Tom and Chris talk about cash flow management being a crucial aspect of business and IBC offers an alternative method to traditional banking. A business owner who creates their own private bank has the ability to take advantage of tax benefits, dividends, and greater control of loan terms without any liens on business assets. With the immediate availability to cas...

Today, Tom and Chris discuss the importance of transferring wealth across generations and how that can be accomplished using IBC. Chris shares his personal story about his father's whole life policy and how it grew over the years giving him the ability to set up policies for his own children. They talk about the value of having conversations about finances, death, and wealth growth within the fami...

Tom and Chris discuss the "buy term and invest the difference" strategy, which advises purchasing term insurance for temporary coverage while investing the cost difference in the stock market. They emphasize the benefits of diversification in investment portfolios and suggest considering various risk assets. They also discuss the advantages of whole life insurance as a risk management tool, provid...

For today's episode of the series, Tom and Chris discuss various aspects of the life insurance industry and its relation to the Infinite Banking Concept. They highlight the difference between life insurance companies and stock companies, emphasizing that life insurance companies are owned by their policyholders while stock companies are owned by the public and more focused on short-term returns. T...

In part four of this series with Chris Tormey, they talk about the five simple rules for IBC and the human problems that stop people from having success and wealth. It is crucial to adopt a long-range mindset and carefully consider future implications of financial choices. By consistently paying premiums, embracing opportunities to capitalize on cash value, and minimizing reliance on traditional b...

In today's episode, Tom and Chris talk about delayed gratification and its impact on life and wealth in a world of instant gratification. They discuss the need for finding a balance between immediate gains and future-oriented actions. Embracing failure as a part of growth and building good money habits through consistent savings, risk mitigation, and a balanced approach to wealth building are keys...

Today, in part two of Tom's series with Chris Tormey, they dive into how IBC actually works and the benefit it has for managing finances. They explain how IBC gives people the opportunity to take control of the banking function in their lives and that whole life isn't just for income replacement but also serves as a means of building equity and legacy. Take a listen to learn more about how to leve...

In this nine part series, Tom is joined by fellow IBC Practitioner Chris Tormey to provide their perspective on Foundations of IBC. Today, in part one, they elaborate on the Infinite Banking Concept itself. They further discuss the characteristics of a good investment and how a well-structured whole life policy can provide benefits such as accessibility to cash, minimal market volatility, protecti...

Today, Tom is joined by Dave Wolcott: Author, podcast host, and founder and CEO of Pantheon Investments to talk about entrepreneurs building wealth by passively investing in superior real estate and alternative assets that provide predictable cash flow and tax efficiency. Tom and Dave talk about shifting paradigms to find success and freedom in life and own their futures so they can achieve and in...