Pension Attention

Many of us stress about where we will be financially in retirement and often ask the question, "Will I have enough to last?"... What it takes to protect what you save for retirement can be quite simple. Today on the show, Brad shares 5 things that could help everyone achieve their retirement planning goals, reminding us that it is not WHAT you own but HOW you own it. Listen now.  Show Highlights I...

With continued media buzz around the U.S. debt ceiling, it has many people concerned but also short-sighted about how long the U.S. has actually been in debt... and if we as a country are in trouble when it comes to the debt we are holding. In today's show, Brad takes us through a historic timeline of the U.S. federal debt going back to our independence in 1776. The details are fascinating. Listen...

For most of us, the only place we hold our cash is in a bank... because that's what most of us know. But what if there were some alternative places to put your cash? The answer is: There are 5. In today's show, Brad shares 5 places you can hold your cash that could provide very positive returns. Listen now.  Show Highlights Include: What Does Your Bank Balance Really Mean? (1:57)  FDIC Suite Progr...

With the debt ceiling conversation leading the news AGAIN, and with volatility running amuck, it has many people asking the question... "When should I get into the market?" On today's show, Brad shares his take on when to get into the market and his answer may not be what you expect. Listen now.  Show Highlights Include: Surf's Up When Investing. (2:10)  Volatility Can Be Your Friend. (5:23)  No O...

Within the next couple of decades, the largest transfer of wealth will occur in generational history. What we can glean from those born between the 1920's and 1960's is immeasurable. In today's show, Brad shares his very vulnerable conversation he recently had with his 93 year old grandfather and what we can all learn about money from those who came before us. Listen now.  Show Highlights Include:...

We have been on the cusp of a recession for quite some time. Some would say we have been in a recession for awhile... No matter if we are or we aren't, these talks make the headlines daily. But, does it change what most of us already know about the economy? In this episode, Brad shares 3 things to recession proof your retirement in whatever stage of life you are in, reminding us it is better to be...

The debt ceiling conversation always seems to be on the news rotation. Although there will be rhetoric and brinksmanship attached to these headlines, there is always more to the story. In today's episode, Brad gives a short history lesson on debt and shares an in depth look of what is really going on. Listen now.  Show Highlights Include: When Debt Did Not Exist. (2:16)  Paying Off The Mortgage Ma...

Many of us battle our emotions as it relates to the decisions we make regarding our money. Unfortunately, this can lead to wealth destroying outcomes. In today's episode, Brad discusses the concept of Time and Money and how together they could equal Freedom. Listen now.  Show Highlights Include: Investing Is 10% Intellect And 90% Emotions. (1:34)  Concepts Learned From High Net Worth Individuals....

With Spring in the air, it is a good reminder that just like seasons change, so do market cycles. So, it is important not to get caught up in media rhetoric or social media hype when it comes to our investments and the market. In today's episode, Brad gives us a great analogy on seasons and investing and how we should be careful not to get lost in the current season of the market but be prepared f...

If you have been listening to the current headlines, the state of the U.S. dollar has been a large topic of discussion and the question commonly asked is... "Will the world ditch the U.S. dollar?" In this week's episode, Brad gives a short history lesson on the world's currency, plus the "What if..." scenario in regards to the U.S. dollar. Listen now.  Show Highlights Include: The Bretton Woods Ag...

If we all stopped to think about who we were ten, five, even one year ago, we could all probably agree that we have grown and perhaps changed in certain ways. This also goes with our retirement planning. In today's episode, Brad discusses life's changes, how we adapt and more importantly, how our mindsets may change about our retirement. Listen now.  Show Highlights Include: Life Never Stops. (1:2...

It is interesting how many of us improve our lives with different types of coaching, counseling or advising. However, many do not consider these when it comes to our money. In today's episode, Brad shares 3 pillars of advice when it comes to finances and why having a financial advisor is so important during times of market turmoil.   Listen now.  Show Highlights Include: A Vanguard Study. (3:35) ...

Last Friday, The Silicon Valley Bank collapsed and became the second largest bank failure in U.S. history. With the news media in a frenzy, this event has many individual investors wondering how it will affect their money. In today's episode, Brad discusses Charles Schwab's company statements and what this bank collapse means for many of us.  Listen now.  Show Highlights Include: Charles Schwab Th...

Investing has its ups and downs and for many, it is difficult to navigate the landscape. Understanding the investment "playbook" can be a challenge but it can be done with discipline. In today's episode, Brad "gets real" about investing by sharing some of his personal journey, plus things to understand about your past that could create a better future for yourself. Listen now.  Show Highlights Inc...

There is much to learn from 2022 as it relates to the 1st quarter of 2023. In doing so, our brain trust here at One Capital Management has completed the first quarter financial playbook. In this episode, Brad reveals interesting data points in the first part of this year which could come as a surprise... some good and some bad. However, we must remember that staying the course is key in order to h...

It's everyone's favorite time of the year... TAX SEASON! And for some, tax season presents many challenges... some old and some new. But there could be light at the end of the tunnel. In this episode, Brad shares 3 very important frames of reference you should be discussing with your tax preparer. Plus, a little reminder of why we pay income tax in the first place. Listen now.  Show Highlights Inc...

Why do many people feel more secure holding onto cash? Is it  upbringing or something learned from someone else? What if you were told that holding your cash could be costing you money? In this episode, Brad discusses what you can do if you are sitting on cash and the options you have to make it to work for you. Listen now. Show Highlights Include: Getting Paid For Cash. (4:45)  The Gold Standard...

One of the largest financial topics hitting the media today is the budget deficit. Currently, it is on an unstable path but being careful not to fall for false narratives is important. So, what should we do? In this week's episode Brad gets to the root of the problem as it relates to the debt ceiling, as well as government spending and shares 5 key facts that impact stock prices. Listen now! Show...

If the U.S. dollar bill weighs 1 gram, why does it weigh so heavily in our hearts?... And, how does it have so much power over our personal lives? In today's episode Brad discusses how we can can control our outlook on currency. Plus, he shares some myths about millionaires and what makes them extraordinary. The answer may surprise you. Listen now.  Show Highlights Include: Facts About Money That...

The Flying Wallendas were a group of stunt performers that were made famous for their tightrope walking, high-wire acts. But, their notable walks weren't the only reason they were successful. In fact, some would say it was their preparation. In this weeks episode of Pension Attention, Brad explains why planning coupled with "actively waiting" can be a recipe for successful investing. Listen now. ...

Our emotions can affect many facets of our lives, especially our money. Unfortunately, emotional investing could devastate your portfolio even if you have good discipline. In this episode, Brad exposes 3 biases that negatively impact our investments and the keys to identifying them. Listen now.  Show Highlights Include: The Difference Between The Brain And The Stomach. (5:50)  3 Biases That Impact...

For the past two years, the housing market has been a roller coaster ride. We have seen interest rates drop and prices soar to levels not seen in years and subsequently, rise and fall in the same fashion. Which brings us to the beginning of 2023... So, what happens now? In today's episode, Brad gives us a housing outlook on the year, which may not be what you would expect. Plus, 10 money rules to...

Why do so many men wait until the last minute to do their Christmas shopping compared to women? Although not meant to generalize gender stereotypes, there is interesting, yet humorous research on this topic. In today's holiday episode, Brad takes us through a fun article that tackles the subject of why men procrastinate with last minute shopping and how it relates to procrastination when it comes...

Predicting stock values is tough for anyone at any time of year, but after a year like 2022, it can be even tougher. As we head into 2023 with a bear market on our heels, it can make many of us panic. In this week's episode, Brad shares his knowledge on what we should and should not do when faced with a bear and how having a solid team of support gives the best chance for success. Listen now.  Sho...

It has been quite a year... and for many people, there is still uncertainty when it comes to the economy and looking toward 2023. However, many of us can misinterpret what we read and hear as it pertains to economic data points. In today's episode, Brad breaks down those important data points and shares his 2023 planning tips, encouraging us all to not get captured by our own narrative. Listen now...