Peeling Back Money and Life

Join us on this special end-of-year episode of 'Peeling Back Money and Life' as we dive into setting and achieving your financial goals for 2025! We'll share practical tips, inspiring insights, and actionable strategies that will help you build better money habits and set yourself up for long-term financial success. Start the new year strong :) Books "Your Money or Your Life" by Vicki Robin and Jo...

Tune in to this episode of the PBML Podcast to discover the three key areas that can transform your life! Learn how to master your energy, create powerful morning routines, and harness the power of habits with insights and practical steps from experts. Don't miss out on these life-changing strategies—start your journey to a more productive and fulfilling life today! Resources Mentioned: Mark Hyman...

Ready to unlock the secrets to a 7-figure net worth? In this episode, we reveal the top 7 financial decisions that can transform your financial future. From smart investing to maximizing retirement contributions, we've got actionable steps and real-life examples to guide you. Don't miss out on these crucial insights—tune in now and take the first step toward financial freedom! Resources: Books: Th...

In this episode, join us as we dive into the world of charitable giving with financial educator Mike Finley. Discover insightful strategies like Qualified Charitable Distributions (QCDs) and Donor Advised Funds (DAFs), and learn how to integrate them into your financial plan for maximum impact. Mike shares personal stories, practical advice, and answers common questions about making meaningful con...

Join Casey and Mike as they dive into the world of charitable giving, exploring how you can support the causes you care about while maximizing tax benefits. From Qualified Charitable Distributions (QCDs) to Donor Advised Funds (DAFs) and more, this episode provides actionable steps and real-life examples to make your philanthropic efforts more impactful. Tune in to learn strategic tips for integra...

Join us as we dive into our 7 Step Tax Planning Checklist to help you maximize tax savings and secure your financial future. From charitable giving and Roth conversions to tax harvesting and gifting strategies, we've got you covered. Don't miss out on expert tips and actionable advice that can make a significant difference in your tax planning. Tune in now and take control of your financial destin...

Join Mike and Casey as they delve into the crucial topic of IRMAA and its impact on your Medicare premiums. Discover practical strategies to manage your income and avoid those extra costs. Tune in to learn about the Top 7 ways to avoid or reduce IRMAA surcharges. Don't miss out on this essential guide to optimizing your retirement finances! Resources https://www.kiplinger.com/retirement/medicare/m...

Struggling with health insurance options before hitting 65? We've got you covered! Join us as we break down COBRA, marketplace plans, employer-sponsored benefits, and more. Discover the best strategies to ensure continuous, affordable healthcare. Tune in and make informed decisions for your future! Resources https://finder.healthcare.gov/ https://www.dol.gov/agencies/ebsa/laws-and-regulations/laws...

Are you overpaying for your home and auto insurance? Tune in to this episode where we peel back the layers of insurance policies to help you understand your coverage better. We'll guide you through different types of home and auto insurance, how to balance coverage with affordability, and how to adjust your policies to fit your current needs. Don't miss out on the chance to save on insurance and p...

Dive into the world of life insurance with us in this episode as we demystify the different types, from term to permanent to what you have at your work and Social Security. We discuss how to determine your needs, the cost of each type, and the advantage. If you're looking for clear and practical advice on life insurance, this episode is a must-listen! Resources www.term4sale.com https://www.ssa.go...

In this thought-provoking episode, we delve deep into a vital question most retirees grapple with - Should you keep or get a mortgage in your retirement years? Join us as we dissect the pros and cons of having a mortgage in retirement, run through numerous scenarios, and offer valuable insights to help you make an informed decision. Whether you're nearing retirement, moving to a new home, or even...

Dive into the world of annuities with us in this episode! We delve into the topic, explaining what annuities are, how they work, and their pros and cons. Whether you're considering annuities for your retirement plan or just want to broaden your financial knowledge, this episode is for you. Don't miss out on this opportunity to learn more, join us in peeling back the layers of annuities! Resources...

Summary In this episode, we break down the complex process of setting up a paycheck in retirement into simple, manageable steps. We provide insights on assessing your expenses, adding up income sources, calculating the amount needed from your investment accounts, and more! Join us as we share tips on choosing the right withdrawal account, creating your own withdrawal frequency, and the importance...

Join us for an enlightening episode where we peel back the layers of financial planning. We answer one of the most common questions we get – "Where should I put my next dollar?" We've broken down the answer into seven easy steps. Whether you're just starting out or looking to refine your financial strategy, this episode will guide you to make the most out of every dollar. Get rea...

In this episode, we dive deep into the world of investing! Join us as we walk you through a comprehensive investing roadmap. We take the guesswork out of investing and give you actionable steps to kickstart your journey towards financial independence. Whether you're a seasoned investor or just starting out, this episode is packed with insights that will help you optimize your investment strate...

Join us on this episode of Peeling Back Money and Life as we delve deep into the world of Tax Harvesting. Uncover invaluable strategies like tax loss and gain harvesting that can significantly impact your financial health. Whether you're a high earner, a young investor, or planning for retirement, this episode has something for you. Don't miss out on this opportunity to make informed decis...

Description Join us on this week's episode as we peel back the layers on tax-loss harvesting - a game-changing financial strategy. Discover how it can reduce your taxable income and potentially lower your overall tax rate. We'll unpack the process, illustrate with examples, and even dive into the complexities of the wash-sale rule. Don't miss out on these expert insights into managing...

Join us in this enlightening episode of 'Peeling Back Money and Life' as we sit down with Jerry Harris, President of Cedar Falls Operations and Chief Experience Officer at Western Home Communities. Discover the evolution of Western Homes, the challenges and innovations in the senior living sector, and gain valuable advice for families considering senior living options. Hear about impactful...

Join us as we delve into the top investing rules for successful financial growth. We'll guide you through the process of setting clear investment goals, developing a passive strategy using index funds, and adjusting your portfolio to align with your objectives. Learn how to avoid common pitfalls like emotional decision-making and market timing, and get practical tips on managing costs, rebalan...

Join us as we welcome Mike Finley, the 'Crazy Man in the Pink Wig,' who shares his incredible journey to achieving financial independence by 45. Discover his unique concept of 'graduation,' essential personal finance principles, and inspiring stories from his work. Don't miss out on practical advice and insights that could transform your financial future! Resources Mentioned Bo...

Tune into our latest episode where we take a deep dive into Roth Conversions. We discuss when it might not be the right move, the potential impacts on your tax bill and retirement savings, and important considerations to take into account before pulling the trigger on doing a Roth Conversion. This episode is packed with valuable insights and tips, whether you're considering a Roth Conversion o...

Unravel the complexities of Roth Conversions in this episode where we take a deep dive into the world of tax planning. Learn about the benefits, pitfalls, and strategies of Roth conversions, and how to leverage them for a more financially secure future. Get insights from a case study and understand how proactive tax planning can save you millions in taxes. This episode is a must-listen for anyone...

In this episode of Peeling Back Money and Life, join Casey and Mike as they delve into the importance of credit scores and freezing your credit. They break down credit score. Then they dive into the concept of freezing your credit, explaining how it can protect you from fraud and identity theft. With helpful insights and practical steps, this episode is a must-listen if you want to take control of...

In this episode of Peeling Back Money and Life, we delve into the complex world of financial advisors. We tackle common questions about changing financial advisors, the fiduciary standard, fee-only vs fee-based advisors, and where to find help. We also provide a wealth of resources for finding the right advisor for your needs. Tune in for insightful discussions that will equip you with the knowled...

Discover the ins and outs of financial advisor fees in this enlightening episode. We delve into hourly fees, flat fees, asset-based fees, and commissions, and discuss the potential conflicts of interest that each model might bring. We also provide crucial questions to ask your financial advisor to ensure transparency and alignment of interests. Tune in to gain a clear understanding of what you&#39...