Payments Innovation

In retail, digital transformation is everywhere and obvious. You buy a product online, it gets delivered to your home. No more browsing aisles or waiting in checkout lines. But B2B lags behind — especially when it comes to subscriptions. Why is that? Today’s guest, Daniel Saks , President & Co-CEO at AppDirect , says it’s all to do with the demands of the digital supply chain. And at AppDirect...

Remote work leveled the playing field for working moms. The dogs, babies, and kids showing up in Zoom chats have revealed the human side of our colleagues. Shouldn’t we be thinking about creating a more flexible, sustainable, and human work environment for everyone? After all, every one of us can do something to challenge the norm. This International Women's Day, women in technology have the oppor...

These days, everything we could ever need is a click away. From groceries to furniture, every purchase is on-demand… Shouldn’t our paychecks be, too? After all, your money is yours when you’ve earned it — not when your employer pays it. That’s what motivates Matt Kopko in his role as Vice President of Public Policy at DailyPay , a fintech company making the monthly obsolete by giving employees acc...

SMEs face a unique set of challenges and risks that traditional banks have historically been weary to take on. But thanks to fintech, SMEs have never been better served. Sometimes, disruption is the only way to achieve financial inclusion. In our latest episode, we speak with Pedro Pinto , Head of Growth at Neat , one of the fintechs spurring on the financial inclusion revolution and helping SMEs...

GPI stands for global payments initiative. Think: the Amazon parcel tracking equivalent in the international payments space. Is SWIFT gpi about to go the way of the dinosaur? That’s what we’re here today to debate. In this episode of Payments Innovation, host Richard Arundel, Co-founder & Chief Evangelist at Currencycloud catches up with David Birch , author and FinTech thought leader, and Pie...

It’s a global phenomenon: People are being more cautious with their finances. Last year brought home the importance of saving, investing, and getting out of debt. Everyone deserves access to tools to help them achieve financial wellness. (Good news — there’s Plum.) In this episode of Payments Innovation, host Lauren Passey chats with Thanos Bismpigiannis , Head of Product at Plum Fintech , about f...

Is the rise of neobanks another case of out with the old, in with the new ? Not necessarily. Traditional community banks have the opportunity to leverage their funds and connections in the new world of Banking as a Service (BaaS). Not to mention, there’s still plenty of space for fintechs to partner up with established players and go to market. In this episode of Payments Innovation, host Chris D’...

These days, we are one click on a smartphone away from buying anything we need. Everything is immediate. Well, except for the money we’ve earned. But thanks to innovations like Earnings On Demand, that’s changing. In this episode, I sit down with James Herbert , Founder & CEO at Hastee , to find out how his company is helping people unlock the money they’ve earned when they need it. What we ta...

The pandemic may have accelerated it, but the remote revolution is upon us. It’s unlikely that work will ever be the same again. But if remote work is here to stay, we need the financial tools to fuel it. In today’s episode, I speak with Sahin Boydas , CEO & Founder at RemoteTeam.com , about the pros and cons of remote work and the role of fintech in the new world of work. What we talked about...

No matter what vertical you’re in, small businesses are always looking for ways to save money and — ultimately — time. One big time suck? Back office administrative duties. Claudio Romano , Founder & CEO of ORCHID B , has set out to help new SMEs navigate administrative duties and manage all back office operations in one single platform. In this episode of Payments Innovation, Claudio discusse...

Financial innovation is happening at a record pace. But when it comes to small businesses… If you aren’t solving their cashflow problems, nothing else matters. In today’s episode, I speak with Derik Sutton , VP of Marketing at Autobooks , to learn why cash flow is everything when it comes to small businesses. What we talked about: The cashflow problem for small businesses How fintechs have squeeze...

Financial literacy is one of the most crucial things to master for anyone. If you want good outcomes in life, it pays to understand money. Yet, we aren’t teaching our kids finance — at home or in school. Benjamin Nachman , Founder & CEO at Jassby , is trying to change that. His company is offering banking services for kids as young as 8 years old that will help parents teach financial literacy...

Those who innovate in trying times are often the names that stick around. Everyone agrees this year has been more trying than most. But it could have been a whole lot worse without the innovators leading us through. And when it comes to finance, Paul Golding , Senior Equity Research Analyst at Macquarie Group , has studied all the innovators making a difference in these uncertain times. He joins m...

When was the last time you dealt with a government agency? The experience is rarely something to write home about. But when it comes to payments, that could be changing. That’s because Danny Shader , CEO at PayNearMe , is reinventing the payment experience for government agencies. He joined me on a recent podcast to talk about how PayNearMe’s new platform is helping to make dealing with the govern...

Most people think they’re bad at banking, but they’re not. People just don’t take the time to develop better financial habits because, well… Banking is boring. But Steve Le Roux , Founder & CEO at Envel , thinks he can change that. His company is tapping into behavioral science to reward people for banking better — and not rewarding the bank when they don’t. In this episode, Steve explains: Ho...

One of the biggest challenges for small businesses is accessing capital. Weeks can pass before sales result in payment — especially for online merchants. But what if there was a way to access that money as soon as you make the sale? That’s exactly what Keith Smith , Co-Founder & CEO at Payability , is bringing to small businesses, allowing them to unlock that capital and use it when they need...

With so much uncertainty in the pandemic… The last thing anyone wants to worry about is getting paid. Luckily, like everything else digital, the pandemic is accelerating existing trends. And that’s making it easier for everyone to get paid when they need it. My guest today is Andrew Garner , Senior Vice President/General Manager, Business Partnerships at Netspend , where he’s helping solve payroll...

In the payments space, there’s one area that shouldn’t be overlooked: Digital gifting. It’s a rapidly growing area of payments. And with that growth comes innovation. In this episode, my guests are two of the people driving that innovation: Brett Narlinger , Head of Global Commerce, and Helena Mao , VP of Global Product Strategy, from Blackhawk Network. We discuss: How the gifting world is changin...

Your product has one purpose… Solving a customer’s problem. But what do you do when they don’t even know they have a problem? That’s a challenge Mark Ridley , Co-Founder & Managing Director at Green Shoots FX , tackled in starting his FX company. He joins the show today to share the lessons he’s learned in launching Green Shoots. We discuss: How to educate your customers How to enter a crowded...

How you treat your customers matters.  But for many banks, the level of service you can expect is direct correlated to your account balance.  That needs to change. And Archie Ravishankar , Founder and CEO at Cogni , is on a mission to do just that. At Cogni, he’s rising to the challenge with a platform to help the underserved, Gen Z and everyone else with their financial needs.  Wha...

Thinking about innovation, it’s easy to conjure technologies that transformed the world we inhabit. Cars drive by. Planes fly overhead. Skyscrapers tower over our cities. But sometimes the most transformative innovations are the ones that go unnoticed.  And that’s especially true for payments. In today’s episode, I speak with Alex Reddish , Chief Commercial Officer at Tribe Payments , about how th...

International payments has been a hot topic for a long time.  But for those blazing new trails, there’s a lot to consider.  What do you prioritize before hitting the market? To answer this question, I chat with Alex Arnold , Founder at Dunbridge Financial , to find out the most important considerations he had before launching earlier this year.  Alex explains: -Why traditional banks are deficient...

Open banking is being embraced by banks and fintechs alike. It’s still young, but it’s evolving at light speed. And pretty soon, it’ll be woven into the fabric of everyone’s financial lives.   In today’s episode, Rafa Plantier , Country Manager, UK & Ireland at Tink , covers what you need to know about the open banking transformation.  He explains: -Why open banking is a more inclusive way of offe...

In today’s episode, I’m excited to introduce two new Payments Innovation hosts from Currencycloud’s EMEA team.    I’m joined by Lauren Passey , Sales Director, and Alex Barr , Senior Sales Consultant, to discuss why they want to host, what’s exciting them in finance overseas and what to expect in their upcoming episodes. To ensure that you never miss an episode of Payments Innovation, subscribe on...

Why are some developers opting for an open-first model? Well, there are many benefits, but one stands out: Community.  That’s why Wade Arnold , Founder and CEO at Moov .io, opted for an open-source approach to building the company’s portable platform for embedding banking services in any application.  In this episode, Wade and I discuss: -How Moov are moving finance forward -Why open-first made se...