Pastors & Money Podcast

Ralph V. Estep Jr. is a licensed public accountant, author, and host of the daily Ask Ralph Podcast, where he helps Christians improve their finances. With nearly 30 years of experience serving churches, businesses, and individuals — including time as CFO for a large church — Ralph brings both the faith foundation and the financial know-how to help pastors build a secure future. Through his firm,...

Nathan Walters is the president of Mission Discovery, an organization with over three decades of experience connecting churches, schools, and volunteers with hands-on mission opportunities around the world. From building homes in Mexico to providing medical care and humanitarian aid, Nathan and his team are passionate about helping people live out their faith through service. His own story — from...

Robin M. Robinson is the founder of Living in a Wealthy Place, a ministry dedicated to helping people thrive spiritually, physically, and financially. A licensed minister and financial coach with over 40 years of teaching experience, Robin brings something rare to the conversation — a deep biblical foundation and a very personal journey through the same financial rollercoaster so many of us know w...

Paul Granger has spent the last two decades serving alongside YWAM and other ministries in Richmond, Virginia, as a full-time volunteer — trusting God completely for his family's provision. He's a content creator, podcast host, and author whose heart is to create authentic, accessible space for people to process who God is, who He's made them to be, and what that means for everyday life. Paul and...

Debt-Free College Strategies for Ministry Families This is part three of our three-part series on helping your PK graduate college without debt. The first two episodes covered how to prepare ahead — but what if you're already in college, or your student is about to start? This episode is for you. Joy walks you through practical, real-world strategies for current college students who want to stop t...

This is part two of our three-part series on helping your PK graduate college without debt. If you've ever felt overwhelmed by the cost of higher education or wondered if debt-free is even possible on a ministry salary, this episode is for you. Joy walks you through the crucial high school years—when strategic planning can make all the difference between your student starting their adult life with...

This is part one of a three-part series where Joy tackles a topic that keeps many ministry parents awake at night: sending your kids to college without the crushing weight of student loans. As someone who took out loans for her own ministry education and felt that burden for years afterward, Joy knows firsthand why this matters—and she's here to show you it's absolutely possible to do it different...

Michael Jaquith is a PhD chemist who walked away from a six-figure corporate career to help men discover abundant life. As a husband and father of six living in rural northern Idaho, Michael understands what it means to step out in faith when everything feels financially uncertain. Through his ministry, Catholic Life Coach for Men, he combines analytical thinking, psychology, and timeless faith pr...

The statistics are sobering: 57% of pastors can't even pay their bills. Many are crushed under student loan debt, approaching retirement with nothing saved, or watching their kids prepare for college with empty savings accounts. But here's the good news - there are creative, practical ways to support your church leaders financially that go far beyond the typical appreciation dinner. Joy shares act...

Scott Maderer is a stewardship coach who helps Christian leaders stop feeling overwhelmed and start living out their calling with confidence. As the author of Inspired Living and host of the Inspired Stewardship Podcast , Scott has walked alongside clients in 19 countries, helping them discover that managing their time well isn't about doing more—it's about doing what matters most. 00:00 Introduct...

Brian Bush is a pastor who knows what it's like to lead a church drowning in debt with no clear path forward. As a church leader and someone who works with Ramsey Solutions, he's helped countless ministry families and churches move from financial chaos to clarity. Brian understands that managing church finances isn't just about numbers—it's about stewarding God's resources well so you can do the m...

In episode 12 of the Pastors & Money Podcast, we sit down with Dave Ramsey Expert & Crossroads Church Pastor Brian Bush to discuss how to build a healthy church budget. The episode also covers Brian's mindset shift regarding churches and budgeting, common budgeting mistakes churches make, key components of a healthy church budget, dreaming BIG with God and your church budget, the 5 budgeti...

Bryan Blackford is the "Ministry Geek" who helps churches turn big dreams into actionable plans. With years of experience guiding ministry leaders through strategic planning, he understands that vision without a plan is just a wish—and that the right plan can transform how your church serves its community and stewards its resources. Timeline 00:00 Introduction to the Pastors & Money Podcast 00...

Bryan Blackford has walked the ministry journey from multiple angles—as a teacher, Christian school principal, and executive director of a large church. Now he helps ministries and ministry leaders grow through strategic planning, governance consulting, and one-on-one coaching. As a Ramsey Preferred Coach, he also guides people in managing their finances and building wealth. Bryan's heart is to he...

Show notes Michelle Brown is an enrolled agent, certified nonprofit accounting professional, and entrepreneur who has spent over a decade serving churches through financial guidance. As someone who has worked on church staff as a director of finance and now helps numerous churches through her business, Michelle understands both the heart of ministry and the practical realities of keeping church do...

Michelle Brown is an enrolled agent, certified nonprofit accounting professional, and the owner of a bookkeeping and tax firm that specializes exclusively in church finance. After owning a Christian bookstore, God called her back to school in her early forties to get her accounting degree and serve His church. What makes Michelle unique is that even in the world of taxes and compliance, her heart...

About Our Guest Pastor Brian Bush serves as the senior pastor of Crossroads Church in Antioch, Tennessee, where he's witnessed God turn an impossible financial situation into a testimony of faithfulness. For 18 years, Brian worked alongside Dave Ramsey helping churches implement biblical stewardship, but nothing prepared him quite like stepping into a church with $1.6 million in debt and only $6 i...

About This Episode This is a solo episode with Joy Suzanne Hunt, where she opens up about why talking about money in church matters so much—and gives you six practical ways to make it happen. With roughly 2,000 verses in the Bible about money, this isn't just a financial topic; it's a discipleship issue that touches the heart. Joy shares real stories from her coaching groups and offers a roadmap f...

About Our Guest Logan Ketterling oversees the Influence division at River Valley Church, which includes their pastors' network, worship, resources, and the Generosity Accelerator program. He also hosts Talking Church, a podcast for pastors and church leaders. Logan's heart is to see churches around the world become generous, well-resourced, and equipped to build God's kingdom—not their own. What Y...

About Our Guest Pastor Christina serves as the lead pastor of a small rural church in California, where she's shepherded her congregation through some of the hardest financial seasons a church can face. Starting as children's pastor in 2017, she stepped into senior leadership during a season of transition and has been faithfully serving as lead pastor for three years. Along with her husband, Chris...

Sometimes the biggest barriers to financial health aren't lack of resources—they're the myths we've believed without questioning them. In this solo episode, Joy tackles six common money myths that hold pastors and churches back from experiencing the freedom and fruitfulness God intends. If you've ever felt stuck financially in ministry, this episode will help you identify which false beliefs might...

About Our Guests, Mark & Vanessa Williams Reverend Mark T. Williams has been serving in ministry since 1978, walking alongside his wife Vanessa since 1979. Together, they've learned hard-won lessons about stewarding church finances, navigating building debt, and leading with integrity. Now as overseer of Banner of Truth International and mentor to pastors across the country, Mark shares the fi...

About Our Guest Mark Karwowski brings over 30 years of engineering experience and a pastor's heart to the world of church finances. As the Deacon of Finance at Covenant Fellowship Church in Bristol, Virginia, Mark serves in a CFO-type role, helping churches move from financial overwhelm to freedom. He's also a Ramsey Preferred Financial Coach who developed the Vision First budgeting concept—a fram...