Pam & Dyalekt Get Shameless (FKA Brunch & Budget)

We’ve dubbed her Kim Bravery because she not only agreed to do a credit counseling session with Thomas Nitzsche ofClearpoint Credit Counseling Solutions, she agreed to do it in real time, on the air, with everyone listening. They went over her real budget numbers, her real credit report (and actual credit score), and her debt consolidation […] Get full access to Get Shameless about money at getsha...

There are literally hundreds of professional financial designations and sadly, most of them are not as legitimate as they sound – sometimes all you need is $50 and a 50 question test to be able to put some initials after your name. Find out which financial designations really matter and what the difference is between […] Get full access to Get Shameless about money at getshameless.substack.com/sub...

We all know student loan debt is out of control. The average college student graduated in 2014 with $33,000 in student loans. Student loan debt crossed the $1 trillion in 2012 and just keeps getting bigger. Something has to give. Today, we explore Massive Open Online Courses, or MOOC’s, online learning platforms that started as […] Get full access to Get Shameless about money at getshameless.subst...

This week, we jump on the phone with Sekou Murphy, Chief Financial Officer of Bread for the City, a non profit in Washington DC dedicated to helping the city’s most vulnerable citizens break the cycle of poverty. We talk about how he has focused on helping his staff improve their own personal finances so they […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

Attorney and business coach, Jo-Na Williams joins us live in the studio to talk about how artists can protect their work and turn their creative endeavors into businesses that will help them lead lives they love. If you are an artist who is trying to take your work to the next level, this is a […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

In the episode, we walk through real life scenarios on how to lower your cable/internet bill, get bank fees and credit card fees removed, and lower your cell phone bill, along with tips and strategies for how to talk to the reps on the other side. Get full access to Get Shameless about money at getshameless.substack.com/subscribe

Stanford Business School recently published an article about a new study that showed people who feel powerful save more money. SO IF POWER = SAVING, THEN SAVING = POWER. During the Bondfire 1st Annual Audio Festival, we launched a very special Saving is Power Challenge to help you feel empowered to save more money. To […] Get full access to Get Shameless about money at getshameless.substack.com/su...

Chances are you have them. Chances are you have 10’s of thousands of them (average student loan debt for 2014 grad is $33k! $33k!).So what do you do when you finish your degree and can barely pay rent, much less pay back a loan? This show goes over all the repayment assistance options, whether or […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

We’ve heard a ton of controversy about Landmark Forum – people say it’s changed their lives or they write it off as a cult. Your sound provider, Dyalekt, did some investigative reporting and attended a 3-hour “Special Evening with Landmark Forum” to see what it was really all about. We talk about his experience and some […] Get full access to Get Shameless about money at getshameless.substack.com/...

Shurnette Henry of Papillon Financial joins us in the studio to talk about how to start investing. But more importantly, before you even begin to think about putting a dollar in the stock market, Papillon has a unique approach that helps you discover what your tendencies are so the investments you make truly match your […] Get full access to Get Shameless about money at getshameless.substack.com/s...

What’s the most difficult way to buy a house? How about buying a house as a short sale (the step right before a house is foreclosed), needing to gut renovate it, and doing it all under the Federal Housing Administration (FHA) mortgage process? Yep, all that happened with our home purchase. Hear about how we […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

Donald Sterling, owner of the Clippers, has been banned from the NBA and is being forced to sell his team (because he’s a crazy racist and thank goodness the NBA won’t stand for that). Let’s think about this though – he bought it for $12.5 million and someone is offering $2 BILLION for it now. […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

In celebration of our Independence Day, we talk about wage slavery, OR, all the reasons not to shop at Walmart. Listen to how Walmart affects your bottom line, whether you shop there every day or can’t remember the last time you stepped into one. The stats and cycle of poverty are staggering. Get full access to Get Shameless about money at getshameless.substack.com/subscribe

Special Guest Caits Meissner, amazing facilitator, poet, and educator, talks to us about how she made the leap from her full time job to her full time passion. Check out her work and how to step into her brave space at caitsmeissner.com . Get full access to Get Shameless about money at getshameless.substack.com/subscribe

This episode is your guide to everything you need to know about credit cards: How to check your credit score, secured cards, paying down credit card debt, rules for building up credit, opening a new card, points/rewards, and overall how to choose the best card for you. Click here for more info on paying down […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe

Don’t break your budget this summer! We’ll go over everything from summer economics (why the summer can be so costly) and break down the psychology of money surrounding summer spending. We’ll give you options and tips/tricks on how to save while trying to travel this summer. For more tips, check out this article Get full access to Get Shameless about money at getshameless.substack.com/subscribe

Should you bother switching banks? You work hard for this money, of course you want the best possible bank to protect your paychecks. In this episode we break down what big banks actually do with your money. Don’t worry though, we’ve got options so you can ultimately choose what’s best for you.  Music Featured in This Episode: Broke Pimpin' by BrokeMC feat Breez evahflowin & Sum Itsoweezy...

This is Brunch & Budget, a podcast created to be your guide in the financial world. Your hosts, Pamela Capalad and Dyalekt, discuss all aspects of money and simplify the world of economics for anyone and everyone. In our first episode we go over the psychology of money. There are different money personalities. We’ll help you figure out which one you are and how that impacts your relationship w...

In this very first Brunch & Budget show on Bondfire Radio, we talk about AirBNB income (and any side hustle income), what expenses you can deduct, and the best way to use your refund. Episode Highlights: Pam: For all of your income that you do make on AirBNB I would set aside at least 30% […] Get full access to Get Shameless about money at getshameless.substack.com/subscribe