Own It Property Podcast

In this episode of the Own It Property Podcast, we wrap up our insightful four-part series with mortgage broker agent David Pelligra. We dive into the smartest questions property buyers should ask real estate agents—and why the usual ones might not get you the answers you need. From understanding auction dynamics to reading between the lines on vendor interest, Dion & David share tactical advi...

Not all contract clauses are created equal. In this episode, Dion & David Pelligra return to unpack the fine print that could make or break your deal. Some clauses protect your wallet. Others could blow up your budget. We cover: Which clauses actually save you money (and how to use them) The costly traps hiding in common contract terms Why “subject to finance” might be your best friend — or yo...

In Part 2 of this deep dive, mortgage broker David Pelligra returns to the Own It Property Podcast to unpack the real world strategies first home buyers need to succeed in today’s market. Host Dion explores key topics like how government grants work, the truth about Lenders Mortgage Insurance (LMI), the role of HECS debt in borrowing, and how to avoid costly mistakes when applying for a mortgage....

Not all home loans are created equal - especially if you’re a first-time buyer. In this deep-dive episode, we unpack why 10 buyers can walk into the same bank and walk out with 10 different interest rates. From loan-to-value ratios to how job history and Afterpay affect your borrowing capacity, our expert guest breaks down the behind-the-scenes world of mortgage lending. We explore the 3 types of...

In this episode of the Own It Podcast, Dion breaks down the crucial concept of material facts in real estate. What they are, why they matter, and how they can impact your buying decision. From unpermitted structures to past crimes and hidden structural issues, understanding material facts can help you avoid costly mistakes. Dion shares real life examples and expert insights to ensure you're asking...

In this episode of the Own It Podcast, Dion takes you through the crucial steps to follow once you’ve found a property you like. From re-inspecting the property to requesting important documents like the contract of sale and vendor statement, Dion shares tips to ensure you don’t miss any critical details before making an offer. He covers everything from conducting due diligence, understanding body...

In this episode of Own It, we dive into the world of private sales and how they differ from auctions. Dion breaks down the different types of private sales, the advantages they offer buyers, and the key strategies to avoid overpaying. Learn how cooling off periods, subject to finance clauses, and due diligence can protect you when purchasing a property. Whether you're a first home buyer or a seaso...

Most properties in Melbourne sell at auction—but what exactly is an auction, and why is it such a popular method? In this episode of Own It, Dion breaks down the fundamentals of real estate auctions, how they work, and why they create competitive bidding environments. From understanding reserve prices to knowing the key differences between auctions and private sales, this episode will give you the...

Why do Melbourne properties consistently sell for well above their quoted price? Is it underquoting, or just market competition at play? In this episode, we break down the pricing strategies behind auction and private sale quotes, explaining why properties often exceed their advertised range. We discuss the impact of legislation, the psychology of competitive bidding, and how buyers can better nav...

Tired of wasting weekends inspecting properties that don’t meet your needs? In this episode of The Owner Podcast, Dion breaks down how to research homes before you step foot inside—saving you time, effort, and disappointment. Learn how to use free online tools like Property.com.au, analyse floor plans, and leverage satellite maps to avoid red flags. Plus, find out why missing floor plans could be...

Open for inspections can make or break your buying journey—but are you making the most of them? In this episode, Dion shares expert insights on what to look for at an open, how to read between the lines of a staged property, and why you should be careful about what you say to real estate agents. Plus, discover subtle red flags that could signal an issue with a home and simple strategies to assess...

The average buyer spends far too long looking to purchase a property. Often they find themselves consistently missing out on properties that they never had a chance on. The problem is that they didn't set themselves up for success with an understanding of the market. In this episode we understand why buyers make this common mistake and how to avoid it from the start. We will discuss how to underst...

In this episode we will discuss what you can expect from our new property podcast. In future episodes we will cover how to bid/negotiate, what to look for, right up to your settlement, making sure you have more information then before! This podcast is for first home buyers right  to experienced property investors who want to fine tune their skills!