Our Two Cents with MBA

In this episode, we speak with Assistant Vice President Bill Emmons and Supervisory Officer Megan Kahlenberg of the Federal Reserve Bank of St. Louis about economic recovery and the future of supervision. They discuss the impact of current economic trends on bank balance sheets, their thoughts on managing risk in the next year and what to expect in terms of onsite and offsite examination teams mov...

In this episode, we dive deeply into one story that exemplifies partnerships between fintech firms and banks. MANTL, a MBA associate member and fintech firm specializing in account opening software, partnered with Midwest BankCentre to develop an online bank called Rising Bank. Instead of simply creating a new method for customers to create accounts, the two companies focused deeply on creating a...

In this episode, we discuss the MBA School of Bank Management which will be held June 13-18 in Columbia, MO. The school was one of the last in-person events hosted by MBA prior to the pandemic, and we are excited to bring a new class together for 2021. Mike Wasson and Adam Trower, seasoned bankers and faculty members at the school, join us to discuss the value of in-person schools, how the school...

In this episode, we discuss the SAFE Banking Act which passed the US House of Representatives on April 19. This bill would allow banks to provide financial services to cannabis businesses or cannabis related businesses, something that is currently a point of contention due to conflict between state and federal drug classifications. Interestingly, this bill bypassed the Financial Services Subcommit...

In this episode, Max Cook, President & CEO of MBA, interviews Congressman Blaine Luetkemeyer who represents Missouri's 3rd Congressional District. Congressman Luetkemeyer is the Ranking Member on the House Small Business Committee and the Ranking Member on the Subcommittee on Financial Institutions and Consumer Credit. Congressman Luetkemeyer shares his priorities serving in both roles as...

In this episode, KC Mathews, Chief Investment Officer for UMB, follows up on his first interview with Our Two Cents to provide an update on economic conditions in the US. Early in the pandemic, KC provided a projection for economic recovery as we moved through the pandemic. As we enter 2021, he took the time to share with us updated GDP projections, optimizing factors and drags for the economy and...

Join Lesley Weaver, Director of Business Development, for a deep dive into MBA VEBA's newest offering - the ELAP program. This program represents a major shift from PPO networks and offers major savings to banks and employees in a world of rapidly rising healthcare costs. Connect with MBA Facebook | X | LinkedIn | Instagram

In this episode, Herb Kuhn, President & CEO of the Missouri Hospital Association, and Max Cook, President & CEO of the Missouri Bankers Association, discuss the current state of the COVID-19 pandemic across Missouri. As we are all too aware, the state is dealing with increasing local restrictions, hospital capacity limitations and healthcare staffing challenges. The Hospital Association ha...

In this episode, Craig Overfelt, MBA SVP of Government Relations, and David Kent, MBA VP of Legislative and Advocacy Programming, discuss the outcomes of Missouri's 2020 General Election. With MBA-supported candidates winning  across the board and 3 bankers welcomed into the legislature, it was a successful election effort at the state level. The Government Relations team discusses their reac...

In this episode, we celebrate Cybersecurity Awareness month by interviewing Jon Waldman, EVP and Co-Founder of SBS Cybersecurity and President of the SBS Institute (an MBA Endorsed Partner). Jon helped build SBS from a college dorm to a major cybersecurity provider for banks across the country. The work of his team has been critical as banks have rapidly improved or implemented online services to...

In this episode of the podcast, Lori Bruce, Director of Communications for MBA, interviews Deron Burr, President & CEO of People's Bank of Senenca. People's Bank of Seneca is the only minority owned depository institution in the state, and as a result, Deron served on the FDIC Subcommittee for MDIs. In the interview, Lori talks with Deron about his career in banking, what makes commu...

In this episode, Max Cook, President & CEO of the Missouri Bankers Association, interviews Dan Robb, President & CEO of Jonesburg State Bank, a $116 million dollar bank in Jonesburg, Missouri. Dan has served in numerous MBA board roles including the Chairmanship. He currently Chairs the ABA's Government Affairs Committee and has recently been nominated for the ABA Vice Chairmanship. M...

In this episode, we interview the MBA Compliance Team (Carol Barnett, Gina Jolly, and Bryan Bradley) to discuss critical compliance issues they've noticed in reviews and meetings with banks around the state. Beyond regulatory guidance related to the COVID-19, our team discusses common challenges they're seeing as banks attempt to remain focused on standard compliance practices while deal...

In this episode, Max Cook, President and CEO of the Missouri Bakers Association, interviews Orvin (Orv) Kimbrough, Chairman and CEO of Midwest BankCentre. Prior to joining Midwest BankCentre, Orv served as President and CEO of United Way of Greater St. Louis. His story and experiences have helped him craft a powerful vision for Midwest BankCentre and for community banking in general. Recently, he...

In this episode, we speak with Herb Kuhn, President & CEO of the Missouri Hospital Association. Herb and his team have been at the center of the COVID-19 response for Missouri. Early on, they developed a COVID-19 dashboard for state leadership that was updated daily with data on COVID-19 spread, PPE availability, ICU/hospital bed availability, etc. They are now migrating to a weekly dashboard...

In this episode, we speak with State Treasurer Scott Fitzpatrick who is leading the Governor's Task Force on CARES Act funds distribution for Missouri. The Treasurer shares insights on the task force's work as well as updates on the time and linked deposit programs. He also discusses MO ABLE and the 529 program. Connect with MBA Facebook | X | LinkedIn | Instagram

In this episode, Craig Overfelt, MBA Senior Vice President for Government Relations, and David Kent, Vice President of Legislative Affairs recap the unprecedented 2020 legislative session. They discuss key legislative outcomes for bankers in Missouri and what to expect if a special session is called by the Governor.  Connect with MBA Facebook | X | LinkedIn | Instagram

Mike Fielding, a Partner at Husch Blackwell, joins us to discuss how bankers should prepare for the impact of COVID-19 on ag loans. Mike specializes in distressed debt and bankruptcy in ag lending, and with all of the disruption in the Missouri ag market caused by the coronavirus, lenders should expect a substantial increase in distressed ag loans. He offers advice on signs to look for among ag bo...

Missouri Secretary of State Jay Ashcroft and Director of Business Services Scott Clark joined MBA for a podcast specifically focused on the executive order authorizing e-notary services in Missouri throughout the course of the coronavirus crisis. They discuss the need for the service, the vendor selection process (as well as the potential for additional vendors) and the process for current notarie...

In this episode, Max Cook, President & CEO of the MBA, interviews Congressman Blaine Luetkemeyer about the CARES Act. Congressman Luetkemeyer provides insights into the CECL delay incorporated into the act and discusses what bankers can expect from the Treasury and SBA as the Paycheck Protection Program continues to roll out across the country.  Connect with MBA Facebook | X | LinkedIn | Insta...

Mike Fielding, a Partner at HuschBlackwell, joins us on the podcast to discuss the impact of the coronavirus on distressed debt and bankruptcy. In particular, Mike outlines how lenders should be evaluating existing loans for potential workarounds and how to prepare for an increase in bankruptcy filings as this crisis is prolonged. He also breaks down the impact of the CARES Act which significantly...

Join us for a conversation with KC Matthews, Chief Investment Officer for UMB. KC provides an outlook on expected GDP performance for the remainder of 2020, and discusses the impact of both coronavirus and oversupply of oil on the global economy. He also comments on Fed actions and the rate environment in the coming months. Connect with MBA Facebook | X | LinkedIn | Instagram

Jonathon Hightower, a Partner at Finemore, Kay, Harrison & Ford, Attorneys at Law, joins us to discuss banking practices and strategies during the coronavirus pandemic. Jonathon shares insights and trends gained from conversations with their clients as well as the firm's current perspective on how to navigate lending, interest rates, employment practices and community engagement during th...

In this episode, we gain insight into the rapidly changing worlds of fintech and cryptocurrency by interviewing two keynote speakers from the 2020 MBA Technology Conference: Lee Wetherington and Pamela Klegg. Lee is the Director of Strategic Insights for Jack Henry. In his role, he focuses on identifying where the forces of fintech are leading us and on providing banks with strategies and best pra...

In this episode, we interview Rob Barrett, Commissioner of Finance for the State of Missouri Department of Commerce and Insurance. As a former bank CEO and President in Missouri, Commissioner Barrett brings a wealth of experience and industry knowledge to his new role overseeing the health of banks in Missouri. Our conversation with Commissioner Barrett covers his background, his priorities and go...