Our 2 Cents

Advisors everywhere have had some pretty unrealistic requests come up when meeting with clients. Steve and Gabriel will share some of the ones they've heard on this week's episode of Our 2 Cents, and the key takeaways you can learn from them. Then they look at some pretty quirky state taxes that will leave you shaking your head! Unreasonable Financial Requests: Huge market gains, with li...

After months of negotiation from both sides of the aisle, a new spending package has passed which leaves investors curious how it might impact the American people. Steve and Gabriel are taking a look at the new bill in this week's episode of Our 2 Cents, and sharing some important tax-saving strategies to consider before the end of the year. The 1.2 Trillion Dollar IIJA: The Bipartisan Infras...

There's a lot more involved with comprehensive financial planning than simply focusing on the numbers, it actually starts with going back to our most basic needs as humans. That is our main discussion on this week's episode of Our 2 Cents! Plus, Steve and Gabriel are talking about the supply chain disruptions and how the major issues are now being felt by consumers. The Planning Pyramids...

Welcome back for another great episode of the Our 2 Cents podcast! We're covering a really interesting main topic this week that takes us into the psyche of investors. We also have a listener question that was sent in to us and we wrap up by learning a bit more about Steve and Gabriel! The Danger of Overconfidence: What does the Roman Empire have in common with your financial plan? Overconfid...

Steve and Gabriel are "back in the saddle" with a new episode of Our 2 Cents! On the show today, the guys are discussing a variety of planning gaps investors might experience—sometimes without even knowing it. Then they wrap up with a surprise segment that will have you questioning things you hear everyday. Be sure to listen in to the end to join the fun! Does Your Plan Have Gaps? Many p...

Two very interesting and important topics have us thinking deep on this week's episode of Our 2 Cents. We're discussing a mindset shift that occurs for retirees when the time comes to spend that nest egg, and whether many investors truly know what investments they own and why. Let's dive in! Article Analysis - "Want a Better Retirement? Spend More of Your Money" : Switchin...

Modern day income planning is the star of the show on this week's episode of Our 2 Cents! Income planning is such an important topic as it relates to your overall retirement plan. So much so that we've decided to give it our full attention this episode. Below is a glimpse at what's covered on the show, you won't want to miss this one! Older, Traditional Income Planning: What ex...

A pilot, a captain, and a school bus driver? Listen in to this week's episode of Our 2 Cents to find out what Steve's retirement might look like one day. Also in this episode are key retirement timing and career considerations, important components of a custom-tailored retirement plan, and more! Retire or Work Longer - Which is the Right Choice?: Have you considered being a "retired...

Retirement planning means different things to different people. Have you given thought to what it means for you personally? That's the focus of this week's episode of Our 2 Cents. Plus, more in-depth questions for getting to know Steve and Gabriel! 1,000 People, 5 Words: How Do You Imagine "Life After Career?: With 900+ different words provided, only 28 counted for 1/2 of the respon...

Welcome back to another new episode of the Our 2 Cents podcast. We're leaving the financial numbers and statistics out of the conversation today, and focusing on the ways people truly think about money and how that may shift with age. Let's dive right in! Age and Wisdom: How Do They Play into Financial Planning?: With age comes more experience, observation, and understanding. How can thi...

After a few weeks off, Steve and Gabriel are back with a brand new episode of the Our 2 Cents podcast. They are talking about retirement spending habits, cracking a few jokes and answering listener questions on the show today. Tune in now to hear it all! The Art and Science of Decumulation: What do you need to know about spending down your money successfully in retirement? What are the problems wi...

Steve and Gabriel discuss how retirement has changed over the years on this week's episode of Our 2 Cents. They also dive into the inflation fears percolating lately and what the media's role has been in creating those fears. Listen now on Spotify or Apple Podcasts! Not Your Father's Retirement: Retirement today looks much different than it once did, but what all has really changed?...

The Our 2 Cents podcast is back with a brand new episode this week. Steve and Gabriel have a lot to cover regarding stock market headlines and creating the most efficient investment portfolios. Listen in now! What to Do if You Have Any "Market Jitters": Are doom and gloom headlines & predictions making you worried about a stock market drop? What is the media trying to do by using cli...

There's a lot to be excited about today! It is Gabriel's birthday 🎉 and there's a brand new episode of the Our 2 Cents podcast! Check below for a peek at what Steve and Gabriel are discussing on the show. Financial Advisor "Code Speak": When an advisor tells you something, are you ever left wondering what they really mean? Hearing phrases like "It's just a minor...

This week's episode is all about answering questions! First, Gabriel and Steve begin by discussing some great questions submitted by our listeners. Then they switch gears to answer a couple of fun questions about themselves. Listener Questions: "Is it a bad idea to go after my dream home before I retire, if it then means I will have a mortgage?" - Marie "My divorce will be fina...

Steve and Gabriel are thrilled to be back in the saddle this week recording an all-new episode of the Our 2 Cents podcast. Here's what they're talking about today: Is Elon Musk Breaking Up with Bitcoin?: Elon recently announced Tesla will no longer accept Bitcoin as payment, what could this mean for the future of cryptocurrency? With more than 4,000 different coins on the market, some wi...

This week's podcast episode is a fun one! First we look at how the cost of living in different cities around the U.S. can vary quite drastically, then we jump into some fun quotes, and end the show by putting Steve and Gabriel on the spot. How Far Does $1 Million Go in Different Places of the Country?: If you retire in this city, your $1 million might only last you 8-9 years. Can you guess th...

We're covering a variety of interesting and important topics on this week's episode of Our 2 Cents. Click to listen as we look at energy efficient home ideas, the National Debt and more! Ideas to Keep Your Home More Energy Efficient: Is the shot clock to your retirement ticking down? Don't let the pressure lead to poor shots What do wind turbines and light bulbs have in common? Whic...

This week’s episode of the Our 2 Cents podcast is live! We kick things off by looking at what basketball and your retirement could possibly have in common. Then we shed some light on financial myths and truths. What Basketball Teaches Us About Retirement: Is the shot clock to your retirement ticking down? Don’t let the pressure lead to poor shots Double dribble decisions—can they ever be undone? D...

Financial Decisions and the “Quarantine 15” We’re back again for another installment of Our 2 Cents! From financial decision making tips to how not to be tempted by that nearby fridge, we’re covering it all and having fun on this episode! Top 5 Tips for Making Sound Financial Decisions Don’t be in the dark about your finances, stay informed and involved Are you procrastinating instead of planning...

The Our 2 Cents podcast is back again this week with some great topics. We're focusing on this latest stimulus package entering the economy, tax season and doing one of our very favorite things - answering some listener questions. Don't miss this one! Another Round of Stimulus: Warren Buffett has some advice on how you should spend your stimulus money - is he right? What was the ultimate...

It's time for the next episode of the Our 2 Cents podcast! We have a great conversation this week talking about fun "secrets" and chatting about recent news headlines. Click play to listen in! Dirty Little Secrets of the Financial and Investing World Do the pundits and "gurus" on TV really know as much as they lead you to believe they do? What are some things that financia...

How Women Can Make Sure They're Involved in Financial Decisions: What are the risks to not being involved in the financial decision-making? How having a financial advisor could be a great back-up plan to stay "in the know" What are some ways to start getting involved? Tax Filing Tips with Steve: Did you see Steve on WGN? He had a great interview covering a range of tax-related topic...

Press play to listen to the great discussions we had on this week's episode of the Our 2 Cents podcast. We're not all business all the time, so we had a bit of fun too! Some of the show highlights are below. Alternative Financial Investments (Alts): What are they? Which alts are good and which alts are bad? Should alternatives have a place in your portfolio? 5 Most Common Uses for Life I...

GameStop Stock Price Surges: There’s been a lot of buzz around the GameStop stock sensation this week, and we’re keeping a close eye on the action. We’ll give a brief synopsis of the events unfolding in the markets, what it means for individual investors and the hedge funds being impacted and how it could change the future of investing. How Your Roth IRA is Like a Fine Bottle of Wine: Just like th...