Optimal Finance Daily - Financial Independence and Money Advice

J. Money of Budgets Are Sexy asks how often do you judge people based on their money. Episode 1176: How Often Do You Judge People Based On Their Money? by J. Money of Budgets Are Sexy on Finance & Relationships J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 mo...

Joel of 5AM Joel shares how to start big fights with your partner about money. Episode 1175: How to Start Big Fights with Your Partner About Money by Joel of 5 AM Joel on Money and Marriage Advice Joel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5...

Harry Stout of Financial Verse shares his thoughts on changing your money mindset and cash tips. Episode 1174: Improving Financial Health: Changing Your Money Mindset AND Cash Tips: Moneytime by Harry Stout of Financial Verse Harry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal fina...

Darrow Kirkpatrick of Can I Retire Yet shares his thoughts on mastering the fear of stocks. Episode 1173: Mastering the Fear of Stocks by Darrow Kirkpatrick of Can I Retire Yet on Investing for Financial Independence Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially i...

Chris Reining shares if regular people with boring jobs can retire early too. Episode 1172: Can Regular People With Regular Boring Jobs Retire Early Too? by Chris Reining on Financial Independence Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com. The original post is located here: https://chris...

Kumiko of The Budget Mom shares how to organize your financial clutter. This is part 2 of 2. Episode 1171: [Part 2] How to Organize Your Financial Clutter by Kumiko of The Budget Mom on Organizing Your Finances Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on...

Kumiko of The Budget Mom shares how to organize your financial clutter. This is part 1 of 2. Episode 1170: [Part 1] How to Organize Your Financial Clutter by Kumiko of The Budget Mom on Decluttering Your Finances Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love o...

Alexa Mason with The College Investor shares how to make progress even with boring goals. Episode 1169: Saving for Long Term Goals: How to Make Progress (Even with Boring Goals) by Alexa Mason with The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smar...

Phil Town of Rule One Investing shares why to not get caught in the dollar cost averaging trap. Episode 1168: Don't Get Caught In the Dollar Cost Averaging Trap by Phil Town of Rule One Investing on Stock Investing Ideas Phil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard...

Craig Stephens of Retire Before Dad shares why you should never regret a paid off debt. Episode 1167: Never Regret a Paid Off Debt by Craig Stephens of Retire Before Dad on How to Design a Debt-Free Lifestyle Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year...

Kalen Bruce of Money Mini Blog shares what a retired Army Colonel taught him about money. Episode 1166: What a Retired Army Colonel Taught Me About Money by Kalen Bruce of Money Mini Blog on Financial Advice Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth....

April Dykman with Get Rich Slowly shares her thoughts on to automate or not to automate. Episode 1165: To Automate, or Not to Automate by April Dykman with Get Rich Slowly on Personal Finance Automation Downsides J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in cons...

Art of Flex Cents shares questions to ask before you rollover your 401k. Episode 1164: Questions To Ask Before You Rollover Your 401k by Art of Flex Cents on Retirement Account Advice & Changing Jobs Art is a physical therapist who is not only passionate about health and physical fitness, but also developed a passion for all things personal finance. It all started when his wife and him were thinki...

Mike Ballew of Eggstack shares his thoughts on the pros and cons of real estate investing. Episode 1163: Pros and Cons of Real Estate Investing by Mike Ballew of EggStack on Home Rental Investments & Diversification Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them thr...

Chris Guillebeau shares his thoughts on the land of too much. Episode 1162: The Land of Too Much by Chris Guillebeau on Appreciating Life & How To Be More Grateful Chris Guillebeau is a New York Times bestselling author and modern-day explorer. He is the author of 5 books and his daily podcast, Side Hustle School, is downloaded more than 2 million times a month. Every summer in Portland, Oregon, C...

Dawn Starks of SimpleMoney shares her thoughts on dialing back expectations to save money. Episode 1161: Dial Back Expectations to Save Money by Dawn Starks of Simple Money Pro on Spending Awareness & Mindfulness Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and le...

Kyle Mast of True Hourly Wage shares 3 reasons to favor recurring income over one-time income. Episode 1160: 3 Reasons to Favor Recurring Income Over One-Time Income by Kyle Mast of True Hourly Wage on Investment Advice Kyle Mast is a husband, father, financial planner, real estate investor, and lover of good conversations over coffee. He lives just south of Portland, Oregon. He launched True Hour...

2 shorter posts from JL Collins of JLCollinsNH on why he can't pick winning stocks and you can't either & the monk and the minister. Episode 1159: Why I Can't Pick Winning Stocks, And You Can't Either AND The Monk and the Minister by JL Collins on Index Funds Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating...

FIRECracker of Millennial Revolution shares her thoughts on your number one obstacle. Episode 1158: Your Number One Obstacle by FIRECracker of Millennial Revolution on Roadblocks to Financial Independence FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a...

Mr. Money Mustache shares his thoughts on frequently complained questions. This is part 2 of 2. Episode 1157: [Part 2] Frequently Complained Questions by Mr. Money Mustache on Simple Living & Financial Freedom Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in...

Mr. Money Mustache shares his thoughts on frequently complained questions. This is part 1 of 2. Episode 1156: [Part 1] Frequently Complained Questions by Mr. Money Mustache on How To Get Started with a Mustachian Lifestyle Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and compute...

Emily Guy Birken with PT Money shares how to protect yourself from credit card theft. Episode 1155: How to Protect Yourself From Credit Card Theft by Emily Guy Birken with PT Money on Safeguarding Your Finances PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was st...

Michelle Schroeder-Gardner of Making Sense of Cents shares her thoughts on dual income, no kids. Episode 1154: Dual Income No Kids by Michelle Schroeder-Gardner of Making Sense of Cents on The Financial Decision of Children Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months,...

Hanna True of Mapped Out Money shares the best strategy to convince your spouse to budget. Episode 1153: The Best Strategy To Convince Your Spouse To Budget by Hanna True of Mapped Out Money on Marriage & Finances Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get...

The Finance Twins share what would happen if everyone invested in index funds. Episode 1152: What If Everyone Invested In Index Funds? by The Finance Twins on Stock Market Investment Techniques Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky b...