Optimal Finance Daily - Financial Independence and Money Advice

Sam of Financial Samurai shares his views on life insurance being a selfless act of kindness. Episode 1276: Life Insurance Is A Selfless Act Of Kindness by Sam of Financial Samurai on How Much Life Insurance Should I Buy Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make se...

Jeff Rose discloses how we can discover our financial grit. Episode 1275: How to Discover Your Financial Grit by Jeff Rose of Good Financial Cents on Overcoming Adversity & Tenacity Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Gu...

Michael Smith with Financial Finesse shares how to figure out what you can safely withdraw in retirement. Episode 1274: How To Figure Out What You Can Safely Withdraw In Retirement by Michael Smith with Financial Finesse on 4% Rule After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in thei...

Dawn Starks of SimpleMoney explores whether or not it's a good decision to accelerate mortgage payments. Episode 1273: Should You Accelerate Paying Off Your Mortgage? by Dawn Starks of Simple Money Pro on Pay Down Debt or Invest Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier...

Amanda of Women Who Money help us to make good financial decisions by using our values as a compass. Episode 1272: How Can You Use Values To Make the Best Money Decisions? by Amanda with Women Who Money on Intentional Spending Amanda is a team member of Women Who Money and the founder and blogger behind Why We Money. Amanda loves writing about happiness, values, money, and real estate. She was a s...

The Finance Twins share what to do when stocks go up. Episode 1271: How To Invest When The Stock Market Is Going Up by The Finance Twins on Asset Allocation & Index Fund Investing Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we real...

Derick Van Ness of Big Life Financial shares 5 habits that set the wealthy apart. Episode 1270: 5 Habits that Set the Wealthy Apart by Derick Van Ness of Big Life Financial on A System for Saving Money Derick Van Ness is a Wealth Strategist who is passionate about helping people reach their full potential. His company, Big Life Financial is focused on removing the mystery and misinformation surrou...

William Johnson of Flex Cents shares a guide to personal financial wellness. This is part 2 of 2 Episode 1269: [Part 2] Guide To Personal Financial Wellness by William Johnson with Flex Cents on Insurance & Estate Planning Art is a physical therapist who is not only passionate about health and physical fitness, but also developed a passion for all things personal finance. It all started when his w...

William Johnson of Flex Cents shares a guide to personal financial wellness. This is part 1 of 2 Episode 1268: [Part 1] Guide To Personal Financial Wellness by William Johnson with Flex Cents on Budgeting & Paying Off Debt Art is a physical therapist who is not only passionate about health and physical fitness, but also developed a passion for all things personal finance. It all started when his w...

Phil Town of Rule One Investing breaks down the expectations of investing versus the realities. Episode 1267: Investing Expectations Vs. Reality by Phil Town of Rule One Investing on Sound Long-Term Investment Advice Phil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to...

Craig Stephens of Retire Before Dad encourages us to be able to wake up and do nothing (with our finances). Episode 1266: Strive To Wake Up And Do Nothing (With Your Finances) by Craig Stephens of Retire Before Dad on Simplifying Money Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to...

The Mad Fientist shares his thoughts on tax-gain harvesting and how to acquire a free ivy league education. Episode 1265: Tax-Gain Harvesting AND Free Ivy League Degree by The Mad Fientist on Investment Tax Advice & Education The Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire eve...

John Assaraf of MyNeuroGym shares 3 techniques you can apply to develop a millionaire mindset. Episode 1264: 3 Valuable Techniques to Help You Develop the Mindset of a Millionaire by John Assaraf of MyNeuroGym NeuroGym applies scientifically-proven methods and technologies for helping people expand their mental and emotional power to reach their fullest potential. Their Mission is to be the leadin...

ARebelSpy of Mr. Money Mustache debunks the myth of why early retirement can't work. Episode 1263: Early Retirement Can't Work, Or I'd Have Heard Of It Before by ARebelSpy with Mr. Money Mustache on Frugality Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in C...

Kalen Bruce of Freedom Sprout provides 8 essential steps for planning your financial future. Episode 1262: 8 Steps for Planning for Your Financial Future by Kalen Bruce of MoneyMiniBlog on Personal Finance Preparation Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it...

FIRECracker of Millennial Revolution lets us in on the truth about early retirement. Episode 1261: The Truth About Early Retirement by FIRECracker of Millennial Revolution on Financial Independence & Travel FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was...

Jen Hayes offers 4 essential things to keep in mind about car loans. Episode 1260: 4 Things to Know About Car Loans by Jen Hayes on Paying Down Debt Early & Financial Freedom A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get...

Harry Stout of Financial Verse talks about the process of becoming a money leader. Episode 1259: Becoming A Money Leader by Harry N. Stout of Financial Verse on How To Take The Lead in Your Family's Finances Harry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insuranc...

ESI of ESI Money tells us how to really save money when buying a car. Episode 1258: How to Save a Fortune When Buying a Car by ESI of ESI Money on Saving Money on A New Car ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and fo...

Chris Reining informs us of how we can beat the market even if the pros can't. Episode 1257: Why Pros Can't Beat the Market, but You Can by Chris Reining on How To Pick Individual Stocks & Build a Portfolio Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com. The original post is located here: htt...

Helene Massicotte of Free To Pursue talks money and the freedom to get real. Episode 1256: The Freedom To Get Real AND Wanna Talk Money? Me too by Helene Massicotte of Free To Pursue on Financial Freedom Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life t...

Chris Mamula of Can I Retire Yet encourages us to play offense in retirement. This is part 2 of 2. Episode 1255: [Part 2] Playing Offense in Retirement by Chris Mamula of Can I Retire Yet on Challenges of Retiring Early Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financiall...

Chris Mamula of Can I Retire Yet encourages us to play offense in retirement. This is part 1 of 2. Episode 1254: [Part 1] Playing Offense in Retirement by Chris Mamula of Can I Retire Yet on Challenges of Retiring Early Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financiall...

Joel of 5AM Joel breaks down how much one year off work really costs. Episode 1253: How Much Does 1 Year Off Work Cost? by Joel of 5AM Joel on How To Take a One Year Sabbatical & Mini-Retirement Joel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am...

JL Collins of JLCollinsNH.com explores the true cost of a new car over the years. Episode 1252: What Does Buying A New Car Really Cost Over The Years? by JL Collins on Long-Term Cost of Buying A New Car Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and impl...