Optimal Finance Daily - Financial Independence and Money Advice

Dawn Starks of SimpleMoney talks about the difference between simple and frugal. Episode 1375: Simple and Frugal Can be Different Things by Dawn Starks of SimpleMoneyPro on Simplifying Your Finances Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is th...

JL Collins of JLCollinsNH.com on how to think about stocks and money. This is part 2 of 2. Episode 1374: [Part 2] Stocks - Part XIX: How to Think about Money by JL Collins Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creati...

JL Collins of JLCollinsNH.com on how to think about stocks and money. This is part 1 of 2. Episode 1373: [Part 1] Stocks - Part XIX: How to Think about Money by JL Collins Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creati...

The Editors of Get Rich Slowly share 7 rules for slow and sustainable financial growth. Episode 1372: 7 Rules for Growing Slow (But Sustainable) Wealth by The Editors of Get Rich Slowly J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turni...

Paula Pant of Afford Anything elaborates on the Diderot Effect. Episode 1371: The Diderot Effect: How Buying Fuels Itself by Paula Pant of Afford Anything Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropol...

Jeff Rose explains Dave Ramsey's "baby steps". Episode 1370: Dave Ramsey's Baby Steps Explained by Jeff Rose of Good Financial Cents on Financial Planning Process Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is re...

Philip Taylor of PT Money shares two articles covering budgeting and when it's too late to invest in Roth IRAs. Episode 1369: Am I Too Old to Invest with a Roth IRA AND Budgeting - An Easier, Smarter Way by Philip Taylor of PTMoney PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the lif...

Derick Van Ness of Big Life Financial tells us how we can make good financial decisions. Episode 1368: How to Make Good Financial Decisions by Derick Van Ness of Big Life Financial on Investment Vehicle Advice Derick Van Ness is a Wealth Strategist who is passionate about helping people reach their full potential. His company, Big Life Financial is focused on removing the mystery and misinformatio...

ESI of ESI Money offers a money saving tip with a few other unexpected topics sprinkled in. Episode 1367: Freezing Weather, Tire Pressure, Costco Fail, and a Money Saving Tip by ESI of ESI Money ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philo...

Jacob Lund Fisker of Early Retirement Extreme praises laziness. Episode 1366: In Praise of Laziness by Jacob Lund Fisker of Early Retirement Extreme Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a p...

Vitaliy Katsenelson of Contrarian Edge talks about the Fischer random chess stock market. Episode 1365: The Fischer Random Chess Stock Market by Vitaliy Katsenelson of Contrarian Edge Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languag...

Chris Reining teaches us one habit than can help net half a million dollars. Episode 1364: How Building One Little Habit Can Net You Half a Million by Chris Reining on Self Control Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com. The original post is located here: https://chrisreining.com/litt...

Darrow Kirkpatrick talks about how investment newsletters "beat" the market. Episode 1363: How Investment Newsletters "Beat" the Market by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or t...

Diania Merriam answers a listener's question about saving and investing vs. spending. Episode 1362: Q&A with Diania Merriam - Saving & Investing vs. Spending Questions & Answers Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/o...

Sam of Financial Samurai discusses recent annualized returns by asset class. Episode 1361: Annualized Returns By Asset Class From 1999 - 2018 by Sam of Financial Samurai on REITs & Gold Investments Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all...

Scott Spann with Financial Finesse asks if your money beliefs are holding you back. Episode 1360: Are Your Money Beliefs Holding You Back by Scott Spann with Financial Finesse After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better wa...

J. Money of Budgets Are Sexy offers some commentary about judgement. Episode 1359: Oh, The Judging by J. Money of Budgets Are Sexy on Personal Finance Decision Making J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and st...

Fritz Gilbert talks about taking on debt for the sake of making things better. This is part 2 of 2. Episode 1358: [Part 2] Why We’re Taking On Debt To Move From Good To Great by Fritz Gilbert of The Retirement Manifesto Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a gre...

Fritz Gilbert talks about taking on debt for the sake of making things better. This is part 1 of 2. Episode 1357: [Part 1] Why We’re Taking On Debt To Move From Good To Great by Fritz Gilbert of The Retirement Manifesto Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a gre...

Christine Sato of Jen Hayes tells us how to save money while still investing. Episode 1356: How to Save Money and Still Invest by Christine Sato with JenHayes A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exlusive tips o...

Wanderer fills us in on who should contribute to a 529 plan. Episode 1355: Who Should Contribute to a 529 Plan by Wanderer of Millennial Revolution on Saving for Education Expenses Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become...

Kali of Making Sense of Cents talks about what to do when being frugal isn't enough. Episode 1354: When Being Frugal Isn't Enough by Kali with Making Sense of Cents on How To Make More Money Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and help...

Andrea Joy of Saving Joyfully talks about how to deal with debt healthily. Episode 1353: Dealing with Debt In A Healthy Way by Andrea Joy of Saving Joyfully Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom. The original post is...

Kumiko of The Budget Mom talks about the true cost of waiting for what you really want. Episode 1352: The True Cost of Waiting for What You Really Want by Kumiko of The Budget Mom on Living In The Moment Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budge...

Vicki and Amy of Women Who Money tell us what it takes to invest successfully. Episode 1351: What Does It Take To Be A Successful Investor by Vicki Cook & Amy Blacklock of Women Who Money The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conferen...