Optimal Finance Daily - Financial Independence and Money Advice

Fritz Gilbert reminds us on what the biggest enemy of retirement is. Episode 1425: The Biggest Enemy Of Retirement - YOU by Fritz Gilbert of The Retirement Manifesto on Money Procrastination Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follo...

Chris Odegard of The Prolific Investor talks about having alignment within your investments. Episode 1424: Alignment Within Your Investments by Chris Odegard of The Prolific Investor Chris writes an alternative investment blog called The Prolific Investor. Chris wants you to challenge conventional wisdom when it comes to investing, personal finance, and money; so you can make work a choice instead...

Vicki and Amy of Women Who Money share the value of adopting an abundance mindset. This is part 2 of 2. Episode 1423: [Part 2] Why Is Adopting an Abundance Mindset Important by Vicki Cook and Amy Blacklock of Women Who Money The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually...

Vicki and Amy of Women Who Money share the value of adopting an abundance mindset. This is part 1 of 2. Episode 1422: [Part 1] Why Is Adopting an Abundance Mindset Important by Vicki Cook and Amy Blacklock of Women Who Money The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually...

Steven Keys of Trip of a Lifestyle wonders about to do if he doesn't get hit by a bus. Episode 1421: What If I Don't Get Hit By A Bus by Steven Keys of Trip Of A Lifestyle Since graduating from college in 2012, Steven has developed a healthy obsession with personal finance. Although he has no formal training in the field, he’s taught himself a lot about saving and investing over the years. In addi...

Helene Massicotte of Free To Pursue wonders if anyone can really answer the question of who they truly are. Episode 1420: Do I Know Who I Am - Can Anyone Really Answer That Question by Helene Massicotte of Free To Pursue Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who h...

Harry Stout of Financial Verse offers some cash tips about reviewing your different types of insurance. Episode 1419: Cash Tips: Review Your Car, Home or Renters Insurance by Harry N. Stout of FinancialVerse Harry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insuranc...

Francisco Maldonado of The Finance Twins tells you when you should start saving for retirement. Episode 1418: When Should You Start Saving For Retirement by Francisco Maldonado of The Finance Twins Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several luc...

Robert Farrington of The College Investor talks about how you can actually save too much for retirement. Episode 1417: Yes, You Can Actually Save Too Much for Retirement by Robert Farrington of The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart ch...

Kumiko of The Budget Mom offers a simple way to reduce your mortgage payments. Episode 1416: A Simple Way To Reduce Your Mortgage Payments by Kumiko of The Budget Mom on How to Remove PMI Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understan...

Philip Taylor of PT Money shares ten ways to spend your money wisely that you probably aren't doing. Episode 1415: How to Spend Money Wisely (10 Things You Probably Aren't Doing) by Philip Taylor of PT Money PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was start...

Craig Stephens of Retire Before Dad talks about how important it is to be satisfied with our work as we plan to retire early. Episode 1414: The Importance of Job Satisfaction in Pursuit of Early Retirement by Craig Stephens of Retire Before Dad Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial g...

Dawn Starks of Simple Money Pro tells you whether or not you should use a health savings account. Episode 1413: Should You Use a Health Savings Account by Dawn Starks of Simple Money Pro Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn...

Julien Saunders of Rich and Regular lists five things you should stop wasting money on. Episode 1412: 5 Things You Should Stop Wasting Money On by Julien Saunders of Rich And Regular Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything...

Phil Town of Rule One Investing shares six principles that the best investors use to beat the market. Episode 1411: 6 Principles The Best Investors Use to Crush The Market by Phil Town of Rule One Investing Phil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat and h...

Diania Merriam answers a listener's question about finance and money in relationships. Episode 1410: Q&A with Diania Merriam - Finance & Money in Relationships And Financial Advice  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents talks about how to save more money by living a life without cable. Episode 1409: Life Without Cable - Start Saving More Money Today by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student de...

Lisa Harrison of Mad Money Monster shares five ways that frugality can lead to a happy life. Episode 1408: 5 Ways Frugality Can Lead To A Happy Life by Lisa Harrison of Mad Money Monster Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all wrong to doing it all right. She and her...

JL Collins of JLCollinsNH.com talks about taking advantage of Mr. Bear. Episode 1407: Taking Advantage of Mr. Bear by JL Collins on Tax Avoidance Investment Strategies Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating p...

Jen Hayes offers five helpful tips for sticking to a budget. Episode 1406: Keep Overspending? 5 Genius Tips for Sticking to a Budget by Jen Hayes on Budgeting Tips A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exlusive t...

Barbara Friedberg with Good Financial Cents tells you why you must start investing right away. Episode 1405: Why You Must Start Investing Now by Barbara Friedberg with Good Financial Cents on Compound Interest Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 y...

Sierra Black with Get Rich Slowly talks about going beyond credit card debt. Episode 1404: Beyond Credit Card Debt by Sierra Black with Get Rich Slowly on Creating A Financial Debt Payoff Plan J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He starte...

Sam of Financial Samurai insists that getting rich is about willpower. Episode 1403: Getting Rich Is About Willpower: Why Give Up When You Can Keep On Going by Sam of Financial Samurai Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spen...

Mike Ballew of Eggstack informs you of how your personality affects your finances. Episode 1402: How Your Personality Affects Your Finances by Mike Ballew of Egg Stack on Spenders & Savers Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determin...

Paula Pant of Afford Anything reminds you that your money should make buckets of excess money. Episode 1401: Your Money Should Make Buckets of Excess Money by Paula Pant of Afford Anything Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven...