Optimal Finance Daily - Financial Independence and Money Advice

Madison Block of Women Who Money discusses whether or not it's a good idea to have a side hustle. Episode 1550: Is Side Hustling to Make More Money Really a Good Idea by Madison Block with Women Who Money The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a f...

Nick True of Mapped Out Money tells you how to clearly define what you actually want and set financial goals towards it. This is part 2 of 2. Episode 1549: [Part 2] How To Clearly Define What You Actually Want by Nick True of Mapped Out Money on Setting Financial Goals Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is...

Nick True of Mapped Out Money tells you how to clearly define what you actually want and set financial goals towards it. This is part 1 of 2. Episode 1548: [Part 1] How To Clearly Define What You Actually Want by Nick True of Mapped Out Money on Setting Financial Goals Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is...

Chris Odegard of The Prolific Investor talks about the importance of emergency funds. Episode 1547: Reserves Reserves Reserves by Chris Odegard of The Prolific Investor on Emergency Funds Chris writes an alternative investment blog called The Prolific Investor. Chris wants you to challenge conventional wisdom when it comes to investing, personal finance, and money; so you can make work a choice in...

Fritz Gilbert explores different ways to retire early. Episode 1546: Reinventing The Wheel by Fritz Gilbert of The Retirement Manifesto on Different Ways To Retire Early Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follows his journey from 3...

Robert Farrington of The College Investor talks about how you can create streams of passive income on a limited budget. Episode 1545: How to Create Streams of Passive Income on a Limited Budget by Robert Farrington of The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also hel...

Kalen Bruce of Money Mini Blog guides you through the process of buying a fixer-upper and earning a profit. Episode 1544: Should You Buy a Fixer-Upper - Tips on Taking the Big Step by Kalen Bruce of Money Mini Blog on Earning A Profit Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt...

Lisa Harrison of Mad Money Monster talks about embracing contentment is making her happy, healthy and wealthy. Episode 1543: How Embracing Contentment Is Making Me Happy Healthy and Wealthy by Lisa Harrison of Mad Money Monster Lisa is a mother, scientist, and financial enthusiast. She founded Mad Money Monster, a personal finance blog chronicling her and her family’s journey from doing money all...

Sam of Financial Samurai insists that you either fix your car or buy a new one. Episode 1542: Fix The Car Or Buy A New One by Sam of Financial Samurai on Choosing The Right Automobile for You Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he h...

The Finance Twins share 7 signs that you're ready to refinance your student loans. Episode 1541: 7 Signs You're Ready To Refinance Your Student Loans by The Finance Twins on the Benefits of Refinancing Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several...

Bola Onada Sokunbi of The Budget Mom shares 7 strategies one woman used to save 100k in 3.5 years. Episode 1540: 7 Strategies One Woman Used to Save 100k in 3.5 Years by Bola Onada Sokunbi with The Budget Mom Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a...

Kiersten Saunders of Rich and Regular encourages you to give yourself a raise if you want one. Episode 1539: The Easiest Way to Get a Raise is to Give Yourself One by Kiersten Saunders of Rich and Regular Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain a...

Miranda Marquit of PT Money discusses proactive financial planning. Episode 1538: Why I Like Spending Plan Better than Budget by Miranda Marquit with PT Money on Proactive Financial Planning PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Tayl...

Andy Hill talks about life after the mortgage is paid off. Episode 1537: Life After The Mortgage is Paid Off by Andy Hill of Marriage Kids and Money on Financial Freedom Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2...

Joshua Becker of Becoming Minimalist shares the 10 best personal finance resolutions for 2021. Episode 1536: The 10 Best Personal Finance Resolutions For 2021 by Joshua Becker of Becoming Minimalist Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Th...

Joel of 5AM Joel encourages you to get rid of unnecessary subscriptions. Episode 1535: Dumping Amazon PRIME by Joel of 5AM Joel on Removing Unnecessary Subscriptions to Save Money Joel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as...

Hayley with Making Sense of Cents talks about how to pay off your overdraft without even noticing. Episode 1534: How to Pay Off Your Overdraft Without Even Noticing by Hayley with Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progres...

Jen Hayes talks about how to budget on a variable income. Episode 1533: How to Budget on a Variable Income by Jen Hayes on Setting Yourself Up for Financial Success A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive...

Ramit Sethi of I Will Teach You to be Rich tells you how to pay off student loans without thinking about it. Episode 1532: How To Pay Off Student Loans Without Thinking About It by Ramit Sethi of I Will Teach You To Be Rich Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal financ...

Mr. Money Mustache talks about why saving is more powerful than investing. Episode 1531: Why Hardcore Saving is Much More Powerful than Masterful Investing by Mr Money Mustache Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard t...

Wanderer of Millennial Revolution talks about double fisting your retirement accounts. Episode 1530: Investment Workshop 42 - Double Fisting Your Retirement Accounts by Wanderer of Millennial Revolution Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach...

Dawn Starks of SimpleMoney encourages you to mostly forget about something after investing in it. Episode 1529: Invest It and Mostly Forget It by Dawn Starks of Simple Money Pro on Simple Investment Tips Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary...

April Dykman with Get Rich Slowly asks if you're prepared to buy a home. Episode 1528: Are You Prepared to Buy a Home by April Dykman with Get Rich Slowly on Mortgage Preparation J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning ever...

Helene Massicotte of Free To Pursue shares five personal finance lessons she learned from doing a road race. Episode 1527: Five Personal Finance Lessons I Learned From A 10 Km Road Race by Helene Massicotte on Saving Money Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who...

Sam of Financial Samurai insists that paying the average credit card interest rate will keep you poor forever. Episode 1526: Paying The Average Credit Card Interest Rate Will Keep You Poor Forever by Sam of Financial Samurai Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others mak...