Optimal Finance Daily - Financial Independence and Money Advice

April Dykman with Get Rich Slowly talks about the balance between being a splurger and being a miser Episode 1875: The Balance Between Splurger and Miser by April Dykman with Get Rich Slowly on Mindlessly Consuming or Saving J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35...

Hannah of Making Sense of Cents provides 7 savvy tips to keep your piggy bank happy Episode 1874: 7 Savvy Tips to Keep Your Piggy Bank Happy by Hannah with Making Sense Of Cents on Cutting Expenses Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, a...

Erik Carter with Financial Finesse shares the 3 most important words in financial planning Episode 1873: The 3 Most Important Words in Financial Planning by Erik Carter of Financial Finesse on Organizing Your Retirement After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best inter...

Chris Reining shares the 3 keys to being authentic and how they impact your finances Episode 1872: Get What You Want: The 3 Keys to Being Authentic by Chris Reining on Directly Impacting Your Finances Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what...

Tyler Weaver with Fiology discusses how you can win with stock market losses. This is part 2 of 2. Episode 1871: [Part 2] You Can Win With Stock Market Losses by Tyler Weaver with Fiology on Long Period Finance Growth Fiology is an educational resource designed to teach you about Financial Independence (FI). They have scoured the internet to find content from the best and brightest of the FI commu...

Tyler Weaver with Fiology discusses how you can win with stock market losses Episode 1870: [Part 1] You Can Win With Stock Market Losses by Tyler Weaver with Fiology on Long Period Finance Growth Fiology is an educational resource designed to teach you about Financial Independence (FI). They have scoured the internet to find content from the best and brightest of the FI community and have created...

Ramit Sethi of I Will Teach You to be Rich shares what to do when stocks are down. Episode 1869: What Should You Do with Your Stocks if the Stock Market Crashes by Ramit Sethi of I Will Teach You To Be Rich Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspect...

Kevin of Financial Panther talks about the value of betting on yourself and being patient with money Episode 1868: If You’re Going To Bet Big Bet On Yourself First by Kevin of Financial Panther on Being Patient With Your Money Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off 87,000 worth of student loans in just 2.5 years by choo...

ESI of ESI Money shares his current money management and investment plans Episode 1867: My Current Money Management and Investment Plans by ESI Money on Actions For Each Assets Group ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is sim...

Gordon Stein of Cash Flow Cookbook asks why you're checking your investments several times a day Episode 1866: Is There A Reason You’re Checking Your Investments Several Times A Day by Gordon Stein of Cash Flow Cookbook Gordon is an international personal finance speaker, author and blogger on a mission to help everyone attain financial wellness. North Americans are struggling with high levels of...

Mike Ballew of Egg Stack shares 7 things he wishes he knew before retiring Episode 1865: 7 Things I Wish I Knew Before I Retired by Mike Ballew of Egg Stack on Retirement Planning Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. Hi...

Darrow Kirkpatrick of Can I Retire Yet provides 6 crucial questions to answer before you retire. This is part 2 of 2. Episode 1864: [Part 2] The 6 Crucial Questions to Answer Before You Retire by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't be...

Darrow Kirkpatrick of Can I Retire Yet provides 6 crucial questions to answer before you retire. This is part 1 of 2. Episode 1863: [Part 1] The 6 Crucial Questions to Answer Before You Retire by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't be...

Hanna True of Mapped Out Money shares 4 simple hacks to keep you and your spouse on budget Episode 1862: 4 Simple Hacks To Keep You and Your Spouse On Budget by Hanna True of Mapped Out Money on Family Finances Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get fre...

J. Money of Budgets Are Sexy provides 8 reflection questions about your money and your spouse Episode 1861: 8 Questions About Your Money and Your Spouse by J. Money of Budgets Are Sexy J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read...

Mr. Finer talks about the real cost of buying something Episode 1860: What is the Real Cost of Buying Something by Mr. Finer on Non-Monetary Considerations of Spending Mr. Finer is a normal salaried employee who achieved FI with no side hustle or other income sources. After spending a decade without any plan, he started pursuing FI in his 30s, and achieved it at 40. He created his blog to share ex...

Lee Huffman of Bald Thoughts discusses 7 times in which you shouldn't use a card with the highest rewards Episode 1859: 7 Times You Shouldn’t Use a Card With the Highest Rewards by Lee Huffman of Bald Thoughts BaldThoughts.com is a travel blog showing readers how they can take fantastic vacations using very little of their own money. How does that work? They use miles, points, mistake fares, and a...

Andy Hill of Marriage Kids And Money gives you 5 steps for budgeting your way to financial freedom Episode 1858: Budget Your Way to Financial Freedom in 5 Steps by Andy Hill of Marriage, Kids and Money Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tr...

Dawn Starks of Simple Money Pro tells you what you can do during the year to make doing your taxes easier Episode 1857: Do These Things Now to Make Your Taxes Easier Next Year by Dawn Starks of Simple Money Pro Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less...

Jackie Beck tells you how to escape the minimum payment trap Episode 1856: The Minimum Payment Trap: Escape it to Change Your Money Story by Jackie Beck on Paying Off Debt Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Ja...

JL Collins of JLCollinsNH.com shares his thoughts the college conundrum. Episode 1855: The College Conundrum by JL Collins on Should I Go To College & How to Pay for College Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, crea...

Jen Hayes shares the solution to the student loan crisis Episode 1854: The Solution to The Student Loan Crisis by Jen Hayes on How to Overcome Student Debt A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on...

Kumiko of The Budget Mom shares 5 critical questions you need to ask yourself before creating a budget Episode 1853: 5 Critical Questions You Need to Ask Yourself Before Creating a Budget by Kumiko of The Budget Mom Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they lov...

Craig Stephens of Retire Before Dad talks about crafting a better life than your parents Episode 1852: Craft a Better Life Than Your Parents by Craig Stephens of Retire Before Dad on Good Financial Decisions Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year...

Philip Taylor of PT Money talks about creating and signing a residential lease agreement Episode 1851: Finally Rented: Creating and Signing a Residential Lease Agreement by Philip Taylor of PT Money PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Phi...