Optimal Finance Daily - Financial Independence and Money Advice

Chris of Keep Thrifty talks about the three phases of money feelings Episode 2225: Three Phases of Money Feelings by Chris of Keep Thrifty Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and b...

Jeff Rose talks about life insurance beneficiaries Episode 2224: Life Insurance Beneficiary by Jeff Rose Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and...

Sarah Von Bargen shares 9 painless ways to trick yourself into spending less Episode 2223: 9 Painless Ways To Trick Yourself Into Spending Less by Sarah Von Bargen Sarah has consulted, strategized, and ghostwritten for hundreds of companies, bloggers, and entrepreneurs. Her clients include fashion labels, authors, life coaches, photographers, restaurants, psychologists, interior designers, and peo...

Michael Smith with Financial Finesse talks about the price of inattention. This is part 2 of 2. Episode 2222: [Part 2] The Price of Inattention by Michael Smith After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide pe...

Michael Smith with Financial Finesse talks about the price of inattention. This is part 1 of 2. Episode 2221: [Part 1] The Price of Inattention by Michael Smith After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide pe...

ESI of ESI Money talks about managing college costs Episode 2220: Managing College Costs by Offering an Incentive by ESI of ESI Money ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to a...

Courtney Carver of Be More With Less shares the morning routine effect. Episode 2219: The Morning Routine Effect (What to Expect and How to Get Started) by Courtney Carver Courtney Carver was stopped in her tracks with a scary MS diagnosis after decades of debt, discontent, and trying to do it all. She had to slow down, prioritize her health, and figure out what was really important in her life. S...

Jennifer of Simply Fiercely shares 7 things you will never regret spending money on. Episode 2218: 7 Things You Will Never Regret Spending Money On by Jennifer of SimplyFiercely Jennifer is a traveller, minimalist and dream chaser. She grew up near Baltimore, Maryland but she caught a bad case of wanderlust at an early age and it has taken her all over the world. She is a reformed shopaholic turne...

Robert Farrington of The College Investor talks about direct student loans Episode 2217: What Is A Direct Student Loan? Here Are Important Pros and Cons by Robert Farrington Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and...

Christine Luken talks about the importance of your credit score Episode 2216: Your Credit Score is Not Important (And It Also Is) by Christine Luken Ready to master your money and become a financial success? Then you need Christine Luken, the Financial Dignity® coach in your corner! As the Founder of the Financial Dignity® Movement & a Certified Financial Counselor, Christine has coached hundreds...

Jesse Cramer talks about financial mass destruction Episode 2215: Financial Mass Destruction by Jesse Cramer Jesse started The Best Interest in 2018. He was a mechanical engineer by day, working on satellite telescopes. But his passion was to help people improve their personal finances.  He began writing to "learn in public," to help people, and to add genuine signal to an otherwise noisy Internet...

James Lambridis of DebtMD shares two short posts covering how to manage student loans and student loan deferment Episode 2214: 5 Tips to Manage Student Loans AND What is Student Loan Deferment? by James Lambridis With the right information, you can take charge of your finances. DebtMD helps people pay off all types of debt by connecting them with the professional help they need to become debt free...

Kiersten Saunders of Rich and Regular talks about the link between imposter syndrome and the fear of spending Episode 2213: My Fear of Spending is a Form of Imposter Syndrome by Kiersten Saunders Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doin...

Brian Fourman with Jackie Beck tells you check your emotions at the door if you want to climb out of debt Episode 2212: Check Your Emotions at the Door if You Want to Climb Out of Debt by Brian Fourman Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay O...

Kat Medina tells us how we can transform loneliness into joyful solitude. Episode 2211: How To Transform Loneliness Into Joyful Solitude by Kat Medina As a child, Kat Medina wanted to be MacGyver when she grew up. Now, as the founder and Creative Director of a Silicon Valley startup, she's become a well-traveled bookworm who finds creative solutions to entrepreneurial challenges with the resourcef...

Darrow Kirkpatrick of Can I Retire Yet shares a surprising contender for tax-efficient retirement saving. Episode 2210: A Surprising Contender for Tax-Efficient Retirement Saving by Darrow Kirkpatrick Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by fl...

Dr. Disha Spath shares why diversifying income helps to overcome burnout Episode 2209: My Solution to Overcoming Burnout: Diversify My Income by Dr. Disha Spath The White Coat Investor is the most widely-read, physician-specific personal finance and investing website in the world. It is the premier resource for high income professionals looking for unbiased information about all things financial o...

Nick Maggiulli talks about trading games Episode 2208: Trading Games by Nick Maggiulli The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as: -What to expect from financial markets -How to think about risk -How to time investment...

Kathleen Coxwell of NewRetirement shares a recipe for financial success Episode 2207: A Recipe for Financial Success: It’s as Easy as Pumpkin Pie by Kathleen Coxwell NewRetirement is a company that offers a comprehensive financial planning engine delivered via white label or API. NewRetirement delivers a combination of automated financial planning technology and educational services focused on bri...

Andy Hill of Marriage Kids And Money shares 7 ways to spend your tax refund Episode 2206: 7 Money-Smart Ways to Spend Your Tax Refund by Andy Hill Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family tree for generations to come. In 2016, he got so geeked a...

Helene Massicotte of Free To Pursue talks about the latest trend in lousy personal finance advice. This is part 2 of 2. Episode 2205: [Part 2] The Latest Trend in Lousy Personal Finance Advice by Helene Massicotte Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has buil...

Helene Massicotte of Free To Pursue talks about the latest trend in lousy personal finance advice. This is part 1 of 2. Episode 2204: [Part 1] The Latest Trend in Lousy Personal Finance Advice by Helene Massicotte Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has buil...

Jen Hayes with Simply Fiercely shares a minimalist approach to fitness. Episode 2203: A Minimalist Approach to Fitness by Jen Hayes Jennifer is a traveller, minimalist and dream chaser. She grew up near Baltimore, Maryland but she caught a bad case of wanderlust at an early age and it has taken her all over the world. She is a reformed shopaholic turned minimalist and believes that clearing out th...

Craig Stephens of Retire Before Dad shares why you shouldn't eat the doughnut.  Episode 2202: Don't Eat the Doughnut by Craig Stephens Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so yo...

Jessica Strull with Women Who Money talks about how professional development benefits your finances Episode 2201: How Professional Development Benefits Your Finances by Jessica Strull The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference i...