Optimal Finance Daily - Financial Independence and Money Advice

Michelle Schroeder-Gardner of Making Sense of Cents talks about why a storage unit is a waste of money Episode 2400: Why Paying For A Storage Unit Is A Waste of Money by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, k...

Christina Browning of Our Rich Journey talks about the three most common ways to achieve FIRE Episode 2399: The Three Most Common Ways To Achieve FIRE by Christina Browning of Our Rich Journey on Retirement Strategies Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never hav...

Dustin Heiner helps you use your vacation time to your advantage. Episode 2398: Do This With Your Vacation Time From Your Job to Make More Money by Dustin Heiner of Master Passive Income Dustin is the founder of Master Passive Income, Real Estate Wealth Builders Conference (REWBCON) and Successfully Unemployed. He is a real estate investor who was able to make enough passive income from his busine...

Chris of Keep Thrifty asks how much car you can afford Episode 2397: How Much Car Can You Afford? by Chris of Keep Thrifty on Car Payments and Choosing the Right Car Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, the...

The Editorial Team of NewRetirement talks about when the best time is to get a reverse mortgage Episode 2396: When is the Best Time to Get a Reverse Mortgage? Wait or Act Now? by the Editorial Team of New Retirement NewRetirement is a company that offers a comprehensive financial planning engine delivered via white label or API. NewRetirement delivers a combination of automated financial planning...

Cylon George talks about how we can use our bodies to increase our overall wellbeing. Episode 2395: Matter Over Mind: On Using Your Body to Increase Your Well-Being by Cylon George of SpiritualLivingForBusyPeople Cylon George is a spiritual chaplain, musician, devoted husband, and busy dad of six. He loves listening to people’s stories and helping them gain perspective on life’s opportunities and...

Vitaliy Katsenelson of Contrarian Edge cautions stock investors to not watch TV. Episode 2394: Why Stock Investors Shouldn't Watch TV by Vitaliy Katsenelson of Contrarian Edge on Investment Strategies Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated i...

Darrow Kirkpatrick of Can I Retire Yet talks about getting a mortgage when you have assets but no income. This is part 2 of 2. Episode 2393: [Part 2] Getting a Mortgage When You Have Assets But No Income by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire an...

Darrow Kirkpatrick of Can I Retire Yet talks about getting a mortgage when you have assets but no income. This is part 1 of 2. Episode 2392: [Part 1] Getting a Mortgage When You Have Assets But No Income by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire an...

Fritz Gilbert talks about whether or not retirement will be depressing Episode 2391: Will Retirement Be Depressing? by Fritz Gilbert of The Retirement Manifesto on Finding Joy Later in Life Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follow...

Tiffany Aliche of The Budgetnista helps twenty-somethings begin saving for retirement Episode 2390: Five Steps to Begin Saving for Retirement in Your Twenties by Tiffany Aliche of The Budgetnista Tiffany Aliche, is an award-winning teacher of financial education and is quickly becoming America’s favorite, personal finance expert. She has made it her mission to empower women and provide them with a...

Jackie Beck shares the secret to staying motivated when getting out of debt Episode 2389: The Secret to Staying Motivated When Getting Out of Debt by Jackie Beck on Understanding Financial Motivation Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off...

Erik Carter with Financial Finesse discusses whether or not it's the right time to convert to Roth Episode 2388: Is It The Right Time To Convert To Roth? by Erik Carter with Financial Finesse on Good Investment Decisions After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best inte...

Michael Mehlberg shares three habits we can start to insure a life of happiness and success. Episode 2387: 3 Science-Backed Daily Habits for a Life of Happiness and Success by Michael Mehlberg on Improving Productivity Michael Mehlberg is an entrepreneur and certified agile project manager who specializes in productivity and organization systems. His blog has been called "The Owners Manual to an A...

Mr. 1500 of Budgets Are Sexy talks about the paradox of money. Episode 2386: The Paradox of Money by Mr. 1500 for Budgets Are Sexy on Money and Priorities J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into...

J.D. Roth of Get Rich Slowly talks about how to save money via DIY home maintenance Episode 2385: Frugality in Practice: Do-it-Yourself Home Maintenance by JD Roth of Get Rich Slowly J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning...

Ramit Sethi discusses the true cost of a speeding ticket Episode 2384: The True Cost of a Speeding Ticket by Ramit Sethi of I Will Teach You to Be Rich Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fit...

Amanda Brownlow of Hello Brownlow shares 4 steps to mastering the cash envelope system Episode 2383: 4 Steps to Mastering the Cash Envelope System by Amanda Brownlow on Budgeting and Tracking Spending Amanda is passionate about doing things herself. She loves to see how far she can stretch a dollar, minimize her home, and make her budget (and her life) more efficient.  She only writes about budget...

ESI of ESI Money talks about how The Game of Life teaches personal finance. This is part 2 of 2. Episode 2382: [Part 2] How The Game of Life Teaches Personal Finance by ESI of ESI Money ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is...

ESI of ESI Money talks about how The Game of Life teaches personal finance. This is part 1 of 2. Episode 2381: [Part 1] How The Game of Life Teaches Personal Finance by ESI of ESI Money ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is...

Nick Maggiulli talks about the realities of investing Episode 2380: MONDAY MASTERY - The Red Queen of Investing by Nick Maggiulli of Of Dollars and Data on Realities of Investing The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such...

John Beaty with The Gottman Institute instructs couples on how to properly complain. Episode 2379: A Couple's Guide to Complaining by John Beaty with the Gottman Institute on Conflict Resolution in Relationships The Gottman Institute understands that the human family is in crisis, and that all individuals are capable of and deserve compassion. It is their mission to reach out to families in order...

The Finance Twins wonder if your relationship with money is broken. Episode 2378: Is Your Relationship with Money Broken By The Finance Twins on Being Rich versus Being Wealthy Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realize...

Robert Farrington of The College Investor talks about building a diversified bond portfolio Episode 2377: Building a Diversified Bond Portfolio by Robert Farrington of The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financ...

Len Penzo talks about the risks of bad financial priorities Episode 2376: How Misplaced Financial Priorities Lead to Lame Excuses by Len Penzo Len Penzo writes about personal finance and macroeconomics on his eponymous personal finance blog, which has been twice-honored as a Kiplinger Best Money Blog, and honored with two Plutus Awards for Best Personal Finance Blog.   Len’s personal finance artic...