Optimal Finance Daily - Financial Independence and Money Advice

Julie Morgenstern teaches parents how to eliminate guilt about working too much. Episode 2450: How to Eliminate Working Mom Guilt by Julie Morgenstern on Work-Life Balance and Understanding Children Julie Morgenstern is an organizing & productivity consultant, New York Times best-selling author, and speaker. For over 30 years, Julie has been teaching people all around the world and at all stages o...

Nicole Hill of Marriage Kids And Money shares 7 smart tips to spend less so you can live more. This is part 2 of 2. Episode 2449: [Part 2] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and Money Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and...

Nicole Hill of Marriage Kids And Money shares 7 smart tips to spend less so you can live more. This is part 1 of 2. Episode 2448: [Part 1] 7 Smart Tips To Spend Less So You Can Live More by Nicole Hill of Marriage Kids and Money Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and...

Courtney Luke tells you why you need a debt management plan Episode 2447: Are You in Debt? 6 Reasons You Need A Debt Management Plan by Courtney Luke of Arrest Your Debt Arrest Your Debt is a wide-ranging personal finance website, yet focuses on helping first responders and people struggling with debt. The owners, Courtney and Ryan Luke have made it their mission to help people get out of debt and...

Kelley Long with Financial Finesse talks about how much money you could lose by trying to be perfect Episode 2446: Your Obsession With Being Perfect Could Cost You Six Figures by Kelley Long of Financial Finesse on Making Smart Money Decisions After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were...

Marcus Garrett with Jackie Beck shares how to get your credit score to 800 Episode 2445: The 800 Credit Score Club: 4 Tricks to Quickly Increase Your FICO Score by Marcus Garrett with Jackie Beck Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Deb...

Ryan Larson of First Line Fin shares two short posts about saving in retirement and starting a Roth IRA for a teen Episode 2444: Saving in Retirement: What You Should Do Now AND Starting a Roth IRA For a Teen by Ryan Larson of First Line Fin Ryan Larson is the principal Investment Advisor Representative and Founder of FirstLine Financial, LLC located in Scottsdale, Arizona. Ryan recognizes the imp...

Brad of Budgets Are Sexy shares financial advice from the in-flight safety handbook. Episode 2443: Financial Advice From the In-Flight Safety Handbook by Brad with BudgetsAreSexy J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some b...

Rachel Trotta shares how to avoid fitness information overload. Episode 2442: Avoiding Fitness Information Overload by Rachel Trotta on How to Create Sustainable Health Habits Rachel Trotta is a certified personal trainer, fitness nutritionalist, and health writer living in Red Bank, New Jersey, and helping clients all over the world. She loves helping women transform their habits and their relati...

Robert Farrington of The College Investor talks about how to get out of student loan default Episode 2441: How To Get Out Of Student Loan Default by Robert Farrington of The College Investor on Getting Out of Debt Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart cho...

Jeff Rose talks about your options for a 401k rollover to IRA Episode 2440: What Are Your Options for a 401k Rollover to IRA? by Jeff Rose of Good Financial Cents on Leaving Your Job Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National G...

Gwen with Go Curry Cracker talks about frontloading your retirement savings Episode 2439: Percolate Your Portfolio by Gwen with Go Curry Cracker on Frontloading Retirement Savings Winnie Tseng is from Taiwan and is the Go Curry Cracker resident photographer. After working in high tech, she found her real love making magic happen behind the camera and in the kitchen. Now she travels the world in se...

Christina Browning of Our Rich Journey helps you improve your finances today Episode 2438: Today Is the Day to Improve Your Finances! TODAY! by Christina Browning of Our Rich Journey on Building Wealth Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again....

Amanda Brownlow of Hello Brownlow shares how to complete your very first spending audit. This is part 2 of 2. Episode 2437: [Part 2] How to Complete Your Very First Spending Audit by Amanda Brownlow on Managing Your Finances Amanda is passionate about doing things herself. She loves to see how far she can stretch a dollar, minimize her home, and make her budget (and her life) more efficient.  She...

Amanda Brownlow of Hello Brownlow shares how to complete your very first spending audit. This is part 1 of 2. Episode 2436: [Part 1] How to Complete Your Very First Spending Audit by Amanda Brownlow on Managing Your Finances Amanda is passionate about doing things herself. She loves to see how far she can stretch a dollar, minimize her home, and make her budget (and her life) more efficient.  She...

Andrea Joy of Saving Joyfully talks about setting new financial goals. Episode 2435: Financial Reset: Setting New Financial Goals by Andrea Joy of Saving Joyfully on How to Commit to Becoming Wealthy Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey...

Anthony Ongaro of Break the Twitch talks about what to do before donating your stuff. Episode 2434: Why You Should Stop Donating Your Stuff (and Do This First) by Anthony Ongaro of Break The Twitch After years of impulse spending on Amazon and elsewhere, Anthony Ongaro realized that his one-click purchase habits were more of a physical Twitch than an intentional action. It turned out, this Twitch...

Christine Luken talks about what happens to your debt when you die Episode 2433: What Happens to My Debt When I Die? by Christine Luken on Looking Out For Your Family's Financial Health Ready to master your money and become a financial success? Then you need Christine Luken, the Financial Dignity® coach in your corner! As the Founder of the Financial Dignity® Movement & a Certified Financial Couns...

Chris Reining shares the mistake people make when investing Episode 2432: The Mistake People Make When Investing by Chris Reining on Investment Choices and Being Patient Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com. The original post is located here: https://chrisreining.com/investing-mista...

J. Money of Budgets Are Sexy shares 7 ways his kids save him money Episode 2431: 7 Ways My Kids Actually Save Me Money by J. Money of Budgets Are Sexy on Spending Less Money as a Parent J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read...

Amy Blacklock and Vicki Cook of Women Who Money talk about how much money to invest at once Episode 2430: Invest a Lot Of Money at Once or Spread it Out? by Vicki Cook and Amy Blacklock of Women Who Money on Knowing Your Financial Goals The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and...

Jesse Cramer talks about how to know if your investments are good Episode 2429: Are My Investments Good? by Jesse Cramer of Best Interest on Making Investment Decisions Jesse started The Best Interest in 2018. He was a mechanical engineer by day, working on satellite telescopes. But his passion was to help people improve their personal finances.  He began writing to "learn in public," to help peop...

Michelle Schroeder-Gardner of Making Sense of Cents talks about how to enjoy life without going broke Episode 2428: How To Enjoy Life Without Going Broke by Michelle Schroeder-Gardner of Making Sense of Cents on Inexpensive Ways to Have Fun Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student...

Craig Stephens of Retire Before Dad talks about how to accelerate your wealth trajectory. Episode 2427: The Creation Mindset - Accelerate Your Wealth Trajectory by Craig Stephens of Retire Before Dad Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before h...

Kalen Bruce of Freedom Sprout tells you why you shouldn't discourage your kids from trade school. Episode 2426: We Shouldn't Discourage Our Kids From Trade School by Kalen Bruce of Freedom Sprout on Sending Kids to College Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining abo...