Optimal Finance Daily - Financial Independence and Money Advice

Emily Guy Birken with PT Money helps you organize your life and save money. This is part 1 of 2. Episode 2525: [Part 1] 5 Ways to Organize Your Life and Save Money by Emily Guy Birken of PT Money on Creating Money-Saving Systems PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life y...

Tynan talks about how to be frugal and live a good life. Episode 2524: How to Be Frugal And Live a Good Life by Tynan on Making Mindful Spending Decisions Tynan was named as one of the top 25 best bloggers in 2013 by Time Magazine. He believes in making deliberate decisions and breaking away from the herd mentality. He likes learning new things, building habits, exposing the world, connecting with...

Andy Hill opens up about financial mistakes he's made, and what you can do to avoid them. Episode 2523: 5 Major Money Mistakes I've Made And How You Can Avoid Them by Andy Hill of Marriage Kids and Money Andy Hill is a husband and father to two awesome (and crazy) kids and they hail from the great state of Michigan. His goal is to give his family the best life possible and strengthen their family...

Kalen Bruce of Freedom Sprout offers tips for teaching your kids how to be entrepreneurs. Episode 2522: How To Teach Your Kids To Be Entrepreneurs by Kalen Bruce of Freedom Sprout on Building Early Business Mindset Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it an...

Courtney Luke tells you 3 practical tips for living on a budget Episode 2521: 3 Practical Tips For Living On A Budget by Courtney Luke of Arrest Your Debt on How to Live Within Your Means Arrest Your Debt is a wide-ranging personal finance website, yet focuses on helping first responders and people struggling with debt. The owners, Courtney and Ryan Luke have made it their mission to help people g...

J.D. Roth of Get Rich Slowly talks about trading time for money Episode 2520: Trading Time For Money by J.D. Roth of Get Rich Slowly on How Money Affects Your Life J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around i...

Enero Febrero with Len Penzo talks about the best time to start investing Episode 2519: When is the Best Time to Start Investing? by Enero Febrero with Len Penzo on Good Financial Decisions Len Penzo writes about personal finance and macroeconomics on his eponymous personal finance blog, which has been twice-honored as a Kiplinger Best Money Blog, and honored with two Plutus Awards for Best Person...

Julie B. Rose talks about how she got ready to quit her job and travel the world Episode 2518: I Looked Before I Leapt: How I Spent the Last 4 1/2 Years Getting Ready to Quit My Job and Travel the World by Julie B. Rose Julie has been solo traveling full-time since selling her house and most of her belongings in 2020. In late 2021, she quit her high-profile corporate remote job in social media to...

Christina Browning of Our Rich Journey talks about 6 ways to pay off debt when you have no money Episode 2517: 6 Ways to Pay Off Debt When You Have No Money by Christina Browning of Our Rich Journey Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again. An...

Jackie Beck shares how to stop living paycheck to paycheck Episode 2516: How to Stop Living Paycheck to Paycheck and Start Making Progress by Jackie Beck on Getting Your Finances in Order Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jac...

Paula Pant of Afford Anything breaks investing down to its foundation. Episode 2515: Investing, Reduced to Its Core by Paula Pant of Afford Anything on Creating Extra Income Streams Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental...

Laure Carter shares 5 health tips for entrepreneurs. Episode 2514: 5 Health Tips for Entrepreneurs by Laure Carter on Healthy Life Choices for Busy People Laure Carter is on a mission to bring the perennial wisdom of Ayurveda to women, especially women of color around the world. Her multi-cultural upbringing in both the US, Paris and Martinique as well as practicing Yoga and meditation at a young...

Amanda Brownlow of Hello Brownlow shares how she and her husband began to slash their budget Episode 2513: How We Began to Slash Our Budget by Amanda Brownlow of Hello Brownlow on How to Lower Your Bills Amanda is passionate about doing things herself. She loves to see how far she can stretch a dollar, minimize her home, and make her budget (and her life) more efficient.  She only writes about bud...

Kelley Long with Financial Finesse talks about how gratitude can bring you wealth Episode 2512: Can Being Grateful Actually Make You Wealthier? by Kelley Long of Financial Finesse on How Your Attitude Affects Your Wealth After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best inte...

Liz of Frugalwoods talks about frugal minimalism. This is part 2 of 2. Episode 2511: [Part 2] Frugal Minimalism: Do Less, Buy Less, Worry Less, Live More by Liz of Frugal Woods on How to Live Simply and Save Money The Frugalwoods are ex-urban, rookie homesteaders finding contentment (and a lot of chores) on 66 acres in rural central Vermont along with their two young daughters. They write about a...

Liz of Frugalwoods talks about frugal minimalism. This is part 1 of 2. Episode 2510: [Part 1] Frugal Minimalism: Do Less, Buy Less, Worry Less, Live More by Liz of Frugal Woods on How to Live Simply and Save Money The Frugalwoods are ex-urban, rookie homesteaders finding contentment (and a lot of chores) on 66 acres in rural central Vermont along with their two young daughters. They write about a...

Jeff Rose talks about penny stocks Episode 2509: What is a Penny Stock? by Jeff Rose of Good Financial Cents on Avoiding Investment Schemes and Understanding the Stock Market Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. Hi...

Craig Stephens of Retire Before Dad shares 6 habits of above average retirement savers.  Episode 2508: 6 Habits of Above Average Retirement Savers by Craig Stephens of Retire Before Dad on Best Financial Habits  Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one y...

Fritz Gilbert asks Alexa for help on how he can get rich. Episode 2507: Alexa How Can I Get Rich by Fritz Gilbert of The Retirement Manifesto on Personal Finance Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follows his journey from 3 years p...

Leo Babauta of Zen Habits discusses what we can do each week to keep our affairs in order. Episode 2506: Life Laundry Day: Get Your Affairs in Order Each Week to Clear Your Mind by Leo Babauta of Zen Habits Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create so...

Helene Massicotte of Free To Pursue talks about why she was wrong about rent vs buy Episode 2505: Hitting The Bull’s Eye - Why I Was Wrong About Rent vs Buy by Helene Massicotte of Free to Pursue on When it Makes More Sense to Buy Than Rent Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life ha...

Robert Farrington of The College Investor talks about the millennial age range and what it means financially Episode 2504: What is the Millennial Age Range And What Does That Mean Financially? by Robert Farrington of The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also help...

Andrew of Dollar After Dollar shares 7 ways to become awesome with your money Episode 2503: 7 Ways to Become Awesome With Your Money by Andrew of Dollar After Dollar on Budgeting and Investing Andrew is the founder of Dollar After Dollar, a website dedicated to helping readers improve their finances through better personal finance decisions and entrepreneurship. He also founded and hosts the podca...

Dawn Dahlby shares 4 tips to fast-track "wellth" Episode 2502: 4 Tips to Fast-Track Wellth by Dawn Dahlby on Aligning Money With Value Dawn is a Certified Financial Planner and Wealth Wellness Expert who teaches people how to LIVE WELLthy. She’s also the author of “LIVE WELLthy: Own Your Worth, Grow Your Wealth.”  As a fiduciary with over 20 years of experience providing financial advice, Dawn has...

Lisa Whitley with Women Who Money discusses 5 tactics to help control discretionary spending Episode 2501: 5 Tactics to Help Control Discretionary Spending by Lisa Whitley with Women Who Money on How to Stop Emotional Spending The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventuall...