Optimal Finance Daily - Financial Independence and Money Advice

Joshua Becker has some excellent tips on becoming a one-income family. Episode 51: The Completely Achievable Path to Becoming a One Income Family by Joshua Becker of Becoming Minimalist. Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story ha...

BeMoreWithLess.com's Courtney Carver has tips for breaking the shopping habit. Episode 50: The Power of a Purchase Pause by Courtney Carver of Be More With Less (Frugal Lifestyle). After decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow down, prioritize her health, and figure out what was really importa...

Leo Babauta of Zen Habits shares his story of financial disaster to recovery, plus more. Episode 49: How Taking Care of My Finances Changed My Life and What is Truly Necessary? A Guide to Living Frugal from Zen Habits. Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s importan...

2 special posts from Joshua Fields Millburn of TheMinimalists.com. Episode 48: The High Price of Pursuing My Dream and Creations Over Consumer Goods by Joshua Fields Millburn of The Minimalists. Joshua Fields Millburn & Ryan Nicodemus write about living a meaningful life with less stuff for 4 million readers. As featured on: ABC, CBS, NBC, BBC, TODAY, NPR, TIME, Forbes, The Atlantic, New York Time...

J. Money of BudgetsAreSexy.com shows what it would be liketolive off 50% of your income. Episode 47: What if You Could Live Off 50% of Your Pay? byJ.Money of Budgets Are Sexy (Being Frugal, Saving Money&Retiring Early). J. Money is a 6’1, hyperactive, rock a ‘hawk who lovesdrinkingbeer, blaring hip-hop, talking about money, and now playingwithhis two adorable baby boys. He also has a podcast:M.O.N...

Excessive consumerism can be ruining your life. Joshua Becker of BecomingMinimalist.com has some tips to challenge consumerism. Episode 46: 9 Intentional Ways to Challenge Consumerism in Your Life by Joshua Becker of Becoming Minimalist (Personal Finance). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a b...

Retiring early can have a huge positive impact on how much you pay in taxes. Check out this post from Mr. Money Mustache! Episode 045: The Lovely Low Taxes of Early Retirement by Mr. Money Mustache (How to Have a Low Tax Rate & Pay Less in Taxes). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studie...

Cait has some tips on creating a positive relationship with your money. Episode 44: How to Create a Positive Relationship With Your Money by Cait Flanders of Blonde On A Budget (Personal Money Matters). Cait Flanders started Blonde on a Budget to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year...

Making money comes with some less-than-optimal consequences. Hear Steve Pavlina's perspective on it. Episode 43: The Dark Side of Financial Abundance by Steve Pavlina (Financial Happiness). Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has wri...

J.D. Roth has some tips on financial recovery--a guest post from IWillTeachYouToBeRich.com. Episode 42: Don't Panic! Recovering from Financial Mistakes and Setbacks by J.D. Roth with I Will Teach You To Be Rich. Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actual...

BeMoreWithLess.com's Courtney Carver has tips for how you can have enough money and things. Episode 41: 10 Ways You Can Have Enough Money and Stuff by Courtney Carver of Be More With Less (How to Spend Less Money). After decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow down, prioritize her health, and...

Leo Babauta of Zen Habits has tips to improve your credit score, but might not follow them himself. Episode 40: How to Get Your Credit Score Up and How Not to Care by Leo Babauta of ZenHabits.net (A Minimalist Approach to Credit). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on wha...

Part 2 of Joshua Fields Millburn's story of going debt free. Episode 39: Debt Free - Part 2 by Joshua Fields Millburn of The Minimalists (A Story of Transformation - Consumerism to Minimalism). Joshua Fields Millburn & Ryan Nicodemus write about living a meaningful life with less stuff for 4 million readers. As featured on: ABC, CBS, NBC, BBC, TODAY, NPR, TIME, Forbes, The Atlantic, New York Times...

Part 1 of Joshua Fields Millburn's story of being debt free. Episode 38: Debt Free - Part 1 by Joshua Fields Millburn of The Minimalists (Minimalism and Getting Out of Debt & Financial Trouble). Joshua Fields Millburn & Ryan Nicodemus write about living a meaningful life with less stuff for 4 million readers. As featured on: ABC, CBS, NBC, BBC, TODAY, NPR, TIME, Forbes, The Atlantic, New York Time...

Hear how minimalism and frugality make the perfect combination from "The Frugal Babe," who guest posted on BecomingMinimalist.com. Episode 37: Minimalism and Frugality - A Perfect Combination by The Frugal Babe with Becoming Minimalist (Hear HerMoney Story). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a...

J. Money of BudgetsAreSexy.com questions if a minimalistic lifestyle is possible. Hear his thoughts! Episode 36: Living the Minimalist Lifestyle - Is it Possible by J. Money of BudgetsAreSexy.com (Minimalism & Lifestyle Design). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He also has a...

Leo Babauta of Zen Habits shows exactly how he saves thousands of dollars every year with basic cutbacks. Episode 035: How I Save Money by Leo Babauta of Zen Habits (Debt & Investing Success). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazin...

How just ten bucks can make a massive impact on your life! Check out this blog post from Mr. Money Mustache. Episode 34: A Millionaire is Made Ten Bucks at a Time by Mr. Money Mustache of MrMoneyMustache.com (Frugality & Minimalism). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering...

What is all this talk about passive income? Steve Pavlina tells us all about it. Episode 033: What Is Passive Income by Steve Pavlina of StevePavlina.com (Side Hustles & Business Investing). Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has wr...

See how Cait does her monthly budget.. Plus, you can get an automated Excel spreadsheet for free! Episode 32: How I Write My Monthly Budgets by Cait Flanders of BlondeOnABudget.ca (Free Budgeting Excel Spreadsheet Included). Cait Flanders started Blonde on a Budget to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is curre...

Where do our money problems stem from? Hear Joshua Becker's solution! Episode 31: A Practical Solution to (Almost) All Your Money Problems by Joshua Becker of Becoming Minimalist. Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been...

Jacob Lund Fisker of EarlyRetirementExtreme.com retired at age 33! This is part 3 of his remarkable story. Episode 30: How I Became Financially Independent in 5 Years - Part 3 by Jacob Lund Fisker of Early Retirement Extreme. Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "...

Jacob Lund Fisker of EarlyRetirementExtreme.com retired at age 33! This is part 2 of his remarkable story. Episode 29: How I Became Financially Independent in 5 Years - Part 2 by Jacob Lund Fisker of Early Retirement Extreme. Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "...

Jacob Lund Fisker of EarlyRetirementExtreme.com retired at age 33! This is part 1 of his remarkable story. Episode 28: How I Became Financially Independent in 5 Years - Part 1 by Jacob Lund Fisker of Early Retirement Extreme. Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "...

When trying to make a living, is it always bad to splurge on luxury? Frugal living says so, but Ramit Sethi might have a different opinion. Episode 027: This Hamburger Costs $250. WTF? by Ramit Sethi of IWillTeachYouToBeRich.com (Luxury Spending & Debt). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we c...