Optimal Finance Daily - Financial Independence and Money Advice

Leo Babauta of Zen Habits shares the exact steps to stop living paycheck to paycheck. Episode 276: How to Stop Living Paycheck to Paycheck by Leo Babauta of Zen Habits (Save Money & Financial Freedom). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create somethi...

J.D. Roth shares an excellent point: minimalism and frugality don't overlap perfectly. Episode 275: The Difference Between Frugality & Minimalism by J.D. Roth of Money Boss (Financial Freedom). J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He start...

Kalen Bruce of Money Mini Blog didn't spend any money for 30 days... hear what happened! Episode 274: 6 Things I Learned by Not Spending Money for 30 Days by Kalen Bruce of Money Mini Blog (Finance Habits). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. K...

Carrie Smith with PTMoney shares 6 ways to give memorable gifts without going into debt. Episode 273: 6 Ways to Give Memorable Gifts (Without Going Into Debt) by Carrie Smith with PT Money (Spending Wisely). PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was start...

Chris Reining, a brand new author to the show, shares the one tiny habit that leads to wealth. Episode 272: The One Tiny Habit That Leads to Wealth by Chris Reining (Investing Success & Index Funds). Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what h...

The Mad Fientist shares how the power of quitting can affect your finances. Episode 271: The Power of Quitting by The Mad Fientist (Personal Finance Advice). The Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier. Most personal finance advice is geared towards people ret...

Sam of Financial Samurai answers the question - do rich people try harder? Episode 270: Do Rich People Try Harder by Sam of Financial Samurai (Personal Finance Habits). Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years worki...

Mr. Money Mustache takes on the argument that everyone being frugal would crash the economy. Episode 269: What If Everyone Became Frugal by Mr. Money Mustache of MrMoneyMustache.com (Does Minimalism Hurt the Economy). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer sci...

J. Money of Budgets Are Sexy reviews the book Essentialism by Greg McKeown. Episode 268: Say Hello to the New Essentialist by J. Money of Budgets Are Sexy (Personalfinance). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books,...

Ramit Sethi shares the 3 easiest ways to make more money with examples. Episode 267: The 3 Easiest Ways to Make More Money by Ramit Sethi of I Will Teach You To Be Rich (Money.finance). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for per...

J.D. Roth shares his personal income and expenses for January, along with lessons learned. Episode 266: My Spending Summary for January 2017 by J.D. Roth of Money Boss (Smart Money). J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning...

Money Mini Blog shares 7 everyday habits you need to reach your financial goals. Episode 265: 7 Everyday Habits You Need to Reach Your Financial Goals by Money Mini Blog (Money Advice). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everythin...

Leo Babauta of Zen Habits explains how to automate your finances and the envelope system. Episode 264: How to Make Your Finances Automagical by Leo Babauta of Zen Habits (Baby Investment Fund). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazi...

2 posts from Philip Taylor of PTMoney, on organizing your finances and optimizing your spending. Episode 263: Get Started Organizing Your Finances: Get to Know Your Money and How to Optimize Your Spending by Philip Taylor. PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you wan...

Sam of Financial Samurai shares his opinion about the love of money. Episode 262: It's OK to Love Money by Sam Dogen of Financial Samurai (Interest Rates). Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the fin...

Mr. Money Mustache gets some positive feedback from a reader, who shares exactly what he's done to increase his net worth. Episode 261: Is This Blog More Powerful Than Doubling Your Salary by Mr. Money Mustache (Mortgage Advice). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and...

J. Money of Budgets Are Sexy shares his 4 favorite pieces of financial advice ever. Episode 260: My 4 Favorite Pieces of Financial Advice Ever by J. Money of Budgets Are Sexy (News About Money). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a bud...

Ramit Sethi shares what it really means to diversify your stock portfolio. Episode 259: What Does Diversification Really Mean by Ramit Sethi of I Will Teach You To Be Rich (Cash Advice). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for pe...

J.D. Roth expands on the book Your Money or Your Life to share how frugality buys freedom. This is Part 2 of 2. Episode 258: How Frugality Buys Freedom: Spend Less to Live More - Part 2 by J.D. Roth of Money Boss (Early Retirement). J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with...

J.D. Roth expands on the book Your Money or Your Life to share how frugality buys freedom. This is Part 1 of 2. Episode 257: How Frugality Buys Freedom: Spend Less to Live More - Part 1 by J.D. Roth of Money Boss (Student Loans). J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with ove...

Big props to Money Mini Blog's Kalen Bruce for standing up for stay-at-home spouses! Episode 256: How Much is a Stay-at-Home Spouse Worth by Kalen Bruce of Money Mini Blog (Money Articles). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares every...

Leo Babauta of Zen Habits interviews JD Roth of MoneyBoss. This is Part 3 of 3. Episode 255: Slow Wealth: The Fantasmic JD Roth Interview - Part 3 by Leo Babauta of Zen Habits (Inspiration & Motivation to Save More). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important,...

Leo Babauta of Zen Habits interviews JD Roth of MoneyBoss. This is Part 2 of 3. Episode 254: Slow Wealth: The Fantasmic JD Roth Interview - Part 2 by Leo Babauta - Zen Habits (How I Became Financially Independent). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, c...

Leo Babauta of Zen Habits interviews JD Roth of MoneyBoss. This is Part 1 of 3. Episode 253: Slow Wealth: The Fantasmic JD Roth Interview - Part 1 by Leo Babauta of Zen Habits (Financial Freedom). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something am...

A guest author on Good Life Zen shares his take and lessons learned from the financial crisis of 2008. Episode 252: Financial Crisis: The Greatest Gift in a Generation by Kent Thune with Good Life Zen (2008 Stock Market Crash Lessons). Mary Jaksch is an authorized Zen master (Diamond Sangha lineage), psychotherapist, and author. She has two nationalities,--English and German--and lives in New Zeal...