Optimal Finance Daily - Financial Independence and Money Advice

2 posts from Joshua Becker, covering money in minimalism. Episode 326: The Joy of Living Within Your Means & Maybe You Don't Really Need More Money by Joshua Becker - Becoming Minimalist. Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story h...

Chris Reining makes the argument for not saving your money. Episode 325: Quit Saving Your Money by Chris Reining (Investing Success & Porfolio Investing). Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been feature...

Rita Gates with PTMoney shares 6 tips to earn hundreds of dollars per hour. Episode 324: 6 Tips to Earn Hundreds of Dollars per Hour by Rita Gates with PT Money (Increase Your Salary). PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a...

Mr. Money Mustache makes a big case against cutting your cable TV subscription out of your life. Episode 323: MMM Challenge: Cut Your Cash-Leaking Umbilical Cord by Mr. Money Mustache (Debt & Saving Thousands). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in...

Paula Pant shares the incredible power of 10x thinking, and why you shouldn't sweat the small stuff. Episode 322: The Incredible Power of 10x Thinking by Paula Pant of Afford Anything (Improving Personal Finance Habits). Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate...

Sam of Financial Samurai shares how he got burned by bank fees and how to stop them. Episode 321: Curse You Bank Fees! How to Never Pay Sneaky Bank Fees Again by Sam Dogen of Financial Samurai (Save Money). Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos....

J. Money of Budgets Are Sexy shares a reader's email with some big takeaways. Episode 320: If You Can Afford to Spend It, You Can Afford to Save It by J. Money of Budgets Are Sexy (Personal Finance Education). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 mon...

Guest author Claire on I Will Teach You to be Rich shares takeaways form the book "Why Smart People Make Big Money Mistakes." Episode 319: Mental Accounting: Why Smart People Make Big Money Mistakes by Claire with IWT (Investing Mistakes). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psycho...

Leo Babauta of Zen Habits shares six simple steps to avoid credit problems. Episode 318: Six Simple Steps to Avoid Credit Problems in a Bad Economy by Leo Babauta (Debt & Credit Scores). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, fin...

Jacob Lund Fisker of EarlyRetirementExtreme.com answers one of the most common questions he receives. Episode 317: Can I Retire Young by Jacob Lund Fisker of Early Retirement Extreme (How to Retire Early & FIRE). Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame...

Guest author Lama Farran shares 8 characteristics of people who are successful at getting out of debt. Episode 316: 8 Characteristics of People Who Are Successful at Getting Out of Debt by Lama Farran with Becoming Minimalist (Bad Debt). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live,...

J.D. Roth shares his analysis of different strategies to financial freedom. This is Part 2 of 2. Episode 315: Big Wins: The Cornerstone of Financial Freedom - Part 2 by J.D. Roth of Money Boss (How to Retire Early - Early Retirement). J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, wit...

J.D. Roth shares his analysis of different strategies to financial freedom. This is Part 1 of 2. Episode 314: Big Wins: The Cornerstone of Financial Freedom - Part 1 by J.D. Roth of Money Boss (Investing Success). J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in con...

Kalen Bruce of Money Mini Blog shares exact steps on how to get your finances in order in 1 hour. Episode 313: How to Get Your Finances in Order in 1 Hour by Kalen Bruce with Money Mini Blog (Personal Finance). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealt...

Chris Reining shares 5 investing rules from building a 7-figure portfolio. Episode 312: 5 Investing Rules from Building a 7-Figure Portfolio by Chris Reining (Beginning Investing). Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on h...

Kristin Wong shares what the anchoring bias is and how you can use it to your advantage. Episode 311: How to Use the Anchoring Bias for Negotiating Salary by Kristin Wong (Increase Your Salary). Kristin Wong is a freelance writer and journalist who writes for Lifehacker, Mentalfloss, and New York Magazine. She frequently covers travel, personal finance, and human behavior. Kristin launched her own...

Jason Price with PTMoney shares the pros and cons of renting vs. buying. This is Part 2 of 2. Episode 310: Renting vs Buying a House: Pros and Cons from a Renting Convert - Part 2 by Jason Price with PT Money (Should You Rent). PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life yo...

Jason Price with PTMoney shares the pros and cons of renting vs. buying. This is Part 1 of 2. Episode 309: Renting vs Buying a House: Pros and Cons from a Renting Convert - Part 1 by Jason Price with PT Money (Homeownership). PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you...

Mr. Money Mustache shares what hypermiling is and how you can save 25% on gas doing it. This is Part 3 of 3. Episode 308: Hypermiling: Expert Driving to Save 25% on Gas - Part 3 by Mr. Money Mustache (Debt & Car Insurance). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and comput...

Mr. Money Mustache shares what hypermiling is and how you can save 25% on gas doing it. This is Part 2 of 3. Episode 307: Hypermiling: Expert Driving to Save 25% on Gas - Part 2 by Mr. Money Mustache (Better Gas Mileage). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer...

Mr. Money Mustache shares what hypermiling is and how you can save 25% on gas doing it. This is Part 1 of 3. Episode 306: Hypermiling: Expert Driving to Save 25% on Gas - Part 1 by Mr. Money Mustache (Costs to own a car). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer...

Paula Pant shares the easiest way to save money without budgeting and counting pennies. Episode 305: Take the One Percent Challenge from Afford Anything | Make smart choices about your money, time and productivity. Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate inves...

Sam of Financial Samurai shares why he believes earning money quickly is bad idea. Episode 304: Making Money Too Fast Destroys You and Everything Around You by Sam Dogen of Financial Samurai (Finance Habits). Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos...

J. Money of Budgets Are Sexy asks if warranties are truly warranted, with examples. Episode 303: Are All Warranties Warranted by J. Money of Budgets Are Sexy (Should You Buy a Warranty on Your Car, House, Electronics). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses...

Ramit Sethi breaks down the best ways to save money without worrying about your daily lattes. Episode 302: How to Save Money by Ramit Sethi of I Will Teach You To Be Rich (The Way to Save & Make More Money Without Frugality). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus...