Optimal Finance Daily - Financial Independence and Money Advice

Annie Raser-Rowland with Becoming Minimalist shares an introduction to frugal-hedonism. Episode 476: An Introduction to Frugal Hedonism by Annie Raser-Rowland & Becoming Minimalist (Money & Saving). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Th...

Chris Reining shares 3 ways to hack your financial happiness. Episode 475: 3 Ways to Hack Your Financial Happiness by Chris Reining (Residual Income & Investing Success). Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. H...

Hank Coleman with PT Money shares who holds your bad credit against you and what to do about it. Episode 474: The Five People Who Hold Your Bad Credit Against You by Hank Coleman with PT Money (Financial Independence). PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. I...

Ramit Sethi of I Will Teach You To Be Rich shares how to invest like a couch potato. Episode 473: How to Invest Like a Couch Potato by Ramit Sethi of I Will Teach You to be Rich (Lazy Investing). Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life:...

J. Money of Budgets Are Sexy shares what to do with your extra money. Episode 472: What Do You Do With Your Extra Money by J. Money of Budgets Are Sexy (Investing Success). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books,...

Leo Babauta of Zen Habits shares his guide to escaping materialism and finding happiness. Episode 471: A Guide to Escaping Materialism and Finding Happiness by Leo Babauta of Zen Habits (Financial Minimalism). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create...

Mr. Money Mustache shares takeaways from the book "Predictably Irrational" by Dan Ariely. This is Part 2 of 2. Episode 470: Predictably Irrational - Part 2 by Mr. Money Mustache (Investing Success & Portfolio Investing). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer...

Mr. Money Mustache shares takeaways from the book "Predictably Irrational" by Dan Ariely. Episode 469: Predictably Irrational - Part 1 by Mr. Money Mustache (Economics & Financial Independence Early Retirement). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science i...

Kalen Bruce of Money Mini Blog shares what to do to stop allowing fear control your finances. Episode 468: Are You Letting Fear Control Your Finances by Kalen Bruce of Money Mini Blog (Investing Fear). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen...

Paula Pant of Afford Anything shares her take on the debate of repaying debt vs. investing. Episode 467: Should I Repay Debt or Invest? - 7 Critical Things to Consider by Paula Pant of Afford Anything (Pay off House Early). Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real est...

Guest author Mrs. Picky Pincher with Cait Flanders shares her story of grief and financial discipline. Episode 466: Good Grief and Financial Discipline by Mrs. Picky Pincher & Cait Flanders (Bad Credit & Financial Habits). Cait Flanders started her site to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a...

Jon Dulin guest posts on Making Sense of Cents with a guide for investing success. This is Part 2 of 2. Episode 465: The Smart Woman's Guide to Investing Success - 2 by Jon Dulin & Making Sense of Cents (FIRE). Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track o...

Jon Dulin guest posts on Making Sense of Cents with a guide for investing success. This is Part 1 of 2. Episode 464: The Smart Woman's Guide to Investing Success - Part 1 by Jon Dulin with Making Sense of Cents (Early Retirement). Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7...

Sam of Financial Samurai shares how and why to stop frugality from leading to lifestyle deflation. This is Part 2 of 2. Episode 463: Stop Frugality from Leading to Lifestyle Deflation - 2 by Sam of Financial Samurai (Frugal Living & How to Retire Early). Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site...

Sam of Financial Samurai shares how and why to stop frugality from leading to lifestyle deflation. This is Part 1 of 2. Episode 462: Stop Frugality from Leading to Lifestyle Deflation - Part 1 by Sam of Financial Samurai (FIRE). Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others...

Joshua Becker of Becoming Minimalist shares a warm-hearted story of a young girl, a puppy, and a family. Episode 461: The Appeal of Generosity by Joshua Becker of Becoming Minimalist (Warm-Hearted & Feel-Good Story About Giving). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered...

Philip Taylor of PT Money shares 7 strategies that can save you thousands each year in taxes. This is Part 2 of 2. Episode 460: These 7 Strategies Save Us Thousands Each Year in Taxes - Part 2 by Philip Taylor of PT Money (FI & Tax Shelter). PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can bui...

Philip Taylor of PT Money shares 7 strategies that can save you thousands each year in taxes. This is Part 1 of 2. Episode 459: These 7 Strategies Save Us Thousands Each Year in Taxes - Part 1 by Philip Taylor of PT Money (Tax Professional). PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can bui...

Chris Reining shares personal examples of 10 failed investments and his thinking behind them all. Episode 458: When to Sell: Anatomy of 10 Failed Investments by Chris Reining (Investing Success & Portfolio Investing). Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and down...

Ramit Sethi of I Will Teach You To Be Rich shares the role of psychology on our wealth. Episode 457: I Did All the Right Things & Look How It Turned Out by Ramit Sethi - I Will Teach You to be Rich (Extra Money). Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all...

Tim Kim with Budgets Are Sexy shares the importance of legacy. Episode 456: I Don't Want to be the Richest Man in the Graveyard by Tim Kim & Budgets Are Sexy (Financial Freedom). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some b...

Mr. Money Mustache shares his take on retirement and the option of not working. Episode 455: Work Goes on Long After the Thrill of Workin' is Gone by Mr. Money Mustache (Early Retirement & FIRE). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then w...

Jacob Lund Fisker of Early Retirement Extreme shares how it's possible to become financially independent at 25. Episode 454: To Become Financially Independent at 25 by Jacob Lund Fisker of Early Retirement Extreme (Lessons on Money). Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works agai...

Kalen Bruce of Money Mini Blog shares 5 tricks for managing your credit score. Episode 453: 5 Tricks for Managing Your Credit Score by Kalen Bruce of Money Mini Blog (Fix My Credit Score). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everyt...

Cait Flanders shares how she budgets with very irregular self-employed income. This is Part 2 of 2. Episode 452: How I Budget with (Very Irregular) Self-Employed Income - Part 2 by Cait Flanders (Budgeting & Entrepreneur). Cait Flanders started her site to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a...