Optimal Finance Daily - Financial Independence and Money Advice

JL Collins of JLCollinsNH.com shares his thoughts the college conundrum. Episode 801: The College Conundrum by JL Collins on Should I Go To College & How to Pay for College Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creat...

The Finance Twins share how to start investing. Episode 800: How To Start Investing by The Finance Twins on Getting Started with Investment Accounts & Preparing for Retirement Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized...

Michelle Schroeder-Gardner of Making Sense of Cents shares 5 mistakes that can hurt your chances for retirement. Episode 799: 5 Mistakes That Can Hurt Your Chances For Retirement by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in...

Scott Spann with Financial Finesse shares what you need to know before listing your home for sale. Episode 798: What You Need To Know Before Listing Your Home For Sale by Scott Spann with Financial Finesse After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decid...

Sam of Financial Samurai shares an easy and painless way to be more free. Episode 797: Destroy Debt Quicker: An Easy And Painless Way To Be More Free by Sam Dogen of Financial Samurai Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent...

Tim Miller with Money Mini Blog shares a mechanic's advice on how to save money on car repairs. Episode 796: A Mechanic's Advice on How To Save Money On Car Repairs by Tim Miller with Money Mini Blog on Auto Repair Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building w...

Emily Guy Birken with PT Money shares what to look for when reading a mutual fund prospectus. Episode 795: What to Look for When Reading a Mutual Fund Prospectus by Emily Guy Birken with PT Money on Investing Education PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. I...

Darrow Kirkpatrick of Can I Retire Yet shares why you need multiple sources of retirement income. Episode 794: Why You Need Multiple Sources of Retirement Income by Darrow Kirkpatrick of Can I Retire Yet on Retiring Early Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financia...

Paula Pant of Afford Anything shares 8 money myths that might be holding you back. This is part 2 of 2. Episode 793: [Part 2] 8 Money Myths That Might Be Holding You Back by Paula Pant of Afford Anything on Finance Truths Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estat...

Paula Pant of Afford Anything shares 8 money myths that might be holding you back. This is part 1 of 2. Episode 792: [Part 1] 8 Money Myths That Might Be Holding You Back by Paula Pant of Afford Anything on Financial Mishaps Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real es...

Britt with Becoming Minimalist shares what she learned from not buying anything for the past 6 months. Episode 791: What I've Learned From Not Buying Anything For the Past 6 Months by Britt with Becoming Minimalist on Frugality Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered o...

J Money of Budgets Are Sexy shares why you should ignore everyone. Episode 790: Ignore Everyone by J Money of Budgets Are Sexy on Long-Term Investing & Financial Independence Advice J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read som...

Mr. Money Mustache shares his thoughts on frugality and simple living. Episode 789: Wish You Were Here by Mr. Money Mustache on Frugality & Simple Living Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jo...

Mark Manson shares the real value of money. Episode 788: The Real Value of Money by Mark Manson on Personal Finance & Creating True Wealth Mark Manson was a full-time professional dating coach for men from 2008 until 2011. Sick of the industry, he wrote his first book, Models: Attract Women Through Honesty, and changed the name and focus of his business to address broader self-development topics f...

Nick True of Mapped Out Money shares a different way to look at the latte factor. Episode 787: A Different Way To Look At The Latte Factor by Nick True of Mapped Out Money on Frugality & Mindful Consumption Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. M...

April Dykman with Get Rich Slowly shares why material stuff can make you happy. Episode 786: Material Stuff Can Make You Happy by April Dykman with Get Rich Slowly on Buying Experiences & Simple Living J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt....

Jacob Lund Fisker of Early Retirement Extreme shares his thoughts on making money and keeping score. Episode 785: Making Money and Keeping Score by Jacob Lund Fisker of Early Retirement Extreme on Financial Awareness Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to...

Chris Reining shares why he's not paying off his mortgage. Episode 784: Why I'm Not Paying off My $100,000 Mortgage by Chris Reining on Pay Down Debt or Invest Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been fe...

Cynthia Meyer with Financial Finesse answers if you should pay off your credit cards with a 401k loan. Episode 783: Should You Pay Off Your Credit Cards With A 401k Loan? by Cynthia Meyer with Financial Finesse on Paying Off Debt After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their...

2 short posts from Sam of Financial Samurai where he shares the age most people retire in America and why experiences always win. Episode 782: What Age Do Most People Retire In America? AND Much Poorer But Also Much Richer Too by Sam of Financial Samurai Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site...

Tony Tran with I Will Teach You to be Rich asks what is middle class. Episode 781: What Is Middle Class? by Tony Tran with I Will Teach You To Be Rich on Personal Finance & Budgeting Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, career...

Robert Farrington of The College Investor shares 10 reasons you're still broke at 35. This is part 2 of 2. Episode 780: [Part 2] 10 Reasons You're Still Broke At 35 by Robert Farrington of The College Investor on Financial Turnaround Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps pa...

Robert Farrington of The College Investor shares 10 reasons you're still broke at 35. This is part 1 of 2. Episode 779: [Part 1] 10 Reasons You're Still Broke At 35 by Robert Farrington of The College Investor on Fixing My Finances Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps pare...

Michelle Schroeder-Gardner of Making Sense of Cents shares how dealing with money stress can impact your health, job and family. Episode 778: Dealing With Money Stress - It Can Impact Your Health, Job, and Family! by Michelle Schroeder-Gardner Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in stude...

Darrow Kirkpatrick of Can I Retire Yet shares an early warning system for your investment portfolio. Episode 777: An Early Warning System for Your Investment Portfolio by Darrow Kirkpatrick of Can I Retire Yet on Diversification Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become f...