Optimal Finance Daily - Financial Independence and Money Advice

Jacob Wade with Budgets Are Sexy shares all the money he's earned and spent in his lifetime. Episode 851: All The Money I've Earned (and Spent) In My Lifetime by Jacob Wade with Budgets Are Sexy on Finance Tracking J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for...

Phil Town of Rule One Investing shares his thoughts on if you can actually time the stock market. Episode 850: Can You Actually Time the Stock Market? by Phil Town of Rule One Investing on Smart Investment Strategies Phil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to...

JL Collins of JLCollinsNH.com shares his thoughts on stocks. Episode 849: Stocks - Part V: Keeping It Simple, Considerations And Tools by JL Collins on Index Fund & Bond Investing Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans...

The Finance Twins share how to save when eating out. Episode 848: How To Save When Eating Out by The Finance Twins on Saving Money on Monthly Bills Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking...

James Altucher shares five things you need to know before buying a house. Episode 847: Five Things You NEED to Know Before Buying a House by James Altucher on Home Ownership versus Renting James Altucher is an American hedge fund manager, entrepreneur, bestselling author, and podcaster. He has founded or cofounded more than 20 companies and says he failed at 17 of them. He has published 11 books,...

Alexa Mason with The College Investor shares how to live comfortably on just $20,000 per year. Episode 846: How To Live Comfortably On Just $20,000 Per Year by Alexa Mason with The College Investor on Extreme Frugality Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smar...

Sam of Financial Samurai shares how money is made on the purchase in real estate and not on the sale. This is part 2 of 2. Episode 845: [Part 2] In Real Estate, Money Is Made On The Purchase, Not On The Sale by Sam of Financial Samurai on Property Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help...

Sam of Financial Samurai shares how money is made on the purchase in real estate and not on the sale. Episode 844: [Part 1] In Real Estate, Money Is Made On The Purchase, Not On The Sale by Sam of Financial Samurai on Home Buying Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and other...

Scott Spann with Financial Finesse shares 10 things to do if you're retiring within the next 10 years. Episode 843: Retiring Within the Next 10 Years? 10 Things to Do Now by Scott Spann with Financial Finesse on Retirement Planning After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in thei...

Darrow Kirkpatrick of Can I Retire Yet shares one solution for cheaper retirement travel. Episode 842: One Solution for Cheaper Retirement Travel: A Small RV by Darrow Kirkpatrick of Can I Retire Yet on Cheap Traveling Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially...

Monika of Mission Money shares how to stop lifestyle creep after getting out of debt. Episode 841: How To Stop Lifestyle Creep After Getting Out Of Debt by Monika of Mission Money on Simple Living & Frugality Monika is a mother of two cats, a content creator and an expat settled in the UK, and a digital producer by profession. Financial literacy is something that appears to still be missing in sch...

Craig Stephens of Retire Before Dad shares his thoughts on why it's only money. Episode 840: It's Only Money by Craig Stephens of Retire Before Dad on Building Financial Security Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He wr...

Mr. PoP with PT Money shares if now is a good time to buy a house or rental property. Episode 839: Is Now a Good Time to Buy a House or Rental Property? by Mr. PoP with PT Money on Real Estate Investing PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by...

Jillian Rosenthal with Money Mini Blog shares 6 tips to help you decide if you really need that second job. Episode 838: 6 Tips to Help You Decide if You Really Need That Second Job by Jillian Rosenthal with Money Mini Blog on 2 Incomes Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now de...

The Mad Fientist shares the shortest path to financial independence. Episode 837: Shortest Path to Financial Independence by The Mad Fientist on Early Retirement & Frugality The Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier. Most personal finance advice is geared to...

JD Roth of Get Rich Slowly shares the relationship between time, money, and happiness. Episode 836: The Relationship Between Time, Money, and Happiness by J.D. Roth of Get Rich Slowly on Frugality & Simple Living J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in cons...

Nick True of Mapped Out Money shares the one crucial skill to your money. Episode 835: Pivot Is The One Crucial Skill To Your Money by Nick True of Mapped Out Money on Financial Flexibility Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money i...

Vitaliy Katsenelson of Contrarian Edge shares why the market right now doesn't care how fantastic your stocks are. Episode 834: The Market Right Now Doesn't Care How Fantastic Your Stocks Are by Vitaliy Katsenelson of Contrarian Edge Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John W...

Tynan shares his thoughts on utility on investment. Episode 833: Utility on Investment by Tynan of Tynan.com on Alternative Investing & Improving Life Tynan was named as one of the top 25 best bloggers in 2013 by Time Magazine. He believes in making deliberate decisions and breaking away from the herd mentality. He likes learning new things, building habits, exposing the world, connecting with awe...

Chris Reining shares why becoming a millionaire is a letdown. Episode 832: Becoming a Millionaire Is a Letdown by Chris Reining on Building Wealth & Long-term Investing Mindset Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his s...

Mr. Money Mustache shares how to get rich with carpentry and home renovation. Episode 831: Get Rich With: Carpentry and Home Renovation by Mr. Money Mustache on Real Estate Investing Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in stan...

Steve Pavlina shares a simple abundance mini-challenge. Episode 830: A Simple Abundance Mini-Challenge by Steve Pavlina on Overcoming A Scarcity Mindset with Personal Finance Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has written more than...

Michelle Schroeder-Gardner of Making Sense of Cents asks if your job is worth it and how much it is costing you. Episode 829: Is Your Job Worth It? How Much Is It Costing You? by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7...

J. Money of Budgets Are Sexy shares why it's time for you to get life insurance. Episode 828: It's Time For You To Get A Life. Insurance by J.Money of Budgets Are Sexy on Wealth Preservation J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget,...

James Altucher shares his thoughts on what it feels like to be rich. Episode 827: What It Feels Like To Be Rich by James Altucher on A Millionaire Mindset & Wealthy Thinking James Altucher is an American hedge fund manager, entrepreneur, bestselling author, and podcaster. He has founded or cofounded more than 20 companies and says he failed at 17 of them. He has published 11 books, and is a regula...