Optimal Finance Daily - Financial Independence and Money Advice

J. Money of Budgets Are Sexy shares how to snatch up your long lost money. Episode 1101: Snatch Up Your Long Lost Money by J. Money of Budgets Are Sexy on How To Find Unclaimed Property & Money J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budg...

Darrow Kirkpatrick of Can I Retire Yet shares his thoughts on long-term care insurance. Episode 1100: Long-Term Care Insurance: Beyond the Sales Pitch by Darrow Kirkpatrick of Can I Retire Yet on Wealth Preservation Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially in...

Philip Brewer with Get Rich Slowly shares why now is the time to think long-term. Episode 1099: Why Now is the Time to Think Long-Term by Philip Brewer with Get Rich Slowly on Buy and Hold Investment Decisions J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consume...

Helene Massicotte of Free To Pursue shares how many cars she will own. Episode 1098: How Many Cars Will I Own? by Helene Massicotte of Free To Pursue on How To Be More Frugal & Abundance Mindset Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enabl...

Chris Guillebeau shares his thoughts on 100 countries or an S.U.V. Episode 1097: 100 Countries or an S.U.V.? by Chris Guillebeau on Spending Money on Experiences Over Material Items Chris Guillebeau is a New York Times bestselling author and modern-day explorer. He is the author of 5 books and his daily podcast, Side Hustle School, is downloaded more than 2 million times a month. Every summer in P...

Kelley Long with Financial Finesse shares the no-tracking budget. Episode 1096: The No-Tracking Budget by Kelley Long of Financial Finesse on Automatic Budgeting for Better Personal Finances After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to...

2 short posts from Jen of Frugal Millennial on why a 3 year spending ban isn't as crazy as it sounds and deserving a new car. Episode 1095: Why a 3 Year Spending Ban Isn't as Crazy as it Sounds AND I Deserve a New Car, Right? by Jen of Frugal Millennial A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track...

ESI of ESI Money on debt costs a fortune. Episode 1094: Debt Costs a Fortune by ESI of ESI Money on Long-Term Borrowing Costs of A Mortgage & Saving Money ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing thr...

Sam of Financial Samurai on controlling the urge to splurge. Episode 1093: Controlling The Urge To Splurge by Sam of Financial Samurai on How to Control Spending & Be More Frugal Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 y...

Chris Reining shares how to become financially independent. Episode 1092: How To Become Financially Independent: Step 3 - Invest What You Save by Chris Reining on Becoming F.I.R.E. Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com. The original post is located here: https://chrisreining.com/how-...

Sam Lustgarten with Becoming Minimalist on the urge to splurge. Episode 1091: The Urge to Splurge by Sam Lustgarten with Becoming Minimalist on How to Be Practice Frugal Minimalism Confidently Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their st...

Jennifer of Simply Fiercely shares 7 things you will never regret spending money on. Episode 1090: 7 Things You Will Never Regret Spending Money On by Jennifer of SimplyFiercely on Buying Time & Freedom Jennifer is a traveller, minimalist and dream chaser. She grew up near Baltimore, Maryland but she caught a bad case of wanderlust at an early age and it has taken her all over the world. She is a...

The Finance Twins share the 5 best things you can do with a tax refund. Episode 1089: 5 Best Things You Can Do With a Tax Refund by The Finance Twins on How To Spend Money From Taxes Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we r...

2 short posts from Ramit Sethi of I Will Teach You to be Rich on what do you not care about spending money on and why do you want to be rich. Episode 1088: What Do You NOT Care About Spending Money On? AND Why Do You Want To Be rich? by Ramit Sethi of IWT Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually wor...

JL Collins of JLCollinsNH.com shares his thoughts on bonds. This is part 2 of 2. Episode 1087: [Part 2] Stocks - Part XII: Bonds by JL Collins on Everything You Need To Know About Bond Investments Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementi...

JL Collins of JLCollinsNH.com shares his thoughts on bonds. This is part 1 of 2. Episode 1086: [Part 1] Stocks - Part XII: Bonds by JL Collins on Bond Market Investing Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating p...

Jana with Budgets Are Sexy shares the Oregon Trail guide to personal finance. Episode 1085: The Oregon Trail Guide to Personal Finance: What Happens Next? by Jana with Budgets Are Sexy on Money Decisions J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, m...

Dawn Starks of SimpleMoney on shoring up your retirement plan. Episode 1084: Shoring Up Your Retirement Plan by Dawn Starks of Simple Money on Working While Retired & Side Hustling Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's Sim...

Kumiko of The Budget Mom shares how to start a budget when you live paycheck to paycheck. Episode 1083: How to Start a Budget When You Live Paycheck to Paycheck by Kumiko of The Budget Mom on Cutting Back to Save Money Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they...

DJ Wetzel with The College Investor shares why investing in college town real estate can be smart. Episode 1082: Why Investing in College Town Real Estate Can Be Smart by DJ Wetzel with The College Investor on Wealth Building Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents ma...

John Assaraf with Rule One Investing shares 4 valuable tips for a healthy money mindset. Episode 1081: 4 Valuable Tips for a Healthy Money Mindset by John Assaraf with Rule One Investing on Have A Growth Mindset Phil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat...

Julie Broad with My Wife Quit Her Job shares why real estate made her a millionaire and investing in stocks did not. Episode 1080: Why Real Estate Made Me A Millionaire and Investing In Stocks Did Not by Julie Broad with MyWifeQuitHerJob Steve Chou of My Wife Quit Her Job carries both a bachelors and a masters degree in electrical engineering from Stanford University, but spent a good portion of h...

Kalen Bruce of Money Mini Blog shares his biggest money mistakes that he's glad he made. Episode 1079: My Biggest Money Mistakes (That I'm Glad I made) Part 2: Wholesale Club by Kalen Bruce of Money Mini Blog Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth....

Craig Stephens of Retire Before Dad shares 6 steps to a debt-free retirement. Episode 1078: 6 Steps to a Debt-Free Retirement by Craig Stephens of Retire Before Dad on Financial Independence & Retiring Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before...

Emily Guy Birken with PT Money shares what to look for when buying a house (hint: not the granite countertops). Episode 1077: What to Look for When Buying a House (Hint: Not the Granite Countertops) by Emily Guy Birken with PT Money PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the li...