OnTrack with Milford

Out of all the resolutions you’ve made for 2025, how many have already been broken? Head of KiwiSaver at Milford, Murray Harris, talks to PJ and Matty from The Hits about the one resolution that can have a positive, long-term benefit – along with seven easy steps to get there.

Taking check of your finances, investments and progress against goals once a year is helpful to fully understand your financial situation. Milford Financial Adviser Jess Travers chats with Toni, Jase and Sam on The Coast about what to look for and what to change to make the most of your finances in 2025.

It’s time to set your 2025 resolutions! Murray Harris, Head of KiwiSaver at Milford, joins Bree and Clint from ZM to talk about the importance of including financial goals in your plan and how increasing your KiwiSaver contribution by a small fraction now could make a difference of thousands in retirement.

Christmas can be an expensive time of year, and Head of KiwiSaver Murray Harris shares practical tips with PJ and Matty from The Hits for managing the holiday financial pressures. As we transition into the New Year, they also touch on the importance of including financial goals as part of your 2025 resolutions.

As 2025 approaches, Milford Financial Adviser Gareth Stythe joins Toni, Jase, and Sam on The Coast to discuss how the holiday break is the perfect time to review and reset your financial goals. He emphasises the value of using tools and expert advice to refine your strategy for smarter financial decisions in the year ahead.

What does the OCR cut mean for your mortgage? Milford Financial Adviser Gareth Stythe chats with Toni, Jase and Sam on The Coast about ways to make the most of a mortgage rate drop, including why now could be a good time to consider an investment fund over a term deposit.

You can’t take it with you, so what happens to your KiwiSaver money when you die? Senior KiwiSaver Financial Adviser at Milford, Liam Robertson, talks with PJ and Matty from The Hits about how you can ensure your hard-earned money is allocated to the people you want.

Does the government take your KiwiSaver money when you die? KiwiSaver Financial Adviser at Milford, Liam Robertson, gives Bree and Clint from ZM a rundown on what happens to your money if you have a will, or you don’t have a will.

Financial risk is normally associated with losing money, but what about the risk of not taking enough risk? Milford Financial Adviser Jessica Travers chats with Toni, Jase and Sam on The Coast about why being conservative with your financial decisions might not get you the returns you need to reach your goals.

The word diversification is thrown around a lot in financial circles – but what does it actually mean? KiwiSaver Financial Adviser at Milford, Liam Robertson, gives Bree and Clint from ZM an easy-to-understand example of what diversification could look like.

Diversification can be simply explained as not putting all your eggs in one basket – but what does that actually mean in practical terms? Senior KiwiSaver Financial Adviser at Milford, Liam Robertson, talks with PJ and Matty from The Hits about what diversification involves, and what it means for your KiwiSaver funds.

A common question people ask is, "Which KiwiSaver fund is right for me?" Milford's Senior KiwiSaver Financial Adviser, Liam Robertson, joined PJ and Matty on The Hits to discuss fund suitability and how your choice can impact your future balance. He emphasises the importance of reviewing your financial goals, understanding your risk tolerance, and considering your investment timeframe.

Milford's Senior KiwiSaver Financial Adviser, Liam Robertson, joined Bree and Clint on ZM to tackle a common question: "Which KiwiSaver fund is right for me?" Liam explained fund choice and suitability, emphasising the importance of reviewing your financial goals, understanding your risk tolerance, and considering your investment timeframe.

Entering your 40s often means a shift in life priorities, and with that comes new financial considerations. Milford Financial Adviser Jessica Travers joined Toni, Jase, and Sam on The Coast to discuss what to focus on during this stage – ranging from paying down your mortgage, building your investment portfolio, reviewing your KiwiSaver contributions and the importance of starting conversations wi...

Moving into your 30s, your earning potential likely increases, along with life expenses. Milford Financial Adviser Nicky Reid chats with Toni, Jase and Sam on The Coast about how to avoid the ‘lifestyle creep’ as your pay packet grows, and ways to keep focused on long-term goals.

$500m of government contributions to KiwiSaver were missed out on last year, because people didn’t contribute enough to meet the threshold. Senior KiwiSaver Financial Adviser at Milford, Liam Robertson, talks with Bree and Clint from ZM about how you can ensure you receive the government’s annual $521.

Did you know you’re not alone when it comes to building up your KiwiSaver balance? Senior KiwiSaver Financial Adviser at Milford, Liam Robertson, talks with PJ and Matty from The Hits about the other parties that contribute to your KiwiSaver and how you can ensure you don’t miss out on the annual government contribution of $521.

Are you afraid of risk when it comes to investing? Head of KiwiSaver at Milford, Murray Harris, talks with PJ and Matty from The Hits about how risk can be your friend if you understand it.

Milford was in Hamilton this week for our Kickstart your KiwiSaver breakfast! Head of KiwiSaver at Milford, Murray Harris, talks with Bree and Clint from ZM about the event, and the top five tips they shared with attendees.

Investing can look very different in your 20s than it does in your 50s. Milford Financial Adviser Nicky Reid chats with Toni, Jase and Sam on The Coast about investing through the decades. Today she talks about the three key things people in their 20s need to consider.

Milford is heading to Hamilton! If you fancy a free brekkie while you learn more about KiwiSaver, head to the Hamilton Innovation Park at 7.30am Wednesday 30 October. Head of KiwiSaver at Milford, Murray Harris, talks with Bree and Clint from ZM about what to expect at this KiwiSaver Kickstart event.

There are two important levers you can control that will have an impact on your KiwiSaver balance at 65. Head of KiwiSaver at Milford, Murray Harris, talks with PJ and Matty from The Hits about what they are, and how you could potentially have hundreds of thousands more at retirement.

How do you decide on fund suitability as you get older? What’s right for you? Milford Financial Adviser Gareth Stythe chats with Toni, Jase and Sam on The Coast about the questions you need to ask yourself.

The average withdrawal from a KiwiSaver fund to purchase a first home is $35,000.  Head of KiwiSaver at Milford, Murray Harris, talks with Bree and Clint from ZM about the process, and how much you can withdraw.

Fund choice can make a difference if you’re planning to use your KiwiSaver for a first-home deposit. Head of KiwiSaver at Milford, Murray Harris, talks with PJ and Matty from The Hits about the different funds available, and when it’s wise to change funds after you’ve made your deposit withdrawal.