Sandy MacKay, Steve Hamoen

Ontario Mortgage & Real Estate Insights Podcast

Business EN ↓ 504 episodes

We cover the daily developments, trends, and regulatory changes affecting the industry, powered by an AI Steve Hamoen. Get insights sourced from reputable news outlets to help you stay informed and make well-informed decisions.

Author

Sandy MacKay, Steve Hamoen

Category

Business

Podcast website

residential.realapproved.ca

Latest episode

Nov 26, 2025

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Episodes

Ontario's New Planning Rules, Rate Cuts, and Market Trends in Episode 54 22.08.2024

This episode begins with a welcome and introduction. It explores Ontario's new planning rules and housing targets. The impact of the Bank of Canada's recent rate cut on housing markets is analyzed. Housing market trends in Calgary, Greater Vancouver, and Montreal are discussed. Changes in new home prices and the push for transparency in Ontario's home-bidding process are examined. Burlington's pro...

Inflation Trends, Rate Cuts, and August Mortgage Rates in Episode 53 21.08.2024

This episode starts with an introduction and a discussion on inflation trends in Canada. It explores Canada's Consumer Price Index, core inflation measures, and their sectoral impacts. Shelter costs, rent inflation trends, and Bank of Canada's rate cut predictions are analyzed. Upcoming inflation data and Ontario’s new planning rules for housing are highlighted. The episode then covers housing mar...

Ontario Real Estate Surge, Rising Values, and Mortgage Trends in Episode 52 20.08.2024
Sales Trends, Rate Cuts, and Mortgage Renewals in Episode 51 19.08.2024

This episode begins with an introduction to Episode 51. A comprehensive overview of real estate sales trends in major cities is provided. The effects of the Bank of Canada's rate cut are analyzed. Shifting dynamics in Greater Vancouver's real estate market are discussed. The surge in Montreal's residential sales is highlighted. Nesto Incorporated's market strategy is introduced as the sponsor. The...

July Real Estate Data, Rate Cuts, and Homebuyer Tips in Episode 50 18.08.2024

This episode begins with a welcome and introduction. It delves into July's real estate data and the impact of the Bank of Canada's rate cuts. The discussion covers various property types and regional variations across Ontario. Practical advice for homebuyers and investors is provided. The episode concludes with a call for listener questions.

Ontario Real Estate Trends, Interest Rate Cuts, and Combatting Fraud in Episode 49 17.08.2024

This episode starts with an introduction and welcome. It provides an overview of the housing market, including starts, sales, and construction activity. An analysis of Ontario's real estate market trends is presented. The impact of interest rate cuts on real estate is examined. The performance and valuation of regional real estate in Ontario are discussed. The role and growth of MPAC in various On...

Impact of Rate Cuts, US Election, and Mortgage Trends in Episode 48 16.08.2024

This episode starts with a welcome to Episode 48 of the Ontario Mortgage and Real Estate Insights Podcast. The impact of recent interest rate cuts on the housing market and a broader economic analysis are explored. Trends for first-time buyers and implications of the Bank of Canada's interest rate decisions are discussed. The potential impacts of the US economic slowdown and upcoming election are...

AI Generated Episode – Thu Aug 15 2024 15.08.2024
Economic Outlook, Mortgage Challenges, and OREA Leadership Changes in Episode 46 14.08.2024

This episode begins with a welcome and introduction. It explores the economic outlook and the impacts of interest rates. Provincial forecasts and their effects on mortgage payments are discussed. The challenges homeowners face at mortgage renewal are examined. A discussion on fixed vs. variable mortgage rates is featured. Real estate market trends and property listings are analyzed. Leadership cha...

BoC Rate Cut, TRREB Outlook, and National Home Sales Insights in Episode 45 13.08.2024

This episode starts with a welcome and introduction. It examines the impact of the Bank of Canada's rate cut and TRREB's market outlook. Insights into home sales and inventory in Calgary and Greater Vancouver are discussed. The episode highlights an increase in Montreal's residential sales. Mortgage trends and a new partnership with BMO are explored through First National Financial. Carla Giles's...

Central Bank Rate Cuts, Mortgage Trends, and BC's Notice Period Changes in Episode 44 12.08.2024

This episode begins with a welcome and introduction. It explores the implications of central bank interest rate cuts on the real estate market. A weekly mortgage digest and consumer behavior trends are discussed. Updates on British Columbia's revised personal-use notice period and the national mortgage arrears rate are provided. Strategies for saving on mortgage interest and relevant economic indi...

Vernon's Housing Fund Strategy and Community Events in Episode 43 11.08.2024

This episode begins with an introduction and overview. It delves into Vernon's Housing Accelerator Fund strategy and application process. A sponsor segment highlights The Great Canadian Mortgage Company's community event in Victoria. The episode wraps up with closing remarks.

BoC Rate Cuts, GTA Market Insights, and Future Trends in Episode 42 10.08.2024
Global Market Volatility, Bank of Canada's Inflation Outlook, and Toronto Condo Trends in Episode 41 09.08.2024

This episode begins with an introduction to the episode. It delves into global financial market volatility and its impact on Canadian interest rates. The Bank of Canada's inflation outlook and economic concerns are examined. Consumer spending patterns, mortgage renewals, and perspectives from major banks are discussed. Trends in the Toronto condo market and challenges faced by first-time buyers ar...

Ontario's Real Estate Surge, Rate Cuts, and Market Risks in Episode 40 08.08.2024

This episode begins with an introduction to Ontario Mortgage & Real Estate Insights. It covers Ontario's real estate value surge and insights from MPAC's report. The influence of commercial real estate on property values is discussed. An overview of mortgage rates and market volatility is provided. The episode examines the Bank of Canada's rate cuts and their impact on the U.S. economy. Expert ana...

GTA Market Trends, Interest Rate Cuts, and London & St. Thomas Insights in Episode 39 07.08.2024

This episode begins with an introduction to the Ontario Mortgage and Real Estate Insights Podcast. It covers market trends in the Greater Toronto Area and the Toronto Regional Real Estate Board's July home sales report. Economic insights on Toronto's market from national experts are provided. The episode delves into inventory and price trends in the Toronto real estate market. An overview of the r...

Toronto Home Sales, Interest Rate Cuts, and Ontario's $3.14 Trillion Market in Episode 38 06.08.2024

This episode begins with a welcome to the Ontario Mortgage and Real Estate Insights Podcast. It provides an update on the Toronto Regional Real Estate Board's home sales and new listings. The episode discusses interest rate cuts and their implications for the Greater Toronto Area market. It explores market volatility and its effects on mortgage stakeholders. An analysis of financial market cycles...

Bond Market Movements, New Homebuyer Regulations, and Cottage Country Trends in Episode 37 05.08.2024

This episode begins with a welcome and introduction to Episode 37. It discusses bond market movements and economic instability. An analysis of Government of Canada bond yields is provided. The episode covers new homebuyer regulations and extended amortizations. It delves into the differences between posted and actual mortgage rates. The implications of falling posted rates and prepayment penalties...

Wasaga Arena Sale, Development Plans, and Financial Shortfalls in Episode 36 04.08.2024

This episode begins with a welcome and introduction to Episode 36, focusing on the sale of Wasaga Arena and town development plans. It discusses the council's options and financial shortfalls. Insights on development charges and current market conditions are provided. The episode features councillor perspectives on development priorities. The mayor's take on surplus land sales and future revenue i...

Ontario Market Update, Federal Housing Strategy, and Mortgage Affordability Tips 03.08.2024

This episode begins with a welcome and an update on the Ontario real estate market. It covers the federal investment and strategy for affordable housing in Toronto. The episode delves into CMHC's Frequent Builder framework and provides an analysis of the short-term rental market. A discussion follows on the potential for converting short-term rentals into long-term housing. Insights into the Calga...

Fixed vs Variable Rates, Federal Budget Impact, and CMHC's New Mortgage Rules 02.08.2024
Mortgage Rate Cuts, 30-Year Mortgages, and Housing Affordability Concerns 01.08.2024

This episode begins with a welcome and introduction to Episode 33, focusing on mortgage rate cuts and market trends. It explores historical mortgage rate cuts and their impact on real estate market dynamics. An analysis from WOWA Leads on mortgage rate impacts on the housing market is provided. The introduction of 30-year mortgages and government housing initiatives are discussed. Housing affordab...

BoC Rate Cuts, Economic Outlook, and New Mortgage Options for First-Time Homebuyers 31.07.2024

This episode begins with a welcome and introduction. It covers the Bank of Canada's interest rate cuts and their impacts on the housing market. An economic outlook is provided, discussing unemployment, inflation, and interest rate predictions. The episode delves into 'own-use' evictions and their consequences for tenants and landlords. New mortgage options for first-time homebuyers are explored, f...

GTA Sales Drop, National Housing Affordability, and HELOC Regulatory Changes 30.07.2024

This episode begins with a welcome and introduction. It provides updates on the real estate market, including a drop in GTA sales, appeals for interest rate cuts, and market shifts in Calgary and Vancouver. Montreal's surge in residential sales and national housing affordability reports are discussed. Insights into Toronto's condominium rental market are shared. The episode includes an analysis of...

Family Gifts in Home Purchases, Tenant Challenges, and a Royal Ontario Cottage Spotlight 29.07.2024

This episode begins with a welcome and an overview. It explores the role of family gifts in first-time home purchases and regional disparities. The impact of these gifts on the wealth gap and housing market dynamics is discussed. The episode also delves into the rise of own-use evictions and the response from tenants in Ontario. Challenges faced by both tenants and landlords amidst rising rents an...

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