Only Fee-Only

In this Episode Kevin, Peter, and Rodney talk about hybrid asset based long-term care and how it has changed the landscape of the LTC market. Music in this episode was obtained from Bensound.

In this Episode Kevin, Peter, and Rodney talk about traditional long-term care and how the industry has grown and changed over the years. Part 2 next week will cover hybrid / asset based policies and when those can make sense.  Music in this episode was obtained from Bensound.

Vrishin's Bio:  I am Vrishin Subramaniam (he/him), IAR, CFP® candidate, and Founder of CapitalWe Originally born and raised in New Delhi, India, I came to the USA when I was 17 to attend college at the University of Illinois at Urbana-Champaign. A little over a decade later, I have worked as a technology consultant, lived in 7 cities, gotten married to my lovely wife Sharanya, and picked up a...

Devin's Bio: Growing up lower middle-class in Pittsburgh, money was always an issue. But I had two things going for me: my immigrant father instilled in me the hustler mentality and my mother always stressed academics. So in middle school I started mini-businesses to make extra cash, trying my best to stay out of trouble, while making straight A’s. In high school I realized I was too soft to...

Kevin's Bio: Hello! My name is Kevin Lao. I am first and foremost a family man. My amazing wife, Jessica, and I are blessed with three active boys. Tristan came first, and our twins, Julian and Jackson, a short 16 months later. They are my "why," and I do my best to lead by example and pursue my passions in hopes my boys pursue theirs.  After spending my first 12 years in the financ...

Will's Bio: EDUCATION Butler University B.S. Finance, International Business B.A. French CERTIFICATIONS Certified Financial Planner™ INDUSTRY EXPERIENCE Since 2014 VALEO EXPERIENCE Since 2015 HOMETOWN Cape Girardeau, MO RESIDES Indianapolis, IN COMMUNITY INTERESTS Little Wish Foundation Indianapolis Neighborhood Housing Partnership LIDS Foundation Social:  https://www.linkedin.com/in/will-kin...

Eric's Bio: In 2018, after graduating the U.S. Air Force Academy with an Economics degree, I began my professional career as a hospital administrator in the Air Force. As I was sitting in my apartment in Cheyenne, Wyoming after work every day, I quickly realized that this wasn't going to be a career for me. It was a great first job, but wasn’t ultimately my calling and didn’t get me up o...

Andy's Bio: While studying toward a finance degree at the University of Delaware, I decided to work toward a career helping others with their finances. I didn't quite know what that job would look like, but I figured it must exist. I assumed it would involve helping and educating In my senior year at Delaware, I interviewed at a few of the large household name financial services companie...

Episode Details: In this episode, we talk to Abby Morton, who is the head of community and culture at The Elements Financial Monitoring System. We touched on what eEements is great for and how it can help advisors grow their practice. This episode is a part of our Vendor Series for advisors. Abby's Social: https://www.linkedin.com/in/abbymorton/ Twitter: @AbbyMortonCFP Music in this episode w...

Taylor's Bio: In 2014, I left the wirehouse world and launched Define Financial, a fee-only financial planning firm headquartered in San Diego, CA . I started my firm for three main reasons: To create a business model that adhered to the Fiduciary standard. To specialize in helping people over age 50 lower their taxes in retirement. To creatively grow my practice and build a platform to help...

Patricia's Bio: In 2009 I founded Game Theory Academy , a nonprofit that teaches financial skills to teenagers through the lens of strategic decision-making. My favorite part of that work has been guiding young people to set their own goals outside of what their grownups want for them and then align their day-to-day decisions with those goals. I bring that same strategic curiosity to financia...

Brian's Bio: As the founder and CEO of Wealthtender, I'm proud of our growing impact in helping thousands of Americans each month make more informed and educated decisions, whether hiring a financial advisor or managing money on their own. Since founding the company in 2019, Wealthtender has become an industry-leading digital marketing platform providing hundreds of financial advisors wi...

Rodney's Bio: Rodney Mogen is a 20+ year veteran in the financial industry.  He graduated from Macalester College, in St Paul MN in 1999 with a double major in Economics and Finance, and minors in Psychology, History, and Art.  Rodney, has proven himself as an expert in Advanced Life Insurance strategies, long Term Care, Disability Insurance, and Small Business Solutions.  He has spoken acros...

Zack's Bio: Zack joined the firm in 2019 as a Financial Advisor in the firm’s Institutional Consulting Group. He served as the primary advisor and financial coach for employees of our Corporate Retirement Plan clients. In summer 2022, Zack was promoted to Director of Financial Planning and Participant Engagement. As Director, Zack leads a team of financial planners that help our Private Wealt...

In this episode Broc and Peter recap what the podcast experience has been like up to this 50th episode. We talk about the podcast setup and many of the awesome things that we have gotten to talk to the awesome fee-only community about! Enjoy!

Nick's Bio: Nick Nauta has been practicing financial planning since moving to the Lansing area in 2006. After studying Financial Management and Economics at Northern Michigan University, Nick ventured into the financial planning industry. Having a young daughter and wife, Nick wanted to stay in Michigan. At the time he graduated, one of the few jobs available for a finance major was as a fina...

Matt's Bio: Matt Trogdon is a financial planner who lives and works in Washington, DC. He has worked in the financial services industry for 15 years and he entered the field of financial planning because he wanted to help everyday people make better financial decisions. Matt grew up in a family that talked about saving and investing quite a bit, and he recognized the importance that financial...

Jeff's Bio: While my interest in personal finance dates back to grade school “stock picking” assignments and investment fundamentals senior projects in high school, my career helping individual investors began in 2003. After spending time managing a branch office for a large online brokerage firm, I joined one of the nation's largest retirement plan providers as an advisor providing comp...

Brett's Bio: I’m a born and raised Buffalonian, and the founder of Eudaimonia Wealth. I’ve spent the majority of my career working for a large wealth management firm.  Over time, I realized the focus was more on how to make the firm more money, not how to make a greater difference in the lives of the families served.  I knew there was a better way. In 2019, I chose to leave the brokerage worl...

Matt's Bio: I spent over 10 years helping corporations, hedge funds and institutional investors squeeze every last dollar out of their investments before I finally asked myself: what is most important in life, and what's keeping me from getting there? So, what's important to me:  spending time with my family, pursuing a career I'm passionate about and running a business that al...

Sean's Bio: I graduated from the U.S. Naval Academy in 1992 and served in the Navy for twenty years as a surface warfare officer. My education in financial planning began in the spring of 1994 when a Naval Academy classmate who cared enough about my wife and me to not take no for an answer told us, “We’re going to dinner Wednesday night.” Tom routinely chose great restaurants, so we showed up...

Andrew's Bio: Hi, I’m Andrew. I help educators and government employees make sense of their finances so they can focus on living life. When I was a teacher and DC Public Schools staff member, I signed up with one of the salespeople pushing expensive 403(b) plans. When I learned I was set up to pay hundreds of thousands of dollars in unnecessary fees over the course of my career, my outrage fu...

Jesse's Bio: Jesse serves as an Associate Relationship Manager at Cobblestone. He received an M.S. and B.S. in Mechanical Engineering from the Hajim School of Engineering at the University of Rochester. Prior to joining Cobblestone, Jesse worked for six years at L3Harris, specializing in Mechanical Analysis on satellite telescopes. Jesse’s written articles on personal finance and investing ha...

Bio: COLIN OVERWEG, CFP® Professional: I was sick of commission, proprietary products, sales quotes, clucky technology and being told how to help my clients so left the broker dealer world forever and launched Advize Wealth! Since then I've been name an Investopedia Top 100 Advisor in the Country, serve on the Board for the Financial Planning Association, frequently guest lecture at Universit...

Guy's Bio: With over 20 years in the financial services industry, Guy has extensive experience as a family-centric investment advisor. He specializes in estate planning, inheritance oversight, and wealth transfer strategies for families.  Previously with Citi, Bank of America Investment Services, and MML, his ultimate ambition was to provide unbiased estate oversight and launched a private pr...