payware
On The Wire
The payments industry is at an inflection point. Card networks still consume 2-3% of every transaction. Settlement takes days. Banks earn little while card schemes capture the value. It doesn't have to work this way. On The Wire explores the shift to account-to-account payments - where banks query a resolution network, funds move directly between accounts, and fees drop to 0.5%.For payment institution executives, ISV partners, and merchants rethinking the cost of commerce. Produced by payware - the transaction resolution network for instant A2A payments.
Be sure to visit the podcast's website and support the creator: payware.eu
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Episodes
The Seven Payment Initiation Methods Explained - Full Episode | On The Wire 07.04.2026 21:29
Payment flexibility isn't about accepting more card brands. Visa, Mastercard, Amex, Discover - four ways to access the same infrastructure. Real flexibility comes from how customers initiate payments. There are seven distinct initiation methods - each designed for a different context. Cards work where terminals exist. These methods work where cards don't. This episode covers: QR code scann...
The Seven Payment Initiation Methods Explained - The Briefing | On The Wire 07.04.2026 6:50
Payment flexibility isn't about accepting more card brands. Visa, Mastercard, Amex, Discover - four ways to access the same infrastructure. Real flexibility comes from how customers initiate payments. There are seven distinct initiation methods - each designed for a different context. Cards work where terminals exist. These methods work where cards don't. This 6-minute briefing covers all...
Payment Rails 101: What Every Business Leader Should Know - Full Episode | On The Wire 07.04.2026 25:20
Until recently, merchants chose between "cheap and slow" or "fast and expensive." Instant payment rails changed that equation - offering cheap and fast simultaneously. Payment rails are the infrastructure that moves money between accounts. The rail you choose determines your payment costs, settlement timing, and customer experience. Most businesses default to cards without real...
Payment Rails 101: What Every Business Leader Should Know - The Briefing | On The Wire 07.04.2026 6:41
Until recently, merchants chose between "cheap and slow" or "fast and expensive." Instant payment rails changed that equation - offering cheap and fast simultaneously. Payment rails are the infrastructure that moves money between accounts. The rail you choose determines your payment costs, settlement timing, and customer experience. Most businesses default to cards without real...
How A2A Payments Work - Full Episode | On The Wire 06.04.2026 22:01
A grocery chain processing €80M annually pays €800K in card fees. With account-to-account payments, they'd pay €400K. That's €400K saved - every year. Most business leaders use A2A payments daily without realising it. Mobile banking transfers, direct deposits, bank transfers for invoices - all A2A. But most don't know the same technology works at checkout, enabling customers to pay dir...
How A2A Payments Work - The Briefing | On The Wire 06.04.2026 7:15
A grocery chain processing €80M annually pays €800K in card fees. With account-to-account payments, they'd pay €400K. That's €400K saved - every year. Most business leaders use A2A payments daily without realising it. Mobile banking transfers, direct deposits, bank transfers for invoices - all A2A. But most don't know the same technology works at checkout. This 6-minute briefing covers...
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